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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Credit Cards from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all provider sand may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. See the rating methodology We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Credit Card, you will deal directly with a financial institution, and not with RateCity.

Best Credit Cards

Need some help? Checkout our Credit Cards Guide

Best Credit Cards

Unfortunately there isn't such thing as the best credit card. What's perfect for one person may not be right for the next. Finding the best credit cards can be difficult, so here are some things to consider to assist you when trying to find the right credit card for your needs.

No matter what bank or institution you get a credit card from, each card will have different features intended to benefit a variety of types of spenders. CANSTAR CANNEX star ratings help you compare financial products based on their interest rates and features. For any credit card product to be awarded 5 stars they need to represent superior value for money. This has been calculated according to the following spending types:

  • Everyday Spender
  • Impulse Spender
  • Big Spender
  • Habitual Spender

If you find that you fall perfectly into one of these spending types then comparing products by star ratings could be an ideal way to help you find some of the best credit cards. In addition, there are a number of other features to consider and compare when looking for the best credit card, such as interest rates, maximum number of interest free days, annual fees, internet banking, minimum repayments required and more.

To make the decision easier for you, the table below shows some of the best credit cards currently on the market.

32 Products found

Refine your search

The rewards featured below are based on an average annual spend of $12,000 ($1,000 per month). These figures are for comparison purposes only.
Select up to 6 products to compare
Updating your preferences
ANZ
Mastercard
13.14%
Ongoing
$58
55
ANZ
Mastercard
13.14%
Ongoing
$99
55
nab
Visa
13.99%
Ongoing
$59
55
HSBC
Visa
17.99%
Ongoing
$0
55
ANZ
Visa
19.39%
Ongoing
$30
44
ANZ
Visa
19.39%
Ongoing
$87
55
ANZ
Visa
19.39%
Ongoing
$89
44
ANZ
Visa
19.39%
Ongoing
$95
44
ANZ
Visa
19.39%
Ongoing
$149
55
nab
Mastercard
19.49%
Ongoing
$30
44
nab
Visa
19.49%
Ongoing
$30
44
nab
Mastercard
19.49%
Ongoing
$90
44
nab
Visa
19.49%
Ongoing
$90
44
nab
Visa
19.99%
Ongoing
$65
44
nab
Mastercard
19.99%
Ongoing
$65
44
American Express
American Express
20.74%
Ongoing
$99
44
American Express
American Express
20.74%
Ongoing
$199
44
American Express
American Express
20.74%
Ongoing
$249
44
American Express
American Express
20.74%
Ongoing
$450
44

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