Home Loans

Lenders Mortgage Insurance (LMI) can make a big impact on your mortgage budget if you plan to borrow with a low deposit. Whilethere are several options available to avoid LMI, some may better suit some borrowers more than others.

Mark Bristow -

18 Mar, 2024 -

6 min read

Home Loans

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

Home Loan Deposit - Step by Step guide 4 with Laine Lister - the ins and outs of mortgage deposits.

Home Insurance

Whether you're moving out of your parents' home, leaving student accommodation, or moving in with a group of friends, it’s important to be prepared, and understand the ins and outs of the rental process.

Mark Bristow -

12 Feb, 2024 -

5 min read

Term Deposits

Each year Australians look for ways to accrue, save and invest their money, with many turning to term deposits for their investments.

Term Deposits

A term deposit falls under the category of a financial asset, specifically a cash and cash equivalent asset. It's a form of investment that you own, and it holds monetary value.

Peter Terlato -

02 Nov, 2023 -

4 min read

Term Deposits

It’s usually possible to withdraw your money from a term deposit early if you need the cash back in your pocket. But doing so may require providing advance notice to the bank, and you may miss out on earning interest on your savings.

Alex Ritchie -

01 Sep, 2023 -

4 min read

Bank Accounts

Not sure what to do with your loose change and spare cash? Most banks will let you deposit change or cash into your bank account by visiting a branch and doing so in person or using a deposit ATM.

Alex Ritchie -

27 Jun, 2023 -

3 min read

Bank Accounts

One of the easiest banking tasks in the world is depositing money. You can even deposit money into someone else’s bank account if you wish.

Mark Bristow -

07 Dec, 2022 -

2 min read

Savings Accounts

Earning the maximum interest from a savings account may require you to meet certain conditions, such as making regular deposits or minimal withdrawals. If you don’t fulfil these conditions, you may earn less interest on your savings, or even none at all.

Mark Bristow -

22 Jan, 2024 -

4 min read

Savings Accounts

Every Australian is lumped with a tax on savings they deposit into a bank. Tax must be paid on any interest earned, not the amount deposited.

RateCity -

23 Oct, 2009 -

1 min read

Savings Accounts

Term deposits Vs savings accounts What's best for you?

Laine Gordon -

07 Oct, 2009 -

4 min read

Car Loans

Some car dealers ask for deposits; others don’t. It’s up to individual car dealers to decide whether to promise to hold on to cars in exchange for deposits.

Mark Bristow -

13 Oct, 2022 -

2 min read

Car Loans

Whatever the reason you may be looking for car finance, having enough cash in the bank for a deposit might not be the first thing on your mind.

Georgia Brown -

21 Oct, 2020 -

5 min read

Credit Score

When closing credit accounts, check how it affects your credit score. It may not always affect your credit score, but you need to consider a few factors.

Jodie Humphries -

25 Oct, 2023 -

3 min read

Credit Score

Making multiple home loan applications can have adverse effects on your credit history, credit score and your likelihood for approval from any one of the lenders.

Alex Ritchie -

03 Jul, 2023 -

4 min read