Home Loans

Lenders Mortgage Insurance (LMI) is an insurance policy that protects your lender if you default on your mortgage. The cost of LMI can be significant, and may affect your home loan budget when buying a property or refinancing a mortgage.

Mark Bristow -

18 Mar, 2024 -

4 min read

Home Loans

Refinancing is the process of switching your home loan to a new loan product and/or a new lender. Discover the benefits and risks of refinancing, including when not to refinance, and how you can kick start the refinancing process today.

Vidhu Bajaj -

30 May, 2023 -

6 min read

Home Loans

Are you feeling the pinch of rising interest rates on your household budget? Refinancing to a lower interest rate could give you room to breathe and possibly earn you a cash rebate in the process!

Vidhu Bajaj -

30 May, 2023 -

3 min read

Car Loans

If you’re looking for a more competitive interest rate, or your circumstances have simply changed, it might be worth considering refinancing.

Peter Terlato -

10 Nov, 2023 -

7 min read

Car Loans

If the time has come to upgrade to a new set of wheels, but your savings won’t quite cover the purchase cost, you might be weighing up your financing options.

Alex Ritchie -

06 Nov, 2023 -

5 min read

Car Loans

When it comes to your personal finances, it’s not a bad idea to keep an eye out for better offers on financial products that could potentially save you money.

Georgia Brown -

03 Sep, 2020 -

6 min read

Personal Loans

It is possible to refinance a personal loan, provided you can afford the repayments. Refinancing a personal loan is a lot like initially applying for a personal loan, with a few key differences.

Mark Bristow -

23 Nov, 2023 -

3 min read

Personal Loans

Your personal loan repayments will drop with a new, lower interest rate. However, you will typically need to negotiate or refinance for a lower interest rate, as a personal loan rate may not fluctuate with the RBA's cash rate. 

Alex Ritchie -

18 Sep, 2023 -

5 min read

Personal Loans

You love the area you live in, but your family has outgrown the house. Rather than packing up and moving into new digs, you can renovate your current home to meet your needs and avoid compromising on location.

Mark Bristow -

05 Sep, 2022 -

4 min read

Credit Score

If you have more debts than you can comfortably afford to repay, consolidating these debts into a single loan may not have an immediate effect on your credit score. But if consolidating your debts can help you build healthy financial habits, it’s possible that this could lead to your credit score improving over time.

Mark Bristow -

17 Oct, 2023 -

4 min read

Credit Score

Refinancing your loan can be an effective way to consolidate your debt and reduce your interest costs. But does it affect your credit score?

Vidhu Bajaj -

09 Jan, 2023 -

3 min read

Home Insurance

A home insurance policy gives you the peace of mind, but there are certain situations when you may want to cancel your existing policy. You typically may be able to cancel your home insurance policy at any time without having to wait for your renewal notice. 

Alex Ritchie -

13 Sep, 2023 -

4 min read

Home Insurance

Having adequate home insurance can help manage risks from unforeseen events. But if you’ve not yet closed on a property, you may be wondering if, and when, you’re meant to purchase home insurance.

Alex Ritchie -

18 Sep, 2023 -

4 min read

Credit Cards

It may be possible to take out a personal loan to pay off your mounting credit card debt, but there are potential downsides to consider.

Vidhu Bajaj -

01 Sep, 2022 -

7 min read

Credit Cards

Let’s explore several potential strategies for paying off a credit card, or multiple credit cards, so you can get out from underneath your debt. 

Alex Ritchie -

31 May, 2023 -

5 min read