Best Credit Cards

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Best Credit Cards

At RateCity tracking down the best credit card for your financial needs is made easier. Take the guesswork out of finding the best interest rate by searching, comparing and applying for Australian credit cards online.

As for finding the absolute best credit card – unfortunately what’s good for the goose isn’t always good for the gander. So the best credit card for your mate may not be the best credit card for everyone – or for you.

When choosing a credit card, as well as seeking out a low interest rate, you should assess your spending and repayment habits in order to know which one is right for you.

Each credit card will offer different interest rates, fees and features so it’s a matter of comparing a range of Australian credit cards to find which features, rates and fees best align with your financial needs, spending and repayment habits.

To get you started you can use the CANSTAR star ratings as a guide to help you identify great credit card deals. CANSTAR star ratings compare financial products based on their interest rates and features, so they can do a bit of the leg work for you by narrowing down your search. For any credit card product to be awarded 5 stars they need to represent superior value for money. This has been calculated according to the following spending types:

  • Everyday Spender
  • Impulse Spender
  • Big Spender
  • Habitual Spender

If you find that you fall perfectly into one of these spending types then comparing products by star ratings could be an ideal way to help you find some of the best credit cards.

Some other credit card features to bear in mind are, interest rates, maximum number of interest free days, annual fees, internet banking, minimum repayments required and more.

So go on - start searching below for the best credit card for YOU!

Updating your preferences
We found 50 products that match your search

Show: 10 25 50 All Results

Company Product Card Type Balance Transfer Revert Rate Annual Fee Interest Free Days Go To Site
Select up to 3 products to compare
Citibank Platinum visa 0.00% (24 months) 21.74% $199 Up to 55 Go to Site
ANZ Low Rate Platinum mastercard 0.00% (16 months) 13.49% $99 Up to 55 Go to Site
ANZ Low Rate mastercard 0.00% (16 months) 13.49% $58 Up to 55 Go to Site
ANZ Platinum visa 0.00% (16 months) 19.74% $87 Up to 55 Go to Site
ANZ First visa 0.00% (16 months) 19.74% $30 Up to 44 Go to Site
Citibank Classic visa 0.00% (16 months) 21.74% $89 Up to 55 Go to Site
St.George Bank Vertigo Platinum visa 0.00% (14 months) 12.74% $99 Up to 55 Go to Site
Bank of Melbourne Vertigo Platinum visa 0.00% (14 months) 12.74% $99 Up to 55 Go to Site
BankSA Vertigo Platinum visa 0.00% (14 months) 12.74% $99 Up to 55 Go to Site
St.George Bank Vertigo Visa visa 0.00% (14 months) 13.24% $55 Up to 55 Go to Site
BankSA Vertigo Visa visa 0.00% (14 months) 13.24% $55 Up to 55 Go to Site
Bank of Melbourne Vertigo Visa visa 0.00% (14 months) 13.24% $55 Up to 55 Go to Site
Virgin Money Velocity Flyer Card visa 0.00% (14 months) 20.99% $129 Up to 44 Go to Site
Suncorp Bank Platinum Card visa 0.00% (14 months) 21.99% $169 Up to 55 Go to Site
BankSA Amplify Classic visa 0.00% (9 months) 19.49% $79 Up to 55 Go to Site
Bank of Melbourne Amplify Classic visa 0.00% (9 months) 19.49% $79 Up to 55 Go to Site
St.George Bank Amplify Classic visa 0.00% (9 months) 19.49% $79 Up to 55 Go to Site
HSBC Platinum Credit Card visa 0.00% (8 months) 21.99% $0 Up to 55 Go to Site
Virgin Money No Annual Fee Credit Card visa 0.00% (6 months) 20.99% $0 Up to 44 Go to Site
Virgin Money Low Rate Credit Card visa 0.00% (6 months) 21.69% $99 Up to 44 Go to Site
HSBC Credit Card visa 0.00% (6 months) 21.99% $0 Up to 55 Go to Site
HSBC Platinum Qantas Credit Card visa 0.00% (6 months) 21.99% $199 Up to 55 Go to Site
Westpac Singapore Airlines Platinum Card visa 0.99% (6 months) 19.49% $250 Up to 45 Go to Site
American Express Velocity Platinum Card american_express 0.99% (6 months) 20.74% $349 Up to 44 Go to Site
American Express Qantas Discovery Card american_express 0.99% (6 months) 20.74% $0 Up to 44 Go to Site

Showing 1 - 25 of 50 results

Show: 10 25 50 All Results

Data last updated July 29th, 2014

Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here.