Home Loans

While the idea of pocketing a couple thousand dollars for switching your mortgage might sound appealing, it’s important to understand there are a number of different factors that go into choosing a loan.

Eden Radford -

26 Mar, 2024 -

4 min read

Home Loans

The Reserve Bank of Australia (RBA) kept the national cash rate on hold at its March 2024 meeting. The number of cashbacks available to refinancers and first home buyers to compare also remained relatively steady this month.

Mark Bristow -

20 Mar, 2024 -

5 min read

Home Loans

Whether you’re buying a property or refinancing a mortgage, if you want to get a better interest rate, you may need to actively go hunting rather than waiting for a deal to fall into your lap. Comparing some of the top-rated home loans on RateCity’s database can help make your search a little simpler, as you can see which loans are offering more value and may better suit your needs.

Mark Bristow -

19 Mar, 2024 -

4 min read

Credit Cards

Having credit card debt may not be out of the ordinary, but if you’re struggling to pay that debt off, it’s worth taking a moment to figure out a game plan, and fast.

Eden Radford -

11 Apr, 2024 -

3 min read

Credit Cards

Credit card debt attracting interest charges has risen for the third month in a row in a sign an increasing number of households are struggling to get on top of their debt in 2024.

Eden Radford -

09 Apr, 2024 -

4 min read

Credit Cards

More Australians may be turning to credit cards to help manage their household expenses, according to a new report. With the cost of living putting pressure on many budgets, what can you do to better manage your credit?

Mark Bristow -

02 May, 2024 -

4 min read

Savings Accounts

The interest rate on your savings account can sometimes make the difference between you having a savings goal, and you achieving it.

Eden Radford -

28 Feb, 2024 -

3 min read

Savings Accounts

The Reserve Bank of Australia (RBA) held the cash rate at 4.10% in October 2023 for the fourth month in a row. While it’s not yet certain if the cash rate has peaked, there are several banks offering savings accounts with interest rates that may be able to help you beat inflation.

Mark Bristow -

05 Oct, 2023 -

3 min read

Savings Accounts

At its June 2023 meeting, the Reserve Bank of Australia (RBA) board pushed the national cash rate up to 4.10%; the highest it’s been since April 2012. While these hikes are putting borrowers under increased pressure as their borrowing power shrinks, some savers may be able to benefit from rising savings rates that could make it easier to increase their wealth.

Mark Bristow -

13 Jun, 2023 -

4 min read

Home Insurance

It may surprise no-one to learn that Australia’s cost of living has increased over the past quarter. However, it was higher insurance premiums across house, home contents and motor vehicles that contributed to some of the largest price rises. Which could mean now is as good a time as ever, to be looking carefully at your current policies and comparing some alternatives to see if you could be getting better deals.

Mark Bristow -

08 Feb, 2024 -

3 min read

Bank Accounts

After hinting that it was coming, CBA has flipped the switch on Apple Pay, giving its customers the chance to pay for goods and services with an iPhone.

Nick Bendel -

27 Jan, 2019 -

2 min read

Bank Accounts

ME Bank has switched on Google Pay for its customers who have an Android smartphone or wearable.

Alison Cheung -

25 Aug, 2020 -

3 min read

Bank Accounts

If you’re not careful, bank fees can eat up a surprisingly large share of your money. So you might want to think about switching to a fee-free bank account.

Nick Bendel -

16 Jun, 2019 -

3 min read

Superannuation

More and more Australians are approaching retirement age, when it’s time to start accessing their superannuation savings. But many of these older Australians could be paying too much tax on their super investment earnings, which could be fixed by making one change.

Mark Bristow -

24 Aug, 2023 -

3 min read

Superannuation

Australians will have their super accounts “stapled” to them as they move jobs, but concerns have been raised that workers could find themselves trapped in an inferior fund.

Alison Cheung -

07 Oct, 2020 -

4 min read

Term Deposits

Australians concerned about how shifting interest rates could affect their savings in 2024 could consider locking in a term deposit interest rate. However, it’s essential to carefully compare term deposits before you commit to help ensure your choice matches your personal goals and financial needs.

Mark Bristow -

16 Jan, 2024 -

3 min read

Term Deposits

Many Australians were taken by surprise when the Reserve Bank of Australia (RBA) chose to raise the national cash rate by 25 points to 3.85% in May 2023, following a pause the month before.

Mark Bristow -

12 May, 2023 -

3 min read

Car Insurance

ASIC commenced civil penalty proceedings in the Federal Court last week, claiming some insurers used an algorithm to determine whether or not a customer might renew their policy at different premium levels.

Peter Terlato -

05 Sep, 2023 -

4 min read

Credit Score

Just as a journey of a thousand miles begins with a single step, an excellent credit score can begin when you’re young. Your track record of managing money can have long-lasting repercussions later in life, making it important for young Australians to start building positive credit habits as soon as they are able.

Mark Bristow -

20 Jun, 2023 -

5 min read

Car Loans

The ACT will ban the sale of new petrol cars from 2035. But with several pressure points stopping Australians from switching to electric vehicles, will Australia be ready to embrace eco-friendly cars?

Alex Ritchie -

20 Jul, 2022 -

6 min read