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What are owner-occupied home loans?

Alex Ritchie avatar
Alex Ritchie
- 1 min read
What are owner-occupied home loans?

While the investment property market in Australia is on the rise, there are still plenty of Aussie home buyers looking for a house they can move straight into and make their home. When carrying out your home loan calculations, make sure you look at owner-occupied home loans to find the most suitable one for you.

Owner-occupied home loans are available for borrowers who plan to live in the home that the loan is required for. Those wanting to take out an owner-occupied home loan may want to purchase an existing home, build a new property, or renovate an established one.

If you are in the market for a home to live in, there are a range of both fixed and variable rate owner-occupied home loans available for any amount you hope to borrow.

Compare owner-occupied home loans:

Don’t forgot to also use the mortgage repayment calculator to crunch your home loan numbers.

Related links:

Compare home loans in Australia

Product database updated 19 Mar, 2024

This article was reviewed by Personal Finance Editor Georgia Brown before it was published as part of RateCity's Fact Check process.