Newcastle Permanent

About Newcastle Permanent

Newcastle Permanent is one of the largest mutual building societies in Australia. They offer a range of financial products for individuals and businesses, including personal loans. To see if you can afford a Newcastle Permanent personal loan you should use a personal loan calculator. Newcastle Permanent offers both secured and unsecured personal loans at fixed rates. These loans can be used for any purpose including renovations, purchasing shares and holidays.

Newcastle Permanent’s personal loans have a minimum amount of $1000 and do not charge a penalty for early repayment. The lender has a number of branches in areas of New South Wales, excluding Sydney. Customers who do not live near a branch can contact the lender by phone and online seven days a week. It is not possible, however, to apply for a Newcastle Permanent loan online.

Features of a Newcastle Permanent personal loan

Newcastle Permanent personal loans have a fixed rate and can either be secured to an asset, like a vehicle or property, or unsecured.

A Newcastle Permanent personal loan offers many desirable features for borrowers including flexible repayments and no penalties for paying out the loan early. The flexible repayment schedule means that you can make weekly, fortnightly or monthly repayments. This feature is useful as the more frequently you make repayments, the less interest you will end up paying in the long run.

Being able to pay out the loan early with no penalty is also a plus. It means you can make extra repayments along the way and if you can afford to pay off the loan early you can save on the total amount of interest you would otherwise have to pay. There is no redraw facility attached to these loans so any extra repayments cannot be re-accessed once paid into the loan.

Newcastle Permanent personal loan repayment calculator

Thinking about taking out a personal loan with Newcastle Permanent? Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how Newcastle Permanent personal loan compare with various products.

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Newcastle Permanent Personal Loans

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