powering smart financial decisions

PayPal Pay in 4 launches – will it dethrone Afterpay?

Although they have many similarities, one of the biggest differences from Afterpay is PayPal Pay in 4 will not charge any late fees.

How June’s top personal loans could fund your home or travel spending

As the Australian economy begins to exceed pre-pandemic levels and optimism returns to our finances, it appears there are two popular paths we’re considering taking: spending on home or on travel. And a personal loan may be able to help with both.

You can now earn frequent flyer points on your personal loan

Most Australians are familiar with rewards credit cards, where you can earn points on your spending that can be redeemed for airline tickets or other benefits. But an Australian fintech may now allow Australians to earn reward points on personal loans.

How this month’s top personal loans could help you consolidate your debt

Debt consolidation personal loans can be a helpful tool for those who may be finding it difficult to get on top of pre-existing loans and credit card debt.

Plenti to love about exclusive low-rate personal loan

Online-based personal loan lender, Plenti, has announced a reduction to their personal loan rates exclusively for RateCity customers with excellent credit scores. The 5.48% rate is now the lowest unsecured personal loan rate on the market.

April’s top personal loans and how they could help you lower energy costs

Future-proofing your home by making environmentally conscious upgrades has the potential to not only save you money on energy costs but may also add value to your home.

Can I get a personal loan for a holiday?

Following the recent announcement of the New Zealand-Australia travel bubble, and with more destinations set to potentially open up in the future, many Australians may be planning their next holiday… and how they’ll pay for it.

Some of the top personal loans for March 2021

Whether you’re preparing to take a trip away with the family or use the time to get the ball rolling on a home renovation project, you might be starting to think about your financing options.

Aussies buying more cars and caravans for holidays at home

Australians are spending more on motor vehicles, with caravans and motorhomes growing in popularity as more of us choose domestic travel over international travel for our holidays.

How to make a personal loan useful over the summer

From a well-deserved getaway to renovation projects around the home, there are a number of ways a personal loan can be useful over the summer break.