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Pepper home loans

Pepper is a non-bank lender that has served over 100,000 Australians since 2000. Pepper is a specialist lender that provides home loans to customers that fall outside traditional borrower profiles, as well as more everyday borrowers.

Pepper has won several awards, including Best Non-Bank Lender in 2018, and Best Specialist Lender and Best Self Employed Lender for 6 years in a row.

Pepper’s range of home loans includes options that serve non-traditional borrowers, including the self-employed, those who have had credit issues, and those who are over-committed financially.

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Why choose Pepper

Benefits

  • Award winning loans
  • Flexible loan options
  • Cater to borrowers with specific needs like low doc loans and self-employed

Drawbacks

  • No branch access
  • Less competitive interest rates on some specialist loans

Pepper Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

$0

at interest rate 5%

Total interest payable

$0

Total loan repayments

$0

Contact a mortgage broker

Pepper homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.

broker profile picture

Kevin Yang

NSW2000
Customer Representative Number: 553063
5.0
18 Google reviews

Get expert advice from a home loans specialist.

--Customer focused finance broker who helps clients to save money, earn money and save more time. --Coporate with 15+ f...

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broker profile picture

Matthew Herewini

NSW2107
Australian Credit Licence: 392200
3.8
788 Google reviews

Get expert advice from a home loans specialist.

Meet Matthew, a seasoned financial expert with a strong background in both mortgages and car loans. With 5 years of expe...

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broker profile picture

Joseph Khalil

NSW2122
Customer Representative Number: 528386
5.0
15 Google reviews

Get expert advice from a home loans specialist.

Working as the Director and Loan Specialist of With Finance allows me to go above and beyond for my clients by taking a ...

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About our expert

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.