Home Loans

Yes, foreign residents can buy property in Australia. However, there are generally more hoops to jump through than if you were a citizen or permanent resident looking to buy.

Alex Ritchie -

19 Dec, 2023 -

5 min read

Home Loans

Bridging visas may be granted for temporary residence depending on your specific circumstances. It can allow you to stay in Australia lawfully while an immigration status is finalised.

Alex Ritchie -

23 Aug, 2022 -

5 min read

Home Loans

It is possible to get a home loan in Australia if you’re on a visa, though the process could be more complex than for Australian citizens and permanent residents. Understanding some of the requirements for a mortgage with a visa could help you to compare your options and make a decision that suits your needs.

Mark Bristow -

31 Jan, 2023 -

4 min read

Credit Cards

Credit card surcharges are the additional fees a customer is charged by some businesses when paying for goods and services by credit card. Businesses that do have a credit card surcharge will usually inform you of how much it will be at the point of sale.

RateCity -

08 Apr, 2010 -

1 min read

Credit Cards

How do you feel about paying surcharges when using your credit card? Many are opposed, while others support it. But the good news is you can avoid these charges and save yourself money.

Laine Gordon -

06 Dec, 2010 -

3 min read

Credit Cards

At the end of last year Prime Minister Malcolm Turnbull put credit card surcharges in the news with widespread calls for their reduction and more monitoring to stop excessive charges.

Superannuation

While you are not allowed to access your super before you retire or meet another condition of release, it’s possible to borrow money against your SMSF in some situations.

Vidhu Bajaj -

20 Dec, 2022 -

4 min read

Savings Accounts

Paying off your car loan and paying your vehicle insurance premiums can add up quickly. But is flying really a cheaper option?

Laine Gordon -

18 Sep, 2014 -

3 min read

Savings Accounts

Supermarket giant Woolworths has introduced a new rewards scheme to give their customers what they want: cash. But is it worth it? RateCity finds out.

Savings Accounts

The cost of living is up and saving can be hard. But we've done a few calculations and worked out that you could save up to $8000 a year and, surprisingly, it's easier than you think.

Laine Gordon -

18 Mar, 2013 -

4 min read

Car Loans

Are you thinking about taking out a car loan or putting the brakes on vehicle ownership altogether? Inner-city dwellers may ditch the cars!

Bank Accounts

Australians wasted around $56 million accessing their own money at the ATM in December, simply by using automatic-teller machines serviced by a bank that is not their own, according to RateCity calculations.

Laine Gordon -

05 Mar, 2012 -

2 min read

Bank Accounts

Are you finding your money isn't going as far at the moment? Take control of your cash with these eight tips from finance guru Ross Greenwood to help you save thousands of dollars in one year.

Laine Gordon -

19 Nov, 2012 -

5 min read

bnpl

The Australian buy now, pay later (BNPL) market is attracting international attention and becoming highly competitive, but it may still be a good investment.

Jodie Humphries -

21 Mar, 2022 -

4 min read