Credit Cards Articles

Credit card for temporary residents in Australia

If you are in Australia for an extended holiday or work, you may want to apply for a credit card. Several banks offer a credit card for temporary residents, and your eligibility depends on your income and type of visa.

Ten interesting facts about credit cards

Are you interested to learn more about credit cards and their history? Here are ten interesting facts about these plastic cards that are sure to leave you intrigued.

How to accept credit card payments for your Australian small business

To provide seamless and easy payment options to your customers, you could consider accepting credit card payments for your Australian small business.

Should you pay off your credit cards before buying a house?

Whether your broker has recommended you pay down your debts, or you’re looking to boost your chance of approval, you may be wondering how much your credit cards play into your ability to get a home loan.

Is it bad to have a credit card and not use it?

Do you have a credit card but for whatever reason find yourself seldom using it? You may have wondered if this is actually a good or a bad thing, or if it can even impact your credit history.

How does a credit card interest free period work?

You’ve nabbed a credit card with a high number of interest free days but realised you’re not quite sure when the first day starts, or if your interest free days apply to each new purchase.

Can my credit card points expire?

Here is everything you need to know about how credit card points can be limited and even removed by your card provider.

How long does it take to transfer my credit card balance?

Balance transfer credit cards can be an invaluable tool for cardholders hoping to work off their existing card debt. But just how long does it actually take to transfer your existing balance over to your new credit card?

Can I use my credit card to pay for a house deposit?

Buying a property is arguably one of the biggest purchases you’ll make in your lifetime, with the initial deposit costing a fair chunk of anyone’s savings. However, you may be wondering if a credit card is an accepted form of payment for a deposit?

Can you buy a car with a credit card?

Typically, most Australians will save up for a car or take out a car loan. The former may require more time and effort, and the latter may incur its own fees and risks. But some Aussies may be wondering if they could put a car loan purchase on plastic.

What happens if you don't have a credit score?

So, what happens if you don’t have a credit score? And how can you build up your credit history without risking falling into debt? Here are some helpful tips to guide you through developing your credit score.

How is Afterpay different to a credit card?

Whether you’re struggling financially, or just running a financial health check for the new financial year, you may be considering whether your credit card is still the best financial tool to make payments, or if you should switch to other methods like Afterpay.

Can you pay your taxes with a credit card?

If you owe money to the Australian Tax Office, or if you’re a sole trader or self-employed, you may be wondering if you can pay your taxes with your credit card.