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Credit Score
Who can access my credit report?In Australia, only a very specific list of businesses and lenders can access your credit report - and they must only do so for specific reasons.
Eden Radford -
15 Mar, 2024 -
2 min read
Credit Score
How to fix credit report errorsWhile it’s not that common, it is possible for your credit report to contain mistakes. If you think there’s a mistake on your credit report, there are steps you can take to make sure it is corrected.
Eden Radford -
12 Apr, 2024 -
3 min read
Credit Score
How fast can you fix a credit score, and how do you do it?Having bad credit may make applying for loans and credit cards feel impossible. But it is possible to recover from a bad credit score, though the length of time it will take may vary. Checking your credit report is often a good start, as is demonstrating your financial responsibility.
Mark Bristow -
28 Feb, 2024 -
4 min read
Credit Cards
Financial stress on the rise – what can you do about it?More Australians may be turning to credit cards to help manage their household expenses, according to a new report. With the cost of living putting pressure on many budgets, what can you do to better manage your credit?
Mark Bristow -
02 May, 2024 -
4 min read
Credit Cards
What to do if you’re struggling with credit card debtHaving credit card debt may not be out of the ordinary, but if you’re struggling to pay that debt off, it’s worth taking a moment to figure out a game plan, and fast.
Eden Radford -
11 Apr, 2024 -
3 min read
Credit Cards
New year = more debt for Australian credit card holdersHousehold credit card debt rose by more than a quarter of a billion dollars in the month of January as shoppers struggled to clear their debts following a bumper spendathon in November.
Eden Radford -
07 Mar, 2024 -
4 min read
Personal Loans
Some of the top-rated personal loans in April 2024Australians are reportedly moving away from personal loans, in a partial reversal of an earlier uptick in lending activity earlier in the year. While new data shows a decline in personal lending overall, there are still competitive personal loans available for borrowers who know where to look.
Mark Bristow -
09 Apr, 2024 -
3 min read
Personal Loans
Some of the top-rated personal loans in March 2024Data shows Australians are increasingly looking to personal loans to secure finance. However, before committing to a personal loan, it’s important to compare the available options and consider your needs to make sure you’re selecting a loan that offers the most value for your needs.
Mark Bristow -
13 Mar, 2024 -
3 min read
Personal Loans
Feeling the love? Some of the top-rated personal loans for February 2024With Valentine’s Day just around the corner, it’s the time of year when a lot of money gets spent on everything from grand romantic gestures to elaborate weddings. While a personal loan could offer the financial support you need to splurge on your loved ones when the cost of living is high, it’s important to consider your budget and your credit score, and to carefully compare personal loan options before you apply.
Mark Bristow -
08 Feb, 2024 -
3 min read
Home Loans
What impact will stage 3 tax cuts have on your borrowing capacity?For anyone looking to secure a home loan, the stage 3 tax cuts - and the subsequent increase to your take home pay - could mean your borrowing capacity, gets a bump too.
Eden Radford -
22 Apr, 2024 -
4 min read
Home Loans
A tale of two cities: offset balances hit a new record high as arrears climbThe latest APRA data shows money in offset accounts hitting a record high, while mortgage arrears continue to climb.
Eden Radford -
13 Mar, 2024 -
5 min read
Home Loans
Cash rate on hold: how to keep your budget in the black until rate cuts eventuateThe RBA has kept the cash rate on hold for the third consecutive meeting, as Australia’s monetary policy settings work to rein in inflation.
Eden Radford -
19 Mar, 2024 -
5 min read
bnpl
Buy Now Pay Later rules are changing: why you should check your credit scoreBNPL companies will soon be forced to perform hard credit checks on customers. If your credit application is subsequently denied, this could negatively impact your credit score and your potential to access credit in the future.
Peter Terlato -
26 May, 2023 -
4 min read
bnpl
Do Buy Now Pay Later companies run a credit check?Not all Buy Now Pay Later (BNPL) companies run a credit check when you sign up for memberships, and these checks may not always affect your credit score. However, your BNPL activity could still make an impact on your credit history, which could affect your chances of seeing future credit applications approved.
Vidhu Bajaj -
14 Jun, 2023 -
4 min read
Credit Score
Does Afterpay affect your credit score?Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.
Vidhu Bajaj -
15 Mar, 2024 -
5 min read
Credit Score
Four habits to keep your credit score top notchBeing mindful of your financial habits can make a big difference to how easy or hard it is to keep your credit score at the top end of the band. Here are four of the top ways to maintain or grow a good credit score:
Mark Bristow -
15 Feb, 2024 -
4 min read
Credit Score
How good debts and bad debts can affect your credit scoreIs there such a thing as 'good debt' and what could it mean for your financial future?
Mark Bristow -
16 Feb, 2024 -
4 min read
Home Loans
Big banks vs small banks for mortgagesChoosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?
Alex Ritchie -
05 Mar, 2024 -
6 min read
Credit Cards
Can you use a business credit card for personal expenses?Getting a business credit card can be easier than a personal credit card. But can you put personal expenses on a business credit card?
Vidhu Bajaj -
28 Aug, 2023 -
8 min read
Credit Cards
Are credit checks mandatory for credit cards?In Australia, applying for a credit card always involves a mandatory credit check. This is an essential part of testing your ability to responsibly service your repayments and is done in your best interest.
Vidhu Bajaj -
19 Jul, 2023 -
9 min read
Credit Cards
Does applying for a credit card affect your credit rating?Applying for your first or next credit card is an exciting process. However, it’s worth knowing the potential risks involved, particularly for your credit score, whenever you apply for any credit product.
Alex Ritchie -
02 Aug, 2023 -
4 min read
Car Loans
Car Loan Smart SearchCar loan calculator which works out how much your car loan interest rate, comparison rate and credit score. Tools such as this will help you view your options for future Loans.
Puneet Patel -
15 Apr, 2024 -
0 min read
Personal Loans
Personal Loan Smart SearchPersonal loan calculator which works out how much your personal loan interest rate, comparison rate and credit score. Tools such as this will help you view your options for future Loans.
Puneet Patel -
15 Apr, 2024 -
0 min read
Credit Score
Get help to fix your score with Credit Repair Australia®RateCity Credit Score Repair Australia
Xilong Cao -
23 Oct, 2023 -
2 min read
Savings Accounts
Orange Credit Union in Australia | RateCityView Information about Orange Credit Union company in Australia.
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21 Jun, 2023 -
0 min read
Home Loans
The Mutual Bank Express Credit - Line of Credit | RatecityCompare The Mutual Bank and other Home Loans products at RateCity, Australia's leading comparison site
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09 Aug, 2023 -
0 min read
Personal Loans
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
17 Aug, 2023 -
0 min read
Car Loans
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
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17 Aug, 2023 -
0 min read
Term Deposits
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
12 Aug, 2023 -
0 min read
Savings Accounts
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
12 Aug, 2023 -
0 min read
Bank Accounts
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
16 Aug, 2023 -
0 min read
Credit Cards
Transport Mutual Credit Union in Australia | RateCityView Information about Transport Mutual Credit Union company in Australia.
-
07 Jun, 2023 -
0 min read
Bank Accounts
Broken Hill Community Credit Union in Australia | RateCityView Information about Broken Hill Community Credit Union company in Australia.
-
12 Sep, 2023 -
0 min read
Credit Cards
Prepaid credit cardsOffering the convenience of a credit card, but with fewer hassles, a prepaid card is an alternative option for managing your money. Whether you’re spending at home or overseas, or offering money as a gift, it’s important to compare the prepaid card options to work out the best choice for you.
Mark Bristow -
08 May, 2023 -
5 min read
Credit cards
Personal loans
Home loans
Credit Cards
Hotel Credit CardsThere are no hotel credit cards currently available in Australia. However, some rewards credit cards and frequent flyer credit cards offer generous hotel perks, such as discounted or free accommodation.
Alex Ritchie -
23 May, 2023 -
6 min read
Credit Cards
Compare credit cards with Apple PayApple Pay is a mobile payment technology and a digital wallet designed to allow Apple customers to use their devices to securely pay for goods. Not every card issuer in Australia supports this technology, so it's crucial you compare credit cards carefully. Find out which banks and issuers support Apple Pay here, plus how to use Apple Pay in Australia.
Alex Ritchie -
05 May, 2023 -
5 min read
Credit Cards
Compare 0% purchase credit cards0% purchase rate credit cards. Interest free periods up to 24 months. Compare credit cards via purchase rate to find one that suits your needs.
Vidhu Bajaj -
26 May, 2023 -
7 min read
Car Loans
Car Loan Smart SearchCar loan calculator which works out how much your car loan interest rate, comparison rate and credit score. Tools such as this will help you view your options for future Loans.
Puneet Patel -
15 Apr, 2024 -
0 min read
Personal Loans
Personal Loan Smart SearchPersonal loan calculator which works out how much your personal loan interest rate, comparison rate and credit score. Tools such as this will help you view your options for future Loans.
Puneet Patel -
15 Apr, 2024 -
0 min read
Credit Score
Get help to fix your score with Credit Repair Australia®RateCity Credit Score Repair Australia
Xilong Cao -
23 Oct, 2023 -
2 min read
Savings Accounts
Orange Credit Union in Australia | RateCityView Information about Orange Credit Union company in Australia.
-
21 Jun, 2023 -
0 min read
Home Loans
The Mutual Bank Express Credit - Line of Credit | RatecityCompare The Mutual Bank and other Home Loans products at RateCity, Australia's leading comparison site
-
09 Aug, 2023 -
0 min read
Personal Loans
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
17 Aug, 2023 -
0 min read
Car Loans
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
17 Aug, 2023 -
0 min read
Term Deposits
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
12 Aug, 2023 -
0 min read
Savings Accounts
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
12 Aug, 2023 -
0 min read
Bank Accounts
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
16 Aug, 2023 -
0 min read
Credit Cards
Transport Mutual Credit Union in Australia | RateCityView Information about Transport Mutual Credit Union company in Australia.
-
07 Jun, 2023 -
0 min read
Bank Accounts
Broken Hill Community Credit Union in Australia | RateCityView Information about Broken Hill Community Credit Union company in Australia.
-
12 Sep, 2023 -
0 min read
Credit Cards
Prepaid credit cardsOffering the convenience of a credit card, but with fewer hassles, a prepaid card is an alternative option for managing your money. Whether you’re spending at home or overseas, or offering money as a gift, it’s important to compare the prepaid card options to work out the best choice for you.
Mark Bristow -
08 May, 2023 -
5 min read
Car Loans
Car Loan Smart SearchCar loan calculator which works out how much your car loan interest rate, comparison rate and credit score. Tools such as this will help you view your options for future Loans.
Puneet Patel -
15 Apr, 2024 -
0 min read
Personal Loans
Personal Loan Smart SearchPersonal loan calculator which works out how much your personal loan interest rate, comparison rate and credit score. Tools such as this will help you view your options for future Loans.
Puneet Patel -
15 Apr, 2024 -
0 min read
Credit Score
Get help to fix your score with Credit Repair Australia®RateCity Credit Score Repair Australia
Xilong Cao -
23 Oct, 2023 -
2 min read
Savings Accounts
Orange Credit Union in Australia | RateCityView Information about Orange Credit Union company in Australia.
-
21 Jun, 2023 -
0 min read
Home Loans
The Mutual Bank Express Credit - Line of Credit | RatecityCompare The Mutual Bank and other Home Loans products at RateCity, Australia's leading comparison site
-
09 Aug, 2023 -
0 min read
Personal Loans
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
17 Aug, 2023 -
0 min read
Car Loans
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
17 Aug, 2023 -
0 min read
Term Deposits
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
12 Aug, 2023 -
0 min read
Savings Accounts
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
12 Aug, 2023 -
0 min read
Bank Accounts
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
16 Aug, 2023 -
0 min read
Credit Cards
Transport Mutual Credit Union in Australia | RateCityView Information about Transport Mutual Credit Union company in Australia.
-
07 Jun, 2023 -
0 min read
Bank Accounts
Broken Hill Community Credit Union in Australia | RateCityView Information about Broken Hill Community Credit Union company in Australia.
-
12 Sep, 2023 -
0 min read
Credit Cards
Prepaid credit cardsOffering the convenience of a credit card, but with fewer hassles, a prepaid card is an alternative option for managing your money. Whether you’re spending at home or overseas, or offering money as a gift, it’s important to compare the prepaid card options to work out the best choice for you.
Mark Bristow -
08 May, 2023 -
5 min read
Car Loans
Car Loan Smart SearchCar loan calculator which works out how much your car loan interest rate, comparison rate and credit score. Tools such as this will help you view your options for future Loans.
Puneet Patel -
15 Apr, 2024 -
0 min read
Personal Loans
Personal Loan Smart SearchPersonal loan calculator which works out how much your personal loan interest rate, comparison rate and credit score. Tools such as this will help you view your options for future Loans.
Puneet Patel -
15 Apr, 2024 -
0 min read
Credit Score
Get help to fix your score with Credit Repair Australia®RateCity Credit Score Repair Australia
Xilong Cao -
23 Oct, 2023 -
2 min read
Savings Accounts
Orange Credit Union in Australia | RateCityView Information about Orange Credit Union company in Australia.
-
21 Jun, 2023 -
0 min read
Home Loans
The Mutual Bank Express Credit - Line of Credit | RatecityCompare The Mutual Bank and other Home Loans products at RateCity, Australia's leading comparison site
-
09 Aug, 2023 -
0 min read
Personal Loans
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
17 Aug, 2023 -
0 min read
Car Loans
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
17 Aug, 2023 -
0 min read
Term Deposits
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
12 Aug, 2023 -
0 min read
Savings Accounts
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
12 Aug, 2023 -
0 min read
Bank Accounts
South West Slopes Credit Union in Australia | RateCityView Information about South West Slopes Credit Union company in Australia.
-
16 Aug, 2023 -
0 min read
Credit Cards
Transport Mutual Credit Union in Australia | RateCityView Information about Transport Mutual Credit Union company in Australia.
-
07 Jun, 2023 -
0 min read
Bank Accounts
Broken Hill Community Credit Union in Australia | RateCityView Information about Broken Hill Community Credit Union company in Australia.
-
12 Sep, 2023 -
0 min read
Credit Cards
Prepaid credit cardsOffering the convenience of a credit card, but with fewer hassles, a prepaid card is an alternative option for managing your money. Whether you’re spending at home or overseas, or offering money as a gift, it’s important to compare the prepaid card options to work out the best choice for you.
Mark Bristow -
08 May, 2023 -
5 min read
