Home Insurance

Home and contents insurance are often mentioned in the same breath, and many insurance providers sell them as a package deal, but they are two different types of insurance that cover two different things. Whether you’re an owner occupier, a tenant or an investor, it’s important to know you’re covered with the right kind of home insurance - in fact, having insurance may be a requirement of your mortgage.

Mark Bristow -

22 Feb, 2024 -

4 min read

Home Insurance

Learn about home insurance coverage for malicious damage, including what it covers, exceptions, and claims process.

Vidhu Bajaj -

04 Oct, 2023 -

8 min read

Home Loans

Negative gearing allows investors to claim any losses they incur on an investment property against their personal tax income and is often accused of driving up the price of property by encouraging investors to enter the market. Some economists have called for it to be abolished, and many blame it for Australia’s housing unaffordability.

Mark Bristow -

22 Sep, 2023 -

6 min read

Home Loans

Negative gearing refers to when investors can claim a tax deduction when their investments make a loss. While negative gearing offers several potential benefits, there are also risks involved.

Vidhu Bajaj -

24 May, 2023 -

6 min read

Home Loans

Yes, foreign residents can buy property in Australia. However, there are generally more hoops to jump through than if you were a citizen or permanent resident looking to buy.

Alex Ritchie -

19 Dec, 2023 -

5 min read

Term Deposits

Investors take note term deposits are the new black

Laine Gordon -

09 Jul, 2010 -

3 min read

Term Deposits

According to data from RateCity, more people have been opening savings accounts than term deposits in July. The data showed that while the number of applications for term deposits for July has increased by 44 percent since June, there were 19 percent more people applying for savings accounts than term deposits.

Laine Gordon -

25 Aug, 2010 -

3 min read

Term Deposits

Last year more than one-third of Australian investors voted with their feet to increase their holdings in products such as term deposits and other savings products. Investors with money to spare are continuing to look to cash products in 2011 to provide maximum security with attractive returns.

Laine Gordon -

04 Mar, 2011 -

3 min read

Investment Funds

Smart investors understand the importance of diversification and the managing of risk. However while Self Managed Superannuation Funds (SMSF) trustees and retail investors might diversify their individual holdings, they are falling short when diversifying from a global standpoint

RateCity -

29 Jan, 2014 -

3 min read

Investment Funds

Franking credits, also known as imputation credits, are a tax credit for investors in shares. Franking credits stop company profits being taxed twice.

Nick Bendel -

23 Aug, 2017 -

2 min read

Investment Funds

In finance, a privately-held start-up company is considered a “unicorn” if it’s valued at over $1 billion. Investors often go hunting for unicorns to benefit from their success.

Mark Bristow -

22 Jul, 2022 -

2 min read

Cryptocurrency

SafeMoon is a relatively new cryptocurrency launched in 2021 that generated a lot of interest in investors with increasing prices.

Vidhu Bajaj -

02 Feb, 2023 -

4 min read

Cryptocurrency

Bitcoin Diamond (BCD) was developed to supposedly address the shortcomings of the original Bitcoin and offer an alternative option to investors.

Vidhu Bajaj -

10 Aug, 2022 -

4 min read

Cryptocurrency

Financial services offered on blockchains, also called Decentralised Finance or DeFi, may be helpful for investors in Bitcoin and other cryptocurrencies. Why are these necessary and how do they work?

Jodie Humphries -

01 Aug, 2022 -

3 min read

Online Trading

Despite the well-known "two-speed" nature of the Australian economy, there are plenty of Australians who enter the new financial year to 30 June 2012 with plenty of confidence - and some spare cash to invest. Volatility in Australian and global stock markets has kept many investors on the sidelines, with a big jump in investments going into "safe havens" like term deposits.

Laine Gordon -

29 Jun, 2011 -

3 min read

Online Trading

If current property prices are eluding your investment dreams why not consider online trading - by building an investment portfolio and buying and selling investment shares?

RateCity -

17 Sep, 2014 -

3 min read

Personal Loans

If you��_re considering taking out a personal loan your first thought is usually ��_which of the big banks are the best fit for me?��_

Alex Ritchie -

06 Feb, 2017 -

4 min read

Personal Loans

Bamboo flooring is an appealing potential value-add to any property with the added benefit of looking aesthetically pleasing. Homeowners and property investors may be wondering how much it costs to install bamboo flooring.

Alex Ritchie -

26 Aug, 2022 -

3 min read

Savings Accounts

Even the best savers, borrowers and investors need a bit of a tune up sometimes, so where better to look than to personal finance classics? These books are useful for novices and pros alike who want to work out a wealth-building strategy and implement it in less than a year.

RateCity -

06 Oct, 2016 -

2 min read