Term Deposit News | Latest Interest Rates & More | RateCity

Savings surprise: Why some term deposit rates are on the rise

Banks are lifting some of their term deposit rates, despite the emergency cash rate cut last week, in a small win for savers during the coronavirus crisis.

Liz SeatterMar 25, 2020( 4 min read )

RateCity reveals the banks offering the best deposit rates for pensioners

RateCity welcomes the deeming rate changes, unveiled today by the government, designed to boost the pension of almost 1 million Australians.

Laine GordonMar 12, 2020( 2 min read )

NAB leads Australia in the world’s 100 most sustainable companies

NAB has been ranked as the greenest Australian business in an index of the world’s most sustainable companies.

Mark BristowJan 28, 2020( 2 min read )

Are term deposits safe as houses?

If you’re saving for a home loan deposit, a term deposit could be a smart place to park your spare cash.

Nick BendelNov 15, 2019( 3 min read )

Citibank term deposits paying up to 3.50%

Citibank is paying term deposit rates of up to 3.50 per cent for Australians who have at least $250,000 to invest.

Nick BendelOct 4, 2019( 2 min read )

Banks put a price on loyalty for term deposit customers

A small number of institutions are offering loyalty bonuses to Australians who roll over their term deposit for a second term.

Nick BendelSep 21, 2019( 2 min read )

Smaller institutions offering highest 3-month term deposit rates

Found yourself with a bit of extra cash and wondering what to do with it? Putting the funds in a three-month term deposit may be a clever move while you research your options.

Nick BendelSep 7, 2019( 2 min read )

Savers miss out on thousands as banks slash term deposit rates

CBA, Westpac, NAB and ANZ have cut term deposits this week as savers feel the sting of falling interest rates.

Rachel WastellAug 16, 2019( 3 min read )

Savers need to shop around to get the highest rates on 12-month term deposits

Record-low mortgage rates are great for home owners – but the downside is that they also mean historically low interest rates for savers.

Nick BendelJun 18, 2019( 2 min read )

Highest rates for 5-year term deposits sitting at 3%

If you want to earn high interest rates for a term deposit, you might have to lock away a lot of money for a long time.

Nick BendelMay 9, 2019( 2 min read )

The term deposits with the highest rates are…?

Term deposits aren’t paying very high interest rates these days, but, in some circumstances, they might be a good place to park your money.

Nick BendelApr 8, 2019( 3 min read )

Smaller banks paying the highest term deposit rates

Half a dozen lenders are paying 3.00 per cent interest on three-year term deposits, new research has found.

Nick BendelMar 16, 2019( 2 min read )

Online lender releases green term deposit

UBank has unveiled an environmentally focused term deposit that allows consumers to indirectly invest in renewable energy projects.

Nick BendelMar 14, 2019( 2 min read )

6-month term deposits paying up to 2.85% interest

Smaller lenders are paying the highest interest rates for six-month term deposits, a new market analysis has found.

Nick BendelFeb 15, 2019( 2 min read )

$5,000 term deposits paying up to 3.40% interest

Small banks and credit unions are offering the highest term deposit rates in Australia right now.

Nick BendelJan 5, 2019( 3 min read )

1
2
...
9

Today's top term deposits products

Term Deposit

1.60%

p.a for 3 months

$1,000

Next rate increased

1.60%

p.a for 3 months

special

When your term deposit matures, roll over your full deposit amount (or more) for another term and receive a Loyalty Bonus of 0.10% p.a. on top of the current standard interest rate

Term Deposit ($250k+)

1.90%

p.a for 3 months

$250,000

Next rate increased

1.90%

p.a for 3 months

Covered by government guarantee

Personal Term Deposit

1.90%

p.a for 3 months

$1,000

Next rate increased

2.05%

p.a for 6 months

2.15%

p.a for 60 months

special

Loyalty Bonus - Roll over your principal after it reaches maturity to another Term Deposit and receive an additional 0.10% bonus on top of our standard Term Deposit for the new term

Term Deposit

1.20%

p.a for 3 months

$5,000

Next rate increased

1.55%

p.a for 4 months

1.85%

p.a for 7 months

Covered by government guarantee
Interest can be paid to other institution