Credit Score

Is there such a thing as 'good debt' and what could it mean for your financial future?

Mark Bristow -

16 Feb, 2024 -

4 min read

Home Loans

Both refinancing and home equity loans let you borrow against the equity you have built up with your home. But the best choice for you may depend on your financial situation and personal goals. 

Peter Terlato -

25 Jul, 2023 -

6 min read

Home Loans

If you’ve been paying down your mortgage consistently while living in your property, you may be considering using your available equity to secure an investment property. 

Alex Ritchie -

07 Jun, 2023 -

5 min read

Home Loans

To get a home equity loan, you’ll first need to get some equity in your property. While it will likely take some time to build up your equity, you may find that you have more equity available than you realise, which could help things go faster.

Mark Bristow -

24 Jul, 2021 -

3 min read

Car Loans

If you’re contemplating buying a new car, it may be tempting to use your home equity to finance it. However, there are some reasons why a car loan may make more sense. Read on to learn more.

Jodie Humphries -

03 Jul, 2021 -

3 min read

Car Loans

It is possible to get a personal loan against your paid-off car where the value of your vehicle is considered collateral for the loan.

Jodie Humphries -

05 Dec, 2022 -

4 min read

Car Loans

It’s every driver’s worst nightmare; getting into an accident or facing damages so severe your car is written off. But if you’re still making repayments on a car loan, what happens to your loan if the vehicle is a write off?

Alex Ritchie -

10 Jun, 2021 -

3 min read

Investment Funds

The exchange traded funds (ETFs) market in Australia reached a significant milestone with over $10 billion in market capitalisation - a 55% increase from 12 months earlier, according to ASX data.

RateCity -

18 Mar, 2014 -

2 min read

Investment Funds

As the Federal Government works to pass legislation regulating equity crowdfunding in Australia, now's a good time to get your head around what this form of investment could mean for you. Equity crowdfunding has boomed in countries such as New Zealand and Sweden so with the precedent already set, there's no reason why Australia won't take to this fairly new investment model like a duck to water.

RateCity -

10 Feb, 2016 -

3 min read

Investment Funds

A new exchange-traded fund iBillionaire Index ETF opened for trading on August 1, which uses publicly available information about the US' most successful billionaires.

Laine Gordon -

07 Aug, 2014 -

3 min read

Personal Loans

There are more ways to access credit than the standard personal loan with a set term. A line of credit may offer an alternative to borrowers looking to get cash without traditional restrictions.

Alex Ritchie -

23 Jul, 2021 -

5 min read

Personal Loans

Renovating a property could potentially greatly improve your lifestyle at home, or increase the value of your investment. But when is the best time to consider undertaking a renovation project, and are there any risks or hazards to avoid?

Mark Bristow -

20 Feb, 2023 -

5 min read

Personal Loans

When you apply for a personal loan or any other form of credit, it’s important to make a decision that will work for your household’s financial situation and your personal goals. It can also be worth looking at some statistics to see how your credit plans fit in with the wider Australian economy, so you can be more confident about the decisions you are making.

Mark Bristow -

24 Nov, 2022 -

4 min read

Term Deposits

If you’ve been there, done that when it comes to term deposits, you may be curious as to what alternatives are available. Depending on your appetite for risk, there are a range of investment options to consider.

Alex Ritchie -

31 Jan, 2023 -

6 min read

Term Deposits

Often, deciding on the best investment strategy for your lump sum can be difficult. Should you invest in the share market, buy property or consider fixing your funds in a bank term deposit?

RateCity -

19 Apr, 2011 -

2 min read

Term Deposits

Long term deposit rates are often competitive with other types of investments such as residential property.

RateCity -

19 Apr, 2011 -

2 min read

Superannuation

Are you thinking about putting extra money into your superannuation fund? Perhaps you're going to put it into your home loan. Here are the benefits of each approach.

Laine Gordon -

12 Nov, 2014 -

3 min read

Margin Loans

Start a margin loan account to begin borrowing cash for your share market or managed fund investments. Your cash or shares are held in the account as security for the loan.

RateCity -

19 Sep, 2009 -

1 min read