RateCity.com.au
  1. Home
  2. Search

About 139 Results

Credit Cards

Credit card debt rises for the third month in a row as households struggle to clear Christmas debt

Credit card debt attracting interest charges has risen for the third month in a row in a sign an increasing number of households are struggling to get on top of their debt in 2024.

Eden Radford

Eden Radford -

09 Apr, 2024 -

4 min read

Credit Cards

New year = more debt for Australian credit card holders

Household credit card debt rose by more than a quarter of a billion dollars in the month of January as shoppers struggled to clear their debts following a bumper spendathon in November.

Eden Radford

Eden Radford -

07 Mar, 2024 -

4 min read

Credit Cards

Australians to cut back on Christmas spending: how to avoid credit card debt this silly season

For those hoping to get through the silly season by using their plastic, it's a timely reminder for everyone to exercise caution and steer clear of credit card debt.

Alex Ritchie

Alex Ritchie -

15 Nov, 2023 -

3 min read

Browse more Credit Cards news

Home Loans

Queensland doubles first home owner grant – what this means for you

The Queensland state government has announced that it would be doubling the state’s first home owner grant (FHOG) from $15,000 to $30,000, in what was described as a pre-Christmas bonus. So how does this affect Queenslanders hoping to put their first foot onto the property ladder in the new year?

Mark Bristow

Mark Bristow -

20 Nov, 2023 -

5 min read

Home Loans

Some of the top-rated home loans in December 2023

The Reserve Bank of Australia (RBA) board delivered Australian mortgage holders an early Christmas present at its December 2023 meeting by keeping the nation's cash rate on hold at 4.35%. But with economists from some of Australia’s big banks forecasting another rate hike in February 2024, Australian homeowners may not be feeling the love by the time Valentine’s Day rolls around.

Mark Bristow

Mark Bristow -

05 Dec, 2023 -

3 min read

Home Loans

Some of the top-rated home loans in January 2024

Even if you’re still in holiday mode following the Christmas and New Year break, it may be worth keeping a close eye on Australia’s mortgage market. With the chance that interest rates could start falling later in the year, getting your finances organised could help to put you in a better position for when the time is right.

Mark Bristow

Mark Bristow -

15 Jan, 2024 -

3 min read

Browse more Home Loans news

Bank Accounts

Your Christmas feast will be your most expensive meal this year

Millions of Australians have admitted to overspending at Christmas, with Christmas Day feast the most expensive meal of the year, according to CBA.

Alex Ritchie

Alex Ritchie -

22 Dec, 2018 -

2 min read

Bank Accounts

What to do with unwanted Christmas gifts

They say that it’s better to give than to receive. They also say that you can’t always get what you want. Both of these sayings can be true at Christmas time.

Mark Bristow

Mark Bristow -

26 Dec, 2019 -

3 min read

Bank Accounts

Gift cards: The Christmas naughty and nice list

RateCity.com.au has released its annual ‘naughty and nice’ gift card list, as Australians rush to find the perfect last-minute present this Christmas.

Laine Gordon

Laine Gordon -

17 Dec, 2020 -

5 min read

Browse more Bank Accounts news

Car Insurance

Worst suburbs for shopping centre car park collisions: Are you insured for the holiday season?

Discover the most at-risk times of day, and suburbs for shopping centre car park collisions. It is a timely reminder to take time this silly season to ensure that your car insurance policy is the best fit for you. 

Alex Ritchie

Alex Ritchie -

20 Dec, 2023 -

3 min read

Browse more Car Insurance news

Savings Accounts

5 easy ways to save hundreds by Christmas

Here are a few ways you can inject some extra cash into your savings account this holiday season.

Alex Ritchie

Alex Ritchie -

25 Nov, 2019 -

3 min read

Savings Accounts

CBA sneaks through a second savings cut before Christmas

The country’s largest bank, CBA, has today shaved its popular savings accounts for the second time in a month.

Liz Seatter

Liz Seatter -

11 Dec, 2020 -

3 min read

Savings Accounts

Mobile payments double in popularity this Christmas period

Tis the season to spend, spend, spend with mobile payment platform usage growing more than 100 per cent from the 2017 versus 2018 Christmas period.

Alex Ritchie

Alex Ritchie -

18 Dec, 2018 -

2 min read

Browse more Savings Accounts news

Personal Loans

Aussies rack up $18 billion of debt over Christmas

Debt is the last thing most Australians want to talk about, despite the country owing more than $18 billion in credit card and loan debt over Christmas alone.

Alison Cheung

Alison Cheung -

30 Jan, 2020 -

2 min read

Personal Loans

Engaged over Christmas? How to finance your dream wedding

The holidays are one of the most popular seasons for engagements, and if you’ve recently popped the question or said ‘yes’ to your loved one, you may be looking for information on how to pay for your dream wedding.

Alex Ritchie

Alex Ritchie -

28 Dec, 2021 -

4 min read

Personal Loans

Engaged over Christmas? Here’s how to actually afford a wedding

When it comes to paying for your wedding, not everyone has family who can help them out. Here are a few ways you can help keep costs down and pay for your wedding.

Alex Ritchie

Alex Ritchie -

29 Dec, 2019 -

4 min read

Browse more Personal Loans news

Superannuation

A warning to people accessing $10,000 of their super this Christmas

With just 10 days left for Australians to withdraw $10,000 in the Early Release Super Scheme, some families will be reassessing whether they need to access this cash over Christmas.

Liz Seatter

Liz Seatter -

21 Dec, 2020 -

4 min read

Browse more Superannuation news

Credit Score

Almost 1 in 3 Aussies have fallen victim to a financial scam – don’t let that be you this Christmas

Almost a third of Australians have been hit by a financial scam, RateCity.com.au research shows.

Laine Gordon

Laine Gordon -

22 Dec, 2022 -

5 min read

Browse more Credit Score news

Car Loans

Top rated car loan interest rates for November

Considering purchasing a vehicle in time for Christmas? You’ll want to ensure you’re comparing the best car loan options for your financial needs and situation.

Alex Ritchie

Alex Ritchie -

04 Nov, 2022 -

3 min read

Car Loans

5 reasons why you should buy a car in December

You might be surprised to learn that car buyers often score lower prices in December than they do in January, for both new and used models.

Nick Bendel

Nick Bendel -

03 Dec, 2018 -

3 min read

Car Loans

Australia’s top rated car loans for November 2020

New car sales experienced a decline for the 31st month in a row, but green shoots are beginning to appear in the Australian new vehicle market.

Georgia Brown

Georgia Brown -

24 Nov, 2020 -

2 min read

Browse more Car Loans news