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Superannuation Articles

Relevant Superannuation articles and tips

Mark Bristow

Personal Finance Editor

Can you use super to pay your mortgage?

It is possible to use the money in your superannuation fund to help cover the cost of your mortgage in certain circumstances, such as if you’re retiring or are in financial hardship. However, accessing your super fund early can make a big difference to your retirement lifestyle. 

Superannuation

21 Jul, 2023

4 min read

Can you use super to pay your mortgage?
Mark Bristow

Personal Finance Editor

How much could you retire with? This super fund knows

Superannuation can sometimes feel a bit like a simple savings account or term deposit – money goes in, earns interest, and doesn’t come out again until you retire. But did you know that some Australian super funds offer financial education, advice and other services? Not all Australians take advantage of these services, which could make a big difference to your retirement plans.

Superannuation

10 Jul, 2023

4 min read

How much could you retire with? This super fund knows
Vidhu Bajaj

Personal Finance Writer

How much super can I access at 55?

You could receive a small percentage of your super through an income stream, but only if you reach your age of preservation at 55.

Superannuation

02 May, 2023

3 min read

How much super can I access at 55?
Jodie Humphries

Personal Finance Editor

Do you pay super on bonuses? | RateCity

If you’ve earned a performance bonus for results achieved during the year, you may receive superannuation contributions on that bonus.

Superannuation

26 Apr, 2023

4 min read

Do you pay super on bonuses? | RateCity
Peter Terlato

Personal Finance Editor

What is the difference between public offer and non-public offer superannuation funds?

Some superannuation funds are available for all Australians to join. These are known as public offer funds. Funds that are exclusively available to certain groups of individuals, such as workers in a particular industry or employees of one specific company, are referred to as non-public offer funds.

Superannuation

21 Apr, 2023

3 min read

What is the difference between public offer and non-public offer superannuation funds?
Vidhu Bajaj

Personal Finance Writer

How to set up an SMSF?

A self-managed super fund (SMSF) can give you more control of your super but you must ensure the setup is accurate and pay attention to the details to avoid penalties.

Superannuation

13 Apr, 2023

5 min read

How to set up an SMSF?
Jodie Humphries

Personal Finance Editor

Can you draw on your super during financial hardship?

Most super funds do allow you to withdraw some of your super if you find yourself facing financial hardship, there are strict conditions and tax implications.

Superannuation

29 Mar, 2023

4 min read

Can you draw on your super during financial hardship?
Alex Ritchie

Personal Finance Editor

What is greenwashing? How you can identify sustainable banking products

Let’s explore what exactly greenwashing is, how it can occur with your financial products, and how you can protect yourself from aligning with companies that do not practice what they preach. 

Superannuation

24 Mar, 2023

7 min read

What is greenwashing? How you can identify sustainable banking products
Jodie Humphries

Personal Finance Editor

What happens to your super when you move overseas?

Considering a move overseas and curious how this could affect your super? You may not be able to access your superannuation funds early.

Superannuation

21 Mar, 2023

4 min read

What happens to your super when you move overseas?
Jodie Humphries

Personal Finance Editor

What is a reportable employer superannuation contribution?

Reportable employer superannuation contributions (RESC) are extra contributions made by an employer that must be reported to the Australian Taxation Office (ATO). This article will help you gain a better understanding of the fundamentals of RESC.

Superannuation

15 Mar, 2023

3 min read

What is a reportable employer superannuation contribution?
Jodie Humphries

Personal Finance Editor

What is a retirement income stream from superannuation?

After you retire, a super income stream allows you to receive regular payments with some tax benefits. Learn more about a superannuation income stream and its benefits.

Superannuation

02 Mar, 2023

4 min read

What is a retirement income stream from superannuation?
Peter Terlato

Personal Finance Editor

How to choose super investment options

Choosing the right investments for your super fund is important and can make a huge difference to your retirement savings. However, making this choice could be confusing, and you may not know where to begin.

Superannuation

28 Feb, 2023

6 min read

How to choose super investment options

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