Home Loans

The home loan market cooled in the month of January, with the value of new and refinanced home loans dropping for the second consecutive month.

Eden Radford -

07 Mar, 2024 -

4 min read

Home Loans

The value of refinanced home loans staged a small comeback in February, with ABS Lending Indicator data recording a $478 million bump.

Eden Radford -

09 Apr, 2024 -

5 min read

Home Loans

Unloan, the digital home loan from Australia’s biggest bank, is expanding its offering beyond refinancers, and is now offering its competitive rate and loyalty discount for new home loans too.

Eden Radford -

08 Apr, 2024 -

2 min read

Credit Cards

Navigating a tough financial situation can be tricky - so to help provide some guidance, RateCity spoke to Joanne Edwards, Chief Operating Officer of Wisr, a neo-lender and fintech that is focused on improving the financial wellness of all Australians and helping them make smart decisions.

Eden Radford -

24 Apr, 2024 -

6 min read

Home Loans

Lenders Mortgage Insurance (LMI) is an insurance policy that protects your lender if you default on your mortgage. The cost of LMI can be significant, and may affect your home loan budget when buying a property or refinancing a mortgage.

Mark Bristow -

18 Mar, 2024 -

4 min read

Home Loans

Refinancing is the process of switching your home loan to a new loan product and/or a new lender. Discover the benefits and risks of refinancing, including when not to refinance, and how you can kick start the refinancing process today.

Vidhu Bajaj -

30 May, 2023 -

6 min read

Home Loans

Are you feeling the pinch of rising interest rates on your household budget? Refinancing to a lower interest rate could give you room to breathe and possibly earn you a cash rebate in the process!

Vidhu Bajaj -

30 May, 2023 -

3 min read

Car Loans

If you’re looking for a more competitive interest rate, or your circumstances have simply changed, it might be worth considering refinancing.

Peter Terlato -

10 Nov, 2023 -

7 min read

Personal Loans

It is possible to refinance a personal loan, provided you can afford the repayments. Refinancing a personal loan is a lot like initially applying for a personal loan, with a few key differences.

Mark Bristow -

23 Nov, 2023 -

3 min read

Personal Loans

Your personal loan repayments will drop with a new, lower interest rate. However, you will typically need to negotiate or refinance for a lower interest rate, as a personal loan rate may not fluctuate with the RBA's cash rate. 

Alex Ritchie -

18 Sep, 2023 -

5 min read

Home Loans

Refinancing could be an easy way to reduce your home loan repayments. Compare refinance rates and see whether switching to a new lender may better suit your budget.

Sally Tindall -

10 Oct, 2019 -

22 min read

Home Loans

With rates from 5.48%, calculate how much you could save by switching lenders. Compare home loans to find a mortgage to suit your needs.

Mark Bristow -

21 Mar, 2017 -

5 min read