Credit Cards Articles
Relevant Credit Cards articles and tips
Does getting a second credit card hurt your credit score?
However, you may be wondering how this may affect your personal finances and does getting a second credit card hurt your credit score? Let’s explore what can affect your credit score and whether having multiple credit cards is good or bad for your credit history.
Bendigo Bank Low Rate Credit Card
Balance Transfer0% purchase rate and 0% balance transfer for 12 months, from account opening. 2% balance transfer fee applies.
A low rate Mastercard card with a balance transfer offer and one of the lowest annual fees on average.
Free vs paid: how to choose between low interest or interest-free credit cards
Is it better to choose a low-rate credit card or take advantage of zero per cent interest introductory credit cards? Let’s explore both options and help to discover which type may suit your financial needs.
Can I transfer someone else's credit card balance to mine?
If you want to help out someone struggling with high-cost credit card debt, you may want to take on the responsibility of repaying the balance. Although not common, some card companies allow you to transfer debt from another person. Find out more about the transfer of credit card balance.
What happens if my credit card is overdrawn?
If your credit card is overdrawn or you have hit your limit, new transactions will often be declined. Most card issuers will send you a text or email when you are about to hit your credit limit.
What happens to my credit card debt when I die?
You may be wondering whether your debt dies when you do. In many cases, it lives on and will need to be repaid before your family can inherit money.
How can I transfer money from my credit card to a bank account instantly?
If you need money in an emergency, your credit card is a great way to access some. Did you know you can make an online transfer from your credit card to a bank account?
What do I do when my credit card expires?
What happens if your credit card expires? Learn how to safely dispose of your old credit card to safeguard your identity and be protected from fraud.
Can you use a business card for personal expenses?
Getting a business credit card can be easier than a personal credit card. But can you put personal expenses on a business credit card?
How do I stop a payment on my credit card?
Stopping a credit card payment is easier said than done. However, once the payment is processed, you can raise a dispute with the credit card issuer.
Can you pay rent with a credit card?
You may have wondered whether it’s possible to pay rent with a credit card. The short answer is usually yes, with a couple of caveats.
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for 12 months then $58
Balance Transfer0% p.a. for 30 months on balance transfers with no Balance Transfer Fee and $0 Annual Fee in First Year with an ANZ Low Rate credit card. *New card. Reverts to Std. BT Rate, currently 20.24% p.a. after first 30 months. T&Cs, elig crit, fees & charges apply, (inc. Ann. Fee, currently $58, after 1st yr).