Personal Loans

It’s no secret that tying the knot can be an expensive proposition, with the W-word often being associated with higher than typical prices for many products and services. While you might be wedded to getting a personal loan to pay for it, it’s important to be aware of the risks involved before saying I Do to a bank or lender.

Mark Bristow -

15 Mar, 2024 -

5 min read

Personal Loans

It is possible to refinance a personal loan, provided you can afford the repayments. Refinancing a personal loan is a lot like initially applying for a personal loan, with a few key differences.

Mark Bristow -

23 Nov, 2023 -

3 min read

Personal Loans

A personal loan is a simple way to borrow money to pay for a major purchase, or to cover the costs of a personal project. When you apply for a personal loan, you may be able to choose between a secured loan and an unsecured loan. A secured personal loan uses an asset, such as a car, as security. In contrast, an unsecured personal loan doesn’t require any collateral or assets to secure it.

Mark Bristow -

02 Nov, 2023 -

4 min read

Home Loans

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

Both refinancing and home equity loans let you borrow against the equity you have built up with your home. But the best choice for you may depend on your financial situation and personal goals. 

Peter Terlato -

25 Jul, 2023 -

6 min read

Home Loans

If you already have a home loan, and also owe money on credit cards, personal loans or car loans, you may be figuratively drowning in debt. Juggling the repayments on multiple loans can be challenging at the best of times, and if your financial circumstances were to suddenly change, such as if you lost your job or suffered a prolonged illness, you could be at real risk of defaulting on one or more debts.

Mark Bristow -

05 Jun, 2023 -

6 min read

Credit Score

Is there such a thing as 'good debt' and what could it mean for your financial future?

Mark Bristow -

16 Feb, 2024 -

4 min read

Credit Score

Being mindful of your financial habits can make a big difference to how easy or hard it is to keep your credit score at the top end of the band. Here are four of the top ways to maintain or grow a good credit score:

Mark Bristow -

15 Feb, 2024 -

4 min read

Credit Score

Reaching the end of your loan term and making your final repayment can be a satisfying feat. But will paying off your personal loan give your credit score a boost, or could it have the opposite effect?

Mark Bristow -

29 Jul, 2023 -

4 min read

bnpl

Thinking about making a pricey purchase but don’t want to splash all your cash at once? Buy now pay later (BNPL) and personal loans are two alternatives to choose from.

Vidhu Bajaj -

13 Jun, 2023 -

6 min read

Car Loans

Most lenders offer both car loans and personal loans – what’s the difference? And which one is the best choice when you’re buying a car?

Mark Bristow -

28 Nov, 2023 -

6 min read

Car Loans

If you’re looking for a more competitive interest rate, or your circumstances have simply changed, it might be worth considering refinancing.

Peter Terlato -

10 Nov, 2023 -

7 min read

Car Loans

Before you buy a new set of wheels, it helps to explore your financing options and choose the right type of car loan to get the maximum value out of the deal. Unfortunately, there's no formula to decide which car loan is the best for you, but learning more about the available options can help you make an informed choice. 

Vidhu Bajaj -

12 May, 2023 -

4 min read

Credit Cards

Three of the most popular methods for borrowing a bit of extra cash are credit cards, personal loans and payday loans. Each of these loan types have their share of benefits and drawbacks, making them better suited to different financial circumstances.

Mark Bristow -

24 Jan, 2017 -

12 min read

Credit Cards

It may be possible to take out a personal loan to pay off your mounting credit card debt, but there are potential downsides to consider.

Vidhu Bajaj -

01 Sep, 2022 -

7 min read