product logo

Amplify Platinum (Amplify Rewards)



Electronic Wallet Service

Important Rates


Balance Transfer

Overseas spending



Earn Rates

RateCard TypeEarnsCondition
1 point for $1 spentVisauncappedeligible domestic and international transactions
  • Free Domestic Travel Insurance
  • Free International Travel Insurance Cover lasts for 180 days per year
  • Free Supplementary Cards
  • Purchase Protection Covers up to $125,000 per year
  • Extended Warranty
  • Concierge


The BankSA Amplify Platinum (Amplify Rewards) credit card comes with a moderate annual fee, a moderately high interest rate and a moderate minimum credit limit. It also has a moderately low late payment fee and a moderate interest-free period.

This card is associated with the Amplify Rewards program, which allows cardholders to earn points for eligible transactions. These points can be redeemed with various frequent flyer programs, or for merchandise, gift cards and other rewards.

One supplementary cardholder (16 years or older) is also allowed at no extra cost. There is no special balance transfer deal offered with this card.

Additionally, cardholders are covered by complimentary insurance, including travel insurance and extended warranty insurance. BankSA also provides 24/7 fraud monitoring of transactions made on BankSA Amplify Platinum (Amplify Rewards) cards.

  • Rewards program
  • Complimentary insurance
  • Free additional cardholder
  • Moderately high interest rate
  • No balance transfer offer
  • Fees charged for overseas spending

Who is it good for?

This card could be a good option for people who spend regularly on their credit card and want the ability to earn a variety of rewards for spending.

The interest rate is moderately high, however, so it isn’t particularly good for people who struggle to clear their credit card debt each month. It also isn’t especially appropriate for people wanting to use a credit card overseas as it comes with international spending fees.

If you are looking to share a credit card account with a partner or otherwise, the BankSA Amplify Platinum (Amplify Rewards) card could also be a sensible choice as it allows an additional cardholder at no extra cost.

On the other hand, those with existing credit card debt likely wouldn’t benefit much from this card as balance transfers are subject to the cash advance rate from day one. 

What RateCity says

The BankSA Amplify Platinum (Amplify Rewards) card offers a good amount of flexibility in terms of rewards earning potential and what points can be redeemed for. The rewards program’s compatibility with different frequent flyer programs means it’s likely to appeal to a fairly wide customer base.

The complimentary insurance coverage is also an added incentive for customers who want peace of mind when spending on their card or travelling. However, it isn’t the most cost-effective option for overseas spending due to its high international spending fees.

Likewise, there’s no balance transfer offer with this card, which is a drawback for people who already have credit card debt. And if you’re not confident you can pay off your balance entirely each month, you’d probably be better off shopping around for a card with a lower interest rate and/or lower fees. 


The BankSA Amplify Platinum (Amplify Rewards) card’s eligibility criteria state you must be at least 18 years of age and an Australian permanent resident or citizen. During the application process, you will need to provide proof of ID, proof of income and employment (such as bank statements and payslips) and information about any financial commitments you have. You can fill out an application form online or in-branch, and you typically will receive a response immediately. 

About BankSA

BankSA, also known as the Bank of South Australia, is a division of Westpac and has over 100 branches in South Australia and the Northern Territory. The bank provides financial products such as bank accounts, credit cards and personal loans. Customers can manage their banking in-branch, at the BankSA website or through the BankSA mobile app. Customer support is available via phone, in-app or by visiting one of the bank’s branches (or partner branches outside SA and NT).

Compare your product with the big 4 banks, or add more products to compare
As seen on