Home Insurance

A home insurance policy covers you if the building that you live in is damaged or destroyed by an insured event, such as a fire, a storm, or a break-in. Similarly, a contents insurance policy covers you if the belongings you keep in your home are lost, damaged or destroyed in an insured event.

Mark Bristow -

26 Oct, 2023 -

6 min read

Home Insurance

When you live in Australia, considering how a natural disaster may impact your home is an unavoidable reality. This is where home insurance can be a lifeline for disaster-affected households.

Alex Ritchie -

24 Oct, 2023 -

6 min read

Credit Cards

Falling for a scam could see your savings account drained or your credit cards maxed out. Be aware of common scams and protect yourself, too.

Credit Cards

A war for your hard-earned money is raging in the credit card industry, as retailers and credit card companies argue over the surcharges imposed on your everyday credit card transactions, according to new research.

Laine Gordon -

24 Nov, 2011 -

2 min read

Credit Cards

The holiday season is a time to spend with family and friends ��_ not fraudsters. Make sure you don't become the victim of a seasonal scam.

Laine Gordon -

08 Dec, 2014 -

4 min read

Superannuation

Just as with any aspect of finance, Australian superannuation also has its scams. At worst, they could wipe out your hard-earned retirement savings.

Laine Gordon -

12 Nov, 2014 -

3 min read

Superannuation

Let’s explore what exactly greenwashing is, how it can occur with your financial products, and how you can protect yourself from aligning with companies that do not practice what they preach. 

Alex Ritchie -

24 Mar, 2023 -

7 min read

Credit Score

Between recent data breaches at major retailers including Optus and Medibank, and the influx of scam text messages and emails, you may be looking to increase your knowledge on how to tell if something is a scam or not.

Alex Ritchie -

25 Oct, 2023 -

8 min read

Credit Score

If you’re applying for credit products you may be wondering how much your credit score comes into play. But did you know your credit score may impact the amount of money you’re approved for?

Alex Ritchie -

19 Jan, 2024 -

4 min read

Credit Score

When you miss repayments, a creditor may outsource the chasing of this debt to a debt collector. A debt collector cannot directly change your credit score, but having poor payment behaviour typically can affect it.

Alex Ritchie -

23 Jun, 2023 -

5 min read

Savings Accounts

RateCity spoke to EC Credit Control debt collector, Chris Loveridge, about his experience chasing consumer and commercial debt, and what he wishes more people knew about his industry.

Alex Ritchie -

18 Sep, 2017 -

5 min read

Savings Accounts

Rising OECD figures is putting pressure on Australian households. Learn the smart way to dodge hefty grocery bills and damage to your savings accounts.

Laine Gordon -

25 Nov, 2009 -

3 min read

Savings Accounts

Becoming smart about money and planning for the future should be a priority - here's how.

Laine Gordon -

06 Jun, 2013 -

3 min read

Home Loans

As part of the federal government��_s overhaul of the banking sector, Treasurer Wayne Swan recently announced a ban on mortgage exit fees as of July 1, 2011. Australia has the most expensive exit fees in the world, averaging around $1500 and sometimes up to $7000, compared to $400 in the UK and around $550 in the US.

Laine Gordon -

04 Apr, 2011 -

2 min read

Home Loans

Whether you’re in the market for a new vehicle, need to pay for your wedding or are planning on purchasing property, it’s important to note that your job plays a significant role in your chances of being approved for a loan. 

Alex Ritchie -

28 Jul, 2021 -

4 min read

Home Loans

The term “mortgage loyalty tax” refers to the difference in interest rate costs that existing borrowers pay as a result of lenders offering new customers lower rates on home loans. Here's how to avoid it.

Peter Terlato -

27 Mar, 2023 -

5 min read

Cryptocurrency

Most cryptocurrencies are unstable assets, prone to significant market movements and vulnerable to abrupt abolition. While there are some proven stayers, much of the industry is relatively fickle and exchanges have encountered extreme levels of volatility since inception.

Peter Terlato -

10 Nov, 2022 -

7 min read