RateCity.com.au
  1. Home
  2. Home Loans
  3. News
  4. Home Loan News

Home Loan News

The latest home loans mortgage news and tips

Eden Radford

External Comms Lead

CBA pares back cash rate cut prediction to just one in 2024

Australia’s biggest bank, CBA, has revised its cash rate forecast, reducing the number of predicted RBA cuts in 2024 from three 0.25 percentage point cuts, to just one, scheduled for November.

Home Loans

30 Apr, 2024

4 min read

CBA pares back cash rate cut prediction to just one in 2024
Eden Radford

External Comms Lead

Interest Rate Predictions & Forecast Australia | RateCity

The Reserve Bank of Australia is forecast to make at least one cut to the cash rate this year. Here's when the experts predict it could happen.

Home Loans

30 Apr, 2024

5 min read

Interest Rate Predictions & Forecast Australia | RateCity
Mark Bristow

Personal Finance Editor

What to expect from the RBA meeting in May 2024

After taking a break in April 2024 due to the new RBA meeting schedule, the Board of the Reserve Bank of Australia (RBA) will be back to meet in May to decide whether any changes to Australia’s monetary policy will be required. 

Home Loans

26 Apr, 2024

6 min read

What to expect from the RBA meeting in May 2024
Mark Bristow

Personal Finance Editor

Will inflation push back rate cuts this year?

The latest figures from the Australian Bureau of Statistics (ABS) show that Australia’s annual inflation rate is continuing to decline. But will it be enough for a long-awaited interest rate cut to arrive before the year’s end?

Home Loans

24 Apr, 2024

3 min read

Will inflation push back rate cuts this year?
Eden Radford

External Comms Lead

Westpac changes cash rate call on the back of slow-moving CPI figures

The inflation figures for the March quarter, released today from the ABS, are a timely reminder borrowers cannot bank on an RBA rate cut in 2024.

Home Loans

24 Apr, 2024

4 min read

Westpac changes cash rate call on the back of slow-moving CPI figures
Eden Radford

External Comms Lead

What impact will stage 3 tax cuts have on your borrowing capacity?

For anyone looking to secure a home loan, the stage 3 tax cuts - and the subsequent increase to your take home pay - could mean your borrowing capacity, gets a bump too.

Home Loans

22 Apr, 2024

4 min read

What impact will stage 3 tax cuts have on your borrowing capacity?
Eden Radford

External Comms Lead

ATMs are back in fashion

The ATMs of Australia have been getting a workout, with a significant increase in the total value of cash withdrawals recorded for January and February, according to data from the RBA.

Home Loans

21 Apr, 2024

3 min read

ATMs are back in fashion
Mark Bristow

Personal Finance Editor

Cashback home loan deals in April 2024

Looking for a cashback deal? They’re not as easy to come by as they used to be. With only a limited number of home loan cashback offers available for consideration, it's more important than ever to compare your options before deciding, so you can be confident you’re getting a deal that suits your needs.

Home Loans

19 Apr, 2024

5 min read

Cashback home loan deals in April 2024
Eden Radford

External Comms Lead

NAB overhauls advertised rates on its discounted variable mortgage

NAB, Australia’s third largest lender, has dropped the advertised rates on its discounted variable home loan, in a strategic move by the bank on how it markets its prices.

Home Loans

15 Apr, 2024

3 min read

NAB overhauls advertised rates on its discounted variable mortgage
Mark Bristow

Personal Finance Editor

Some of the top-rated home loans in April 2024

While interest rates are important, Australia’s borrowers, first home buyers, investors and refinancers may also want to compare more than just rates when looking at home loans. When comparing home loan features and benefits, it’s important to consider which of these extras may offer you the most value in your financial situation, and help you to achieve your personal goals.

Home Loans

10 Apr, 2024

3 min read

Some of the top-rated home loans in April 2024
Eden Radford

External Comms Lead

Refinancing halts freefall yet fixed rates hit rock bottom

The value of refinanced home loans staged a small comeback in February, with ABS Lending Indicator data recording a $478 million bump.

Home Loans

09 Apr, 2024

5 min read

Refinancing halts freefall yet fixed rates hit rock bottom
Eden Radford

External Comms Lead

Unloan now available to new home loans

Unloan, the digital home loan from Australia’s biggest bank, is expanding its offering beyond refinancers, and is now offering its competitive rate and loyalty discount for new home loans too.

Home Loans

08 Apr, 2024

2 min read

Unloan now available to new home loans

Promoted home loans products

Unloan (a division of CBA)

Variable Rate Home Loan LVR < 80%

Real Time Rating™

  • 2024 Award Winner
  • Special
  • Owner Occupied
  • Variable

Interest rate p.a.

5.99%

Comparison rate* p.a.

5.90%

More detailsclick for more details

Australian Credit Licence 234945
Fees & charges apply

Product info
Bendigo & Adelaide Bank Ltd

Express Home Loan

Real Time Rating™

  • Special
  • Owner Occupied
  • Variable
  • 10% min deposit

Interest rate p.a.

6.01%

Comparison rate* p.a.

6.14%

More detailsclick for more details

Australian Credit Licence 237879
Fees & charges apply

Product info
Orange Credit Union

Fixed Rate Home Loan

Real Time Rating™

  • Owner Occupied
  • Fixed 2 years
  • 5.01% min deposit
  • P&I

Interest rate p.a.

5.99%

Comparison rate* p.a.

7.17%

More detailsclick for more details

Australian Credit Licence 240768
Fees & charges apply

Product info
Macquarie Bank Limited

Basic Home Loan

Real Time Rating™

  • Owner Occupied
  • Variable
  • 40% min deposit
  • P&I

Interest rate p.a.

6.14%

Comparison rate* p.a.

6.16%

More detailsclick for more details

Australian Credit Licence 237502
Fees & charges apply

Product info
product data updated on

Product data updated on 1 May 2024