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Buy Now Pay Later articles

Vidhu Bajaj

Personal Finance Writer

How does Zip Money differ from Afterpay?

Zip Co, which offers Zip Money, and Afterpay are two of the more popular Buy Now, Pay Later (BNPL) service providers but their fees, lending criteria, and repayment terms vary.

Bnpl

19 Jul, 2023

5 min read

How does Zip Money differ from Afterpay?

Vidhu Bajaj

Personal Finance Writer

Zip Money: What Is It and How Does It Work? | RateCity

Zip Money, one of two Buy Now, Pay Later (BNPL) services offered by Zip Co, can be used for purchases over $1,000. Check the repayment conditions.

Bnpl

06 Jul, 2023

5 min read

Zip Money: What Is It and How Does It Work? | RateCity

Vidhu Bajaj

Personal Finance Writer

humm: What is it and how does it work | RateCity

humm is a buy now, pay later platform that allows you to break down your purchases up to $30,000 into interest-free instalments spread over several months. However, not meeting the repayment schedule could see you hit with a late payment fee and could also hurt your credit rating.

Bnpl

05 Jul, 2023

7 min read

humm: What is it and how does it work | RateCity

Vidhu Bajaj

Personal Finance Writer

What is Beforepay and what are the risks?

Beforepay is an app that allows salaried employees to borrow money and repay it from their next four pay cycles. Some may consider it to be a salary advance but it’s ultimately a loan that you’ll need to repay.

Bnpl

05 Jul, 2023

8 min read

What is Beforepay and what are the risks?

Vidhu Bajaj

Personal Finance Writer

Afterpay vs Klarna: Which is a better service? | RateCity

Klarna and Afterpay are popular buy now, pay later (BNPL) services, but they offer different benefits. Learn more in this detailed comparison.

Bnpl

04 Jul, 2023

10 min read

Afterpay vs Klarna: Which is a better service? | RateCity

Vidhu Bajaj

Personal Finance Writer

What is PayPal Pay in 4 and how does it differ from other BNPL services? | RateCity

PayPal Pay in 4 is a buy now, pay later (BNPL) service available to PayPal users for breaking down their shopping into smaller, interest-free instalments payable over six weeks. Unlike other BNPL services like Afterpay, Pay in 4 doesn't charge any late fees to users on missing a repayment, but it can report the default to credit bureaus.

Bnpl

04 Jul, 2023

6 min read

What is PayPal Pay in 4 and how does it differ from other BNPL services? | RateCity

Vidhu Bajaj

Personal Finance Writer

How is Deferit different from other BNPL services?

Deferit is a buy now, pay later (BNPL) platform with a difference. Instead of facilitating retail purchases, it pays your bills on time while allowing you to pay them off in four equal fortnightly instalments without any interest. The service is available for a monthly subscription fee for months when there is an active bill.

Bnpl

03 Jul, 2023

6 min read

How is Deferit different from other BNPL services?

Jodie Humphries

Personal Finance Editor

Bundll: What is it and how does it work?

Bundll is a buy now, pay later (BNPL) service that lets you shop for up to $1,000 at any retailer (whether online or in-store) that accepts Mastercard. However, unlike other BNPL services, bundll is designed to pay for your everyday purchases by clubbing your weekly spends into a single bundll that can be paid off in 14 days, without any interest.

Bnpl

29 Jun, 2023

6 min read

Bundll: What is it and how does it work?

Vidhu Bajaj

Personal Finance Writer

Afterpay vs LatitudePay: what is the difference between the two BNPL services?

Both Afterpay and LatitudePay are popular buy now, pay later (BNPL) services, but they have different terms and conditions you should learn about before choosing either.

Bnpl

20 Jun, 2023

9 min read

Vidhu Bajaj

Personal Finance Writer

Can using a buy now pay later service hurt my financial health? | RateCity

Buy now pay later (BNPL) may appear as a more manageable way of buying big-ticket items, but you need to be aware of maintaining your credit score and overall financial health.

Bnpl

14 Jun, 2023

6 min read

Can using a buy now pay later service hurt my financial health? | RateCity

Vidhu Bajaj

Personal Finance Writer

What is a "Buy Now Pay Later" service?

Buy Now Pay Later (BNPL) platforms allow paying for your purchases using an app and repay the amount in affordable instalments over time.

Bnpl

14 Jun, 2023

8 min read

Vidhu Bajaj

Personal Finance Writer

Buy now pay later vs personal loan

Thinking about making a pricey purchase but don’t want to splash all your cash at once? Buy now pay later (BNPL) and personal loans are two alternatives to choose from.

Bnpl

13 Jun, 2023

6 min read