Find a Mortgage broker
Last updated on 08 Jul 2020
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How mortgage brokers can help you
Finding a bargain and haggling down the price at your local markets is one thing, but researching home loans and negotiating with a bank is another. A mortgage broker is a resource you can use to help find you a home loan with an affordable interest rate, including special mortgage offers that aren’t normally advertised. Their relationship with the lender can also help them to negotiate a better deal on your behalf.
Home loan applications can be complicated, and lenders don’t always make their paperwork crystal-clear to borrowers. An experienced mortgage broker can manage the home loan application process for you, helping you to save time, avoid rookie mistakes, and improve the chances of your application being quickly processed and approved.
If you’re not familiar with home loans, it can be hard to know which bank you should apply with. And even if you’ve done your research, a mortgage that looks great on paper may have special requirements or hidden costs to consider.
A good mortgage broker can help you work out which home loans are not only affordable and ideal for your needs, but offer features and benefits that can help you achieve your financial and lifestyle goals.
Mortgage brokers work with banks and mortgage lenders every day, and can offer an insider’s view of their home loan credit policies. They can give you a better idea of how strict some lenders are about their paperwork, how long you can expect to wait for a response to your application, and which lenders are easier to deal with.
They can also tell you which lenders offer other banking services you may find valuable, from easy branch and ATM access to smart apps and bundled deals on other financial products.
Every borrower is different, but if you’re in an unusual financial situation, or want something special from your mortgage, you may need a non-standard mortgage structure. A local mortgage broker can take you through home loan options that aren’t typically advertised, and help you work out a loan structure that suits your specific requirements.
Australian mortgage brokers can walk you through every step of your home loan journey and beyond. Even after you’ve signed on the dotted line, your broker can make sure you keep enjoying great value from your loan, and offer options to refinance if required.