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Home Loan News

The latest home loans mortgage news and tips

Eden Radford

Eden Radford

Public Relations Manager

The lowest advertised rates for your deposit size

We’ve pulled the lowest home loan rates per deposit size from over 100 home loan products on the RateCity database.

Home Loans

26 Feb, 2024

3 min read

The lowest advertised rates for your deposit size
Vidhu Bajaj

Vidhu Bajaj

Personal Finance Writer

Will there be a recession in Australia in 2024?

Will Australia face a recession in 2024? Despite challenges and economic indicators, uncertainties loom over the country's economic future.

Home Loans

23 Feb, 2024

7 min read

Will there be a recession in Australia in 2024?
Eden Radford

Eden Radford

Public Relations Manager

How to get a rate cut

The 3 steps - and script - to help you call your bank and ask for a rate cut.

Home Loans

23 Feb, 2024

4 min read

How to get a rate cut
Mark Bristow

Mark Bristow

Personal Finance Editor

ANZ and Suncorp Bank merger back on – what does this mean for refinancing?

The merger between ANZ and the banking arm of Suncorp is set to proceed, with a previous block from the competition watchdog being overturned. But what does this mean for Australian mortgage holders? 

Home Loans

22 Feb, 2024

3 min read

ANZ and Suncorp Bank merger back on – what does this mean for refinancing?
Mark Bristow

Mark Bristow

Personal Finance Editor

Cashback deals to compare as rates are kept on hold in February 2024

Many mortgage lenders have been gradually pulling their cashbacks from the market due to increasing refinancing activity and more intensive competition. But there are still cashback deals available for refinancers and first home buyers to compare, as well as other competitive incentives. 

Home Loans

14 Feb, 2024

4 min read

Cashback deals to compare as rates are kept on hold in February 2024
Mark Bristow

Mark Bristow

Personal Finance Editor

Apply now or wait? Some of the top-rated home loans in February 2024

With interest rates on hold for the time being, the next question for many Australian borrowers and refinancers is whether they should apply for a home loan now or later. In either case, it’s important to compare home loan options and make the best decision to suit your financial situation and personal goals. 

Home Loans

06 Feb, 2024

3 min read

Apply now or wait? Some of the top-rated home loans in February 2024
Mark Bristow

Mark Bristow

Personal Finance Editor

What to expect from the RBA meeting in February 2024

In the leadup to the first meeting of the year for the Reserve Bank of Australia (RBA) board, economists from Australia's leading banks are in agreement that interest rates should stay on hold this month. That leaves two questions: how long will it take for inflation to fall into the RBA’s target band, and when will the first interest rate cut arrive?

Home Loans

02 Feb, 2024

5 min read

What to expect from the RBA meeting in February 2024
Mark Bristow

Mark Bristow

Personal Finance Editor

Inflation growth at two-year low: does this mean no more rate hikes?

The latest figures from the Australian Bureau of Statistics (ABS) show that Australia has experienced its lowest rate of inflation growth in two years. So, what does this mean for Australia’s interest rates in 2024, and for Australian home loans in turn?

Home Loans

31 Jan, 2024

3 min read

Inflation growth at two-year low: does this mean no more rate hikes?
Mark Bristow

Mark Bristow

Personal Finance Editor

11 home loan cashback deals available in January 2024

If you’re considering refinancing this year, or looking for your first home loan, a cashback deal could be a competitive perk to prioritise when comparing home loans.

Home Loans

23 Jan, 2024

4 min read

11 home loan cashback deals available in January 2024
Alex Ritchie

Alex Ritchie

Personal Finance Editor

When Will Interest Rates Go Down? (Australia 2024) - RateCity

The Reserve Bank of Australia has hiked the cash rate multiple times since May 2022, resulting in home loan rates rising across the country. Millions of Australian homeowners are likely asking themselves: when will interest rates fall again?

Home Loans

18 Jan, 2024

6 min read

When Will Interest Rates Go Down? (Australia 2024) - RateCity
Alex Ritchie

Alex Ritchie

Personal Finance Editor

Interest Rate Predictions & Forecast Australia | RateCity

The Reserve Bank of Australia is forecast to hike the cash rate periodically over the next six months. Here's how high experts predict the cash rate hike may climb.

Home Loans

18 Jan, 2024

5 min read

Interest Rate Predictions & Forecast Australia | RateCity
Eden Radford

Eden Radford

Public Relations Manager

NAB updates cash rate call, joins other big four banks in forecasting hold for February

NAB, Australia’s third largest bank, has today updated its cash rate forecast, changing from a 0.25 percentage point hike in February, to a hold.

Home Loans

17 Jan, 2024

4 min read

NAB updates cash rate call, joins other big four banks in forecasting hold for February

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product data updated on

Product data updated on 26 Feb 2024