Superannuation Articles

Relevant Superannuation articles and tips

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How millennials can become millionaires

The media is full of stories about how millennials are doomed to live poverty-stricken lives. But it doesn’t have to be that way.


Nick Bendel

Nick Bendel

Nov 30, 2017( 4 min read )

How do I consolidate my superannuation accounts?

Many Australians have multiple superannuation accounts, which they’ve acquired after swapping jobs during their career.


Nick Bendel

Nick Bendel

Oct 19, 2017( 2 min read )

What are industry superannuation funds?

Industry superannuation funds are funds that are owned by members rather than shareholders.


Nick Bendel

Nick Bendel

Sep 20, 2017( 2 min read )

What is the superannuation guarantee?

The superannuation guarantee rate is the minimum percentage of your salary that your employer must pay into your superannuation fund.


Nick Bendel

Nick Bendel

Sep 1, 2017( 1 min read )

What happens to my superannuation if I divorce?

You or your partner could be forced to surrender part of your superannuation if you divorce, just like with other assets.


Nick Bendel

Nick Bendel

Aug 29, 2017( 2 min read )

What is salary sacrificing?

Finding additional ways to increase your super balance could help you live a comfortable post-working life. This is where making salary sacrifices comes into play.


Alex Ritchie

Alex Ritchie

Aug 28, 2017( 3 min read )

What is an SMSF?

An SMSF is a self-managed superannuation fund. SMSF members directly invest their own retirement savings, instead of paying others to do it on their behalf.


Nick Bendel

Nick Bendel

Aug 17, 2017( 3 min read )

Changes to the pension to come into effect January

For those who receive, or that are planning to receive the aged pension, it would pay to double check your eligibility in light of changes to the asset test that will come into effect in the new year.


RateCity Staff

RateCity Staff

Oct 18, 2016( 2 min read )

Making sense of the super changes

After backlash from both savers and crossbenchers, the Government came to a compromise last week and shelved one of its most controversial super plans.


administrator

administrator

Sep 20, 2016( 3 min read )

Retirement funding gender gap closing slowly but surely

The average net worth of Australian women in the pre-retirement phase (aged 50-64 and still working) has increased by 26.8 per cent in the past 8 years, bringing it closer than ever to that of their male counterparts.


RateCity Staff

RateCity Staff

Sep 12, 2016( 2 min read )

Super pay out: Income streams trump lump sums

New data released by the Australian Bureau of Statistics this month shows an increasing number of retirees are choosing to access their superannuation through an income stream rather than by receiving lump sum payments.


Patricia Babalis

Patricia Babalis

Aug 14, 2016( 4 min read )

Does your super fund measure up?

Superannuation is one of those topics that gets filed away in a drawer to think about later. But this shouldn't be the case. Many of us will be drawing on our super for 30 or 40 years, so if it's currently being eroded by heavy fees or improper investments, it's time to take action.


administrator

administrator

Jul 26, 2016( 3 min read )

Time to reconsider your retirement plan?

Last month, the ABS released new stats about the retirement intentions of Aussies and the results spoke volumes about the way Australian's perceive superannuation. The 2014-15 Multipurpose Household Survey revealed that 53 per cent of the 3.8 million people aged 45 years and over surveyed reported their main expected source of personal income at retirement as 'superannuation/annuity/allocated pension'.


Patricia Babalis

Patricia Babalis

Apr 19, 2016( 4 min read )

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