Important disclosure
Pros and cons
For Amplify Signature (Amplify Qantas)
Benefits
- Rewards Available through Qantas Frequent Flyer
- Extra 90,000 points subject to eligibility conditions
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Price guarantee
- Extended warranty
- Concierge
- Airport lounge
- Rental vehicle excess in Australia insurance
- Purchase protection insurance
Drawbacks
- Higher than average ongoing annual fee
BankSA Rate Credit card overview
For Amplify Signature (Amplify Qantas)
Details
Card Level Premium | Card Type Visa |
Interest Free Days 55 | Minimum monthly repayment 2% or $10 |
Minimum credit limit $15k | Maximum credit limit $80k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit BankSA to view Target Market Determination. |
Fees
Annual Fee $295 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee $0 | Duplicate statement fee $2 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 19.49% p.a |
Cash advance rate 21.49% |
Cash advance fee 3% |
Balance Transfer
Balance Transfer Rate 0% p.a |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee 1% |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges |
Estimated ATM Cost $9 for AU $300 withdrawal |
Rewards
Program name Qantas Frequent Flyer |
Rewards Available Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions Regular, verifiable income |
Residency Australia Citizen, Permanent Resident, Temporary Visa 12 Months Valid |
Perks
- DOMESTIC TRAVEL INSURANCE
- INTERNATIONAL TRAVEL INSURANCE Cover lasts for 180 days per year
- FREE SUPPLEMENTARY CARDS
- PRICE GUARANTEE If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75 and less than $300.
- EXTENDED WARRANTY
- CONCIERGE
- AIRPORT LOUNGE
- RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
- PURCHASE PROTECTION INSURANCE Covers up to $135,000 per year
Other Restrictions
$75 annual Qantas Rewards Program fee