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Vertigo Platinum



Electronic Wallet Service

Important Rates


Balance Transfer

Overseas spending



  • Free Domestic Travel Insurance
  • Free International Travel Insurance Cover lasts for 180 days per year
  • Free Supplementary Cards
  • Purchase Protection Cover lasts for 120 days per year
  • Price Guarantee If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75 and less than $300.
  • Extended Warranty
  • Concierge


The BankSA Vertigo Platinum credit card is a platinum level card that has a moderate annual fee, a moderately low interest rate and a moderate number of interest-free days.

The BankSA Vertigo Platinum also allows the primary user to add up to three more cardholders at no charge. The card has a minimum credit limit of $6,000 and a maximum of $80,000 a month.

The BankSA Vertigo Platinum credit card offers free travel insurance (up to 180 days international) with QBE Insurance and free rental vehicle excess insurance. It has a 3 per cent currency conversion fee, while ATM use costs either $2.50 or 2 per cent (whichever is highest). Users can also take advantage of VIP perks, such as a price guarantee scheme, extended warranty, purchase insurance, VIP seating at major events and a personal concierge service.

  • Moderately low interest rate
  • Moderate number of interest-free days
  • Three free additional cardholders
  • Annual fee charged
  • Currency conversion fees
  • Overseas ATM fees



Who is it good for?

The BankSA Vertigo Platinum credit card is a competitive choice for big spenders seeking a low-rate credit card that offers users a variety of perks. The moderate number of interest-free days allows some flexibility in the time needed to pay off their balance in full each month.

Speaking of spending, there is a price guarantee of up to $300 on eligible purchases in Australia. If you find it cheaper within 21 days, you can claim the difference.

The BankSA Vertigo Platinum credit card is also convenient for couples and families who can have up to three additional cardholders at no extra charge.

Travellers can also benefit. Travel insurance is complementary for trips of up to six months, while the BankSA Vertigo Platinum credit card also offers free rental vehicle excess insurance. That said, it does charge fees for currency conversion and overseas ATM use.

What RateCity says

The BankSA Vertigo Platinum credit card offers a moderately low interest rate and a moderate number of interest-free days, which could benefit big spenders who want platinum extras without high rates.

The card offers a range of enticing perks, such as purchase insurance, travel insurance and a 24/7 concierge service, while purchases are covered by an extended warranty and a price guarantee.

The offer of up to three additional card holders added to the primary account is useful for couples and families.

On the other hand, overseas spending is costlier than other credit cards that offer 0 per cent currency conversion fees or free overseas ATM use.

The BankSA Vertigo Platinum offers a 24-month balance transfer period with 0 per cent interest (although a 1 per cent balance transfer fee applies). However, if debt is a concern, it might be better to switch to a card without an annual fee.


Those applying for the BankSA Vertigo Platinum credit card must be 18 years or over. You are also required to an Australian citizen or permanent resident. You will have to provide identification, which might include any combination of an Australian driver's licence, Medicare card, passport, Australian birth certificate or NSW Photo Card, as well as foreign tax details if applicable. You will also have to provide details about your income, employment and financial commitments.

About BankSA

BankSA is a South Australian lender that has been operating in the state since 1848. Apart from credit cards, BankSA also offers users home loans, personal loans, insurance, investments and superannuation. You can contact BankSA via its many branches, call centre and online chat services, or utilise its online services. The BankSA Foundation is a charitable organisation that supports smaller charities operating at a local level throughout South Australia and the Northern Territory.

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