Summary

  • A medical loan is a personal loan which provides you with the funds you need to receive medical treatment or undergo surgery. It can also help pay for other medical necessities, including equipment or medication.
  • This can be handy if your medical expenses are essential or urgent, or if your healthcare insurance will not cover all your medical costs. But keep in mind you’ll be charged interest and potentially a raft of fees.
  • Apart from the interest rate, keep an eye out for a medical loan’s upfront fees, ongoing fees, as well as other non-standard fees. The loan term will also affect the amount of interest you pay over time.
  • Make sure the application process is fast enough for you to receive the money you need to pay for your medical procedure when you need it.

Find and compare medical personal loans

Sort By
Product
Advertised Rate
Comparison Rate*
Company
Monthly repayment
Loan term
Total repayments
Real Time Rating™
Go to site

5.60%

Variable

5.70%

Family First Credit Union

$907

36 months

0 year to 10 years

4.41

/ 5
More details

6.99%

Fixed up to 25.69%

7.79%

Harmoney

$926

36 months

3 years

3.87

/ 5
Go to site
More details

11.99%

Variable

12.61%

Heritage Bank

$996

36 months

1 year to 5 years

3.16

/ 5
Go to site
More details

12.45%

Fixed

13.32%

ANZ

$1003

36 months

1 year to 7 years

2.95

/ 5
Go to site
More details

12.69%

Variable

13.56%

NAB

$1006

36 months

1 year to 7 years

3.07

/ 5
Go to site
More details

15.99%

Variable

16.84%

ANZ

$1055

36 months

1 year to 7 years

2.61

/ 5
Go to site
More details

4.45%

Variable

4.65%

Endeavour Mutual Bank

$892

36 months

0 year to 7 years

4.71

/ 5
More details

4.61%

Variable

11.42%

Coastline Credit Union

$894

36 months

1 year to 7 years

4.65

/ 5
More details

4.61%

Variable

5.96%

Coastline Credit Union

$894

36 months

1 year to 7 years

4.65

/ 5
More details

4.64%

Variable

4.91%

Community First Credit Union

$894

36 months

0 year to 10 years

4.50

/ 5
More details

4.95%

Fixed

4.95%

Hume Bank

$898

36 months

1 year to 5 years

4.68

/ 5
More details

5.31%

Variable

5.59%

Bank of us

$903

36 months

0.5 year to 10 years

4.41

/ 5
More details

5.60%

Variable up to 5.74%

5.60%

Family First Credit Union

$907

36 months

0 year to 10 years

4.41

/ 5
More details

5.04%

Variable

5.64%

Summerland Credit Union

$900

36 months

0 year to 7 years

4.40

/ 5
More details

4.85%

Variable up to 11.9%

5.71%

Australian Military Bank

$897

36 months

1 year to 7 years

4.54

/ 5
More details

4.85%

Fixed up to 11.9%

5.71%

Australian Military Bank

$897

36 months

1 year to 5 years

4.52

/ 5
More details

5.59%

Fixed

5.86%

Credit Union SA

$907

36 months

1 year to 7 years

4.43

/ 5
More details

5.25%

Variable

5.64%

Illawarra Credit Union

$902

36 months

1 year to 5 years

4.32

/ 5
More details

5.79%

Variable

5.92%

Police Bank

$910

36 months

1 year to 7 years

4.39

/ 5
More details

5.79%

Variable

5.92%

Bank of Heritage Isle

$910

36 months

1 year to 7 years

4.33

/ 5
More details

5.79%

Variable

5.92%

Police Bank

$910

36 months

1 year to 7 years

4.39

/ 5
More details

5.89%

Variable

6.10%

Horizon Bank

$911

36 months

0 year to 10 years

4.46

/ 5
More details

5.95%

Fixed

6.16%

Hume Bank

$912

36 months

1 year to 5 years

4.36

/ 5
More details

5.99%

Variable

7.71%

Horizon Bank

$913

36 months

0 year to 10 years

4.39

/ 5
More details

6.44%

Variable

6.68%

First Option Bank Ltd

$919

36 months

1 year to 7 years

4.21

/ 5
More details

6.09%

Variable

6.69%

Summerland Credit Union

$914

36 months

0 year to 7 years

4.22

/ 5
More details

6.70%

Fixed

6.70%

AWA Alliance Bank

$922

36 months

1 year to 7 years

4.12

/ 5
More details

6.45%

Fixed

6.80%

IMB Bank

$919

36 months

1 year to 5 years

4.10

/ 5
More details

6.49%

Fixed

6.88%

Beyond Bank Australia

$919

36 months

0 year to 7 years

4.16

/ 5
More details

6.49%

Fixed

6.88%

Greater Bank

$919

36 months

1 year to 7 years

4.23

/ 5
More details

6.95%

Fixed up to 17.95%

8.57%

Pepper

$926

36 months

1 year to 7 years

3.63

/ 5
More details

5.99%

Variable

6.20%

G&C Mutual Bank

$913

36 months

0 year to 7 years

4.37

/ 5
More details

6.69%

Fixed

7.04%

Newcastle Permanent

$922

36 months

1 year to 7 years

4.10

/ 5
More details

6.49%

Fixed

7.19%

RACV

$919

36 months

1 year to 5 years

4.01

/ 5
More details

6.61%

Variable

7.31%

Bank of Queensland

$921

36 months

0 year to 10 years

3.92

/ 5
More details

7.05%

Fixed up to 7.99%

7.40%

OurMoneyMarket

$927

36 months

1 year to 7 years

3.95

/ 5
More details

6.90%

Fixed

7.50%

SERVICE ONE Alliance Bank

$925

36 months

0 year to 7 years

4.02

/ 5
More details

7.49%

Fixed

7.49%

Beyond Bank Australia

$933

36 months

0 year to 7 years

4.02

/ 5
More details

7.25%

Fixed

8.59%

Bank First