BankSA, or the Bank of South Australia, was founded in 1848 as the Savings Bank of South Australia and is now a division of Westpac.

The bank has over 100 branches throughout South Australia and the Northern Territory and headquarters in Adelaide. BankSA offers financial services and products such as personal loans and banking, home loans, insurance, credits cards, investment and superannuation and financial planning advice.

BankSA has won a number of awards, including Money Magazine’s Business Bank of the Year in 2006.

BankSA home loan calculator  

Interested in an BankSA home loan? RateCity has a suite of calculators that can show you what your repayments would be and how BankSA compares to its competitors. Simply plug in your borrowing amount below. 

  • Flexible repayment options.
  • Package and specialised loans available.
  • Interest-only payments.
  • High standard variable rate.
  • Branch access limited to SA and NT.
BankSA customer service:

BankSA offers customers a number of contact options for their financial products and services. These include a number of specialised phone lines for personal and business banking and a dedicated financial hardship line for those facing difficulties in repaying their loans. Customers can also contact the bank online, via email, a general phone line, or visit BankSA staff in person at a local branch. 

✓ Customer service centre (phone)

✓ Mobile app

✓ Online banking

✓ Email

✓ Live Chat

✓ Branch

✓ Mobile banking staff

BankSA home loans

How to Apply

Potential BankSA customers can apply for a home loan in a number of ways. An online application form is available at on the BankSA website and customers will receive indicative approval within 10 minutes and will be contacted by a staff member. Applications can also be completed by phone or by visiting a BankSA branch. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This may include:

  • Personal identification documents.
  • Proof of income and employment.
  • Personal insurance documents.
  • Information on existing property, liabilities and loans.

Refinancers will also need to provide evidence of their existing loan and current payout quote.

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