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Personal Loans
Some of the top-rated personal loans in April 2024Australians are reportedly moving away from personal loans, in a partial reversal of an earlier uptick in lending activity earlier in the year. While new data shows a decline in personal lending overall, there are still competitive personal loans available for borrowers who know where to look.
Mark Bristow -
09 Apr, 2024 -
3 min read
Personal Loans
Some of the top-rated personal loans in March 2024Data shows Australians are increasingly looking to personal loans to secure finance. However, before committing to a personal loan, it’s important to compare the available options and consider your needs to make sure you’re selecting a loan that offers the most value for your needs.
Mark Bristow -
13 Mar, 2024 -
3 min read
Personal Loans
Feeling the love? Some of the top-rated personal loans for February 2024With Valentine’s Day just around the corner, it’s the time of year when a lot of money gets spent on everything from grand romantic gestures to elaborate weddings. While a personal loan could offer the financial support you need to splurge on your loved ones when the cost of living is high, it’s important to consider your budget and your credit score, and to carefully compare personal loan options before you apply.
Mark Bristow -
08 Feb, 2024 -
3 min read
Home Loans
Some of the top-rated home loans in April 2024While interest rates are important, Australia’s borrowers, first home buyers, investors and refinancers may also want to compare more than just rates when looking at home loans. When comparing home loan features and benefits, it’s important to consider which of these extras may offer you the most value in your financial situation, and help you to achieve your personal goals.
Mark Bristow -
10 Apr, 2024 -
3 min read
Home Loans
What impact will stage 3 tax cuts have on your borrowing capacity?For anyone looking to secure a home loan, the stage 3 tax cuts - and the subsequent increase to your take home pay - could mean your borrowing capacity, gets a bump too.
Eden Radford -
22 Apr, 2024 -
4 min read
Home Loans
NAB overhauls advertised rates on its discounted variable mortgageNAB, Australia’s third largest lender, has dropped the advertised rates on its discounted variable home loan, in a strategic move by the bank on how it markets its prices.
Eden Radford -
15 Apr, 2024 -
3 min read
Credit Cards
Credit card debt rises for the third month in a row as households struggle to clear Christmas debtCredit card debt attracting interest charges has risen for the third month in a row in a sign an increasing number of households are struggling to get on top of their debt in 2024.
Eden Radford -
09 Apr, 2024 -
4 min read
Credit Cards
New year = more debt for Australian credit card holdersHousehold credit card debt rose by more than a quarter of a billion dollars in the month of January as shoppers struggled to clear their debts following a bumper spendathon in November.
Eden Radford -
07 Mar, 2024 -
4 min read
Credit Cards
Wisr's Joanne Edwards on tips to manage your debtNavigating a tough financial situation can be tricky - so to help provide some guidance, RateCity spoke to Joanne Edwards, Chief Operating Officer of Wisr, a neo-lender and fintech that is focused on improving the financial wellness of all Australians and helping them make smart decisions.
Eden Radford -
24 Apr, 2024 -
6 min read
Credit Score
How fast can you fix a credit score, and how do you do it?Having bad credit may make applying for loans and credit cards feel impossible. But it is possible to recover from a bad credit score, though the length of time it will take may vary. Checking your credit report is often a good start, as is demonstrating your financial responsibility.
Mark Bristow -
28 Feb, 2024 -
4 min read
Credit Score
Should you freeze your credit report?Banks and lenders use your credit scores when deciding whether or not to approve your loan application. Learning your credit score may be the simplest way to identify fraudulent activity and may also encourage you to improve your rating in order to become a more viable candidate for financing.
Peter Terlato -
13 Oct, 2023 -
3 min read
Credit Score
How can young people start building their credit history?Just as a journey of a thousand miles begins with a single step, an excellent credit score can begin when you’re young. Your track record of managing money can have long-lasting repercussions later in life, making it important for young Australians to start building positive credit habits as soon as they are able.
Mark Bristow -
20 Jun, 2023 -
5 min read
Term Deposits
Some of the top-rated term deposits in January 2024Australians concerned about how shifting interest rates could affect their savings in 2024 could consider locking in a term deposit interest rate. However, it’s essential to carefully compare term deposits before you commit to help ensure your choice matches your personal goals and financial needs.
Mark Bristow -
16 Jan, 2024 -
3 min read
Car Loans
Lenders getting increasingly personal with their car loansA growing number of car loan lenders are offering personalised interest rates.
Nick Bendel -
23 Nov, 2019 -
3 min read
Car Loans
Tesla Model Y second highest selling model: compare top-rated car loans in JulyVehicle purchases ended the financial year with a bang in June, with the Tesla Model Y becoming the second highest selling vehicle with 5,560 sales. Discover top-rated car loan options today.
Alex Ritchie -
06 Jul, 2023 -
3 min read
Bank Accounts
Financial literacy - what young people need to knowThe term ‘financial literacy’ describes the combination of awareness, knowledge, skill, attitude and behaviour necessary to make sound financial decisions and ultimately achieve financial wellbeing. A key to being financially stable, building assets and achieving personal goals, financial literacy is something everybody should have and want.
Paul Marshall -
18 May, 2023 -
7 min read
Bank Accounts
Want a personal loan? Smaller lenders want your businessA host of smaller lenders are fighting for market share with some of the cheapest personal loans in Australia.
Nick Bendel -
26 Aug, 2018 -
2 min read