powering smart financial decisions

Home loan rate wars reignite as ANZ cuts its lowest variable rate

Australia’s fourth largest lender has cut its lowest variable rate back down to 2.29 per cent, but only for new customers.

60,000 spots for home buyers - what's on offer from the new government

We compare what's been put on the table from the new government to help people buy a home.

What the new Labor government means for your finances

With a new Labor government being sworn in following the 2022 federal election, many Australians may be wondering what the election result means for their finances, now and in the future. Several new Labor policies are expected to supplement existing federal government programs to provide Australians with economic support.

The savings accounts coming up trumps post RBA hike

3% is the new highest maximum ongoing rate for young Australians and 1.60% is the new highest ongoing rate for all adults.

Smaller units are losing value faster: how the property you choose impacts price

Small houses and one-bedroom units have taken a dive in terms of median prices nationally, according to research from Domain. First home buyers may consider keeping an eye out for smaller home bargains.

Finding a green loan is about to get easier

A partnership between a fintech and a digital mortgage broker is promising to make it easier to compare banks, mortgage lenders, and other finance companies by their green credentials, which many Australians are prioritising when choosing home loans and other financial products.

What does wage growth data mean for home owners and renters?

Wage growth data released today shows a rise of 2.4%. With wages still well behind inflation levels and a 40 basis point rate hike predicted in June, what does a higher cost of living mean for homeowners and renters?

What is a digital home loan?

At its recent launch, Unloan has promised to introduce a digital home loan that borrowers can apply for in as little as ten minutes. But what exactly is a digital home loan, and how could one help you achieve your financial goals?

Rate hike pain: The average borrower could be paying $443 a month more by Christmas

The average variable borrower could be paying an extra $443 a month on their home loan by Christmas, according to new analysis from RateCity.com.au.

CommBank launches Unloan – how does it compare to other digital lenders?

CBA has today launched Unloan, a new digital home loan lender that offers customers an annual loyalty discount and competitive rates.