Home Loans

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

Mortgage lenders offer different types of home loans to owner occupiers and to property investors. Buying a home to live in is different from buying an investment property, and comes with a different type of risk for the lender.

Mark Bristow -

15 Dec, 2023 -

4 min read

Home Loans

From lower interest rates to missing out on negative gearing, there is a lot to discover about owner-occupier home loans. Discover everything you need to know about owner-occupier home loans and how to find your best home loan option.

Alex Ritchie -

01 Apr, 2022 -

1 min read

Home Insurance

Home and contents insurance are often mentioned in the same breath, and many insurance providers sell them as a package deal, but they are two different types of insurance that cover two different things. Whether you’re an owner occupier, a tenant or an investor, it’s important to know you’re covered with the right kind of home insurance - in fact, having insurance may be a requirement of your mortgage.

Mark Bristow -

22 Feb, 2024 -

4 min read

Home Insurance

Contents insurance is a form of insurance that covers your personal possessions in the event of loss, damage or theft. Many insurance providers sell contents insurance as part of a package deal with home insurance, offering discounts if you purchase both together, but it is generally also available to purchase separately. 

Mark Bristow -

13 Feb, 2024 -

5 min read

Home Insurance

Leaving your home unoccupied beyond a certain length of time can have consequences for your home and contents insurance coverage. If you are planning on spending an extended period away from home, or know in advance that your house will be empty, then unoccupied home insurance may be worth considering.

Mark Bristow -

09 Feb, 2024 -

4 min read

Credit Score

Getting married is meant to be one of the happiest times of your life, so it goes without saying the last thing you’ll be thinking about is how your credit score comes into play. But before you walk down the aisle, it may be worth considering the impact on your personal finances and your credit history.

Alex Ritchie -

29 Apr, 2023 -

5 min read

Investment Funds

You may not have the cash outright to acquire assets such as properties, shares and bonds. Borrowing to invest can provide the opportunity to establish or grow your portfolio and accumulate wealth. Consider your risk appetite before making any investments.

Peter Terlato -

28 Sep, 2022 -

8 min read

Investment Funds

Passive income can be loosely defined as investment returns that require little to no effort to attain. Imagine if you could retire sooner, repay your credit card debts, grow your savings and/or bolster your investment portfolio to generate further sources of passive income.

Peter Terlato -

30 Jan, 2023 -

6 min read

Credit Cards

Most lenders won’t accept credit cards for mortgage repayment. Even if you can use your credit card to pay your mortgage, there are good reasons you may not want to.

Mark Bristow -

30 Jun, 2022 -

3 min read