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Home Loans
Are cashback deals worth it?While the idea of pocketing a couple thousand dollars for switching your mortgage might sound appealing, it’s important to understand there are a number of different factors that go into choosing a loan.
Eden Radford -
26 Mar, 2024 -
4 min read
Home Loans
Cashback home loan deals in March 2024The Reserve Bank of Australia (RBA) kept the national cash rate on hold at its March 2024 meeting. The number of cashbacks available to refinancers and first home buyers to compare also remained relatively steady this month.
Mark Bristow -
20 Mar, 2024 -
5 min read
Home Loans
Some of the top-rated home loans in March 2024Whether you’re buying a property or refinancing a mortgage, if you want to get a better interest rate, you may need to actively go hunting rather than waiting for a deal to fall into your lap. Comparing some of the top-rated home loans on RateCity’s database can help make your search a little simpler, as you can see which loans are offering more value and may better suit your needs.
Mark Bristow -
19 Mar, 2024 -
4 min read
Credit Cards
What to do if you’re struggling with credit card debtHaving credit card debt may not be out of the ordinary, but if you’re struggling to pay that debt off, it’s worth taking a moment to figure out a game plan, and fast.
Eden Radford -
11 Apr, 2024 -
3 min read
Credit Cards
Credit card debt rises for the third month in a row as households struggle to clear Christmas debtCredit card debt attracting interest charges has risen for the third month in a row in a sign an increasing number of households are struggling to get on top of their debt in 2024.
Eden Radford -
09 Apr, 2024 -
4 min read
Credit Cards
Financial stress on the rise – what can you do about it?More Australians may be turning to credit cards to help manage their household expenses, according to a new report. With the cost of living putting pressure on many budgets, what can you do to better manage your credit?
Mark Bristow -
02 May, 2024 -
4 min read
Savings Accounts
What you could get with the difference in interest from a high interest savings accountThe interest rate on your savings account can sometimes make the difference between you having a savings goal, and you achieving it.
Eden Radford -
28 Feb, 2024 -
3 min read
Savings Accounts
Some of the top-rated savings accounts in October 2023The Reserve Bank of Australia (RBA) held the cash rate at 4.10% in October 2023 for the fourth month in a row. While it’s not yet certain if the cash rate has peaked, there are several banks offering savings accounts with interest rates that may be able to help you beat inflation.
Mark Bristow -
05 Oct, 2023 -
3 min read
Savings Accounts
Which banks have hiked savings account and term deposit rates in June 2023?At its June 2023 meeting, the Reserve Bank of Australia (RBA) board pushed the national cash rate up to 4.10%; the highest it’s been since April 2012. While these hikes are putting borrowers under increased pressure as their borrowing power shrinks, some savers may be able to benefit from rising savings rates that could make it easier to increase their wealth.
Mark Bristow -
13 Jun, 2023 -
4 min read
Home Insurance
Insurance pushing cost of living upwards – how’s your cover?It may surprise no-one to learn that Australia’s cost of living has increased over the past quarter. However, it was higher insurance premiums across house, home contents and motor vehicles that contributed to some of the largest price rises. Which could mean now is as good a time as ever, to be looking carefully at your current policies and comparing some alternatives to see if you could be getting better deals.
Mark Bristow -
08 Feb, 2024 -
3 min read
Bank Accounts
Apple Pay is switched on for CommBank, BankwestAfter hinting that it was coming, CBA has flipped the switch on Apple Pay, giving its customers the chance to pay for goods and services with an iPhone.
Nick Bendel -
27 Jan, 2019 -
2 min read
Bank Accounts
ME Bank enables Google Pay as shoppers turn away from cash amid COVID-19ME Bank has switched on Google Pay for its customers who have an Android smartphone or wearable.
Alison Cheung -
25 Aug, 2020 -
3 min read
Bank Accounts
Sick of paying bank fees? Read on…If you’re not careful, bank fees can eat up a surprisingly large share of your money. So you might want to think about switching to a fee-free bank account.
Nick Bendel -
16 Jun, 2019 -
3 min read
Superannuation
Are retiring Boomers paying too much super tax?More and more Australians are approaching retirement age, when it’s time to start accessing their superannuation savings. But many of these older Australians could be paying too much tax on their super investment earnings, which could be fixed by making one change.
Mark Bristow -
24 Aug, 2023 -
3 min read
Superannuation
Federal budget 2020: job switchers to automatically keep super accountsAustralians will have their super accounts “stapled” to them as they move jobs, but concerns have been raised that workers could find themselves trapped in an inferior fund.
Alison Cheung -
07 Oct, 2020 -
4 min read
Term Deposits
Some of the top-rated term deposits in January 2024Australians concerned about how shifting interest rates could affect their savings in 2024 could consider locking in a term deposit interest rate. However, it’s essential to carefully compare term deposits before you commit to help ensure your choice matches your personal goals and financial needs.
Mark Bristow -
16 Jan, 2024 -
3 min read
Term Deposits
Which banks have hiked term deposit and savings account rates in May 2023?Many Australians were taken by surprise when the Reserve Bank of Australia (RBA) chose to raise the national cash rate by 25 points to 3.85% in May 2023, following a pause the month before.
Mark Bristow -
12 May, 2023 -
3 min read
Home Insurance
What home insurance do I need for an apartment?Many apartments are already covered by strata insurance, so you may not need to apply for a traditional home insurance policy to cover damage to the property. However, strata insurance may not always offer the cover you need. If you’re one of the 10% of Australians who live in apartments, it could be worth comparing contents insurance policies and other options.
Mark Bristow -
26 Apr, 2024 -
4 min read
Home Insurance
Switching home insurance: A comprehensive guideThere are many reasons why you might choose to switch home insurance. You might be looking to save money with a new provider, seeking more comprehensive cover, or looking for a better customer service experience.
Mark Bristow -
16 Feb, 2024 -
3 min read
Home Insurance
Green insurance: ethical insurers in AustraliaIf you’re intent on making more sustainable choices this year - this could also include your insurance provider. Two major insurers, Auto & General and Huddle, have both committed to avoiding companies in the fossil fuel sector.
Alex Ritchie -
24 Nov, 2023 -
6 min read
Energy
When can I switch energy suppliers without penalty?If you are looking to switch to a new energy supplier without paying a penalty, here are a few tips to keep in mind. There are many reasons people might want to switch from their current energy supplier to a new one, from high prices to poor service.
Mark Bristow -
02 Nov, 2023 -
5 min read
Energy
10 ways to save on electricity and gas at homeWhether you’re trying to be more environmentally conscious, or are sick of paying through the teeth for your utilities, Australian homeowners are increasingly seeking ways to trim down their electricity and gas expenses.
Alex Ritchie -
17 Nov, 2023 -
4 min read
Energy
City of Sydney wants to make the switch to green power: how easy is it to switch?Sydney residents and business owners are being encouraged to switch to green energy providers by the City of Sydney to help significantly reduce their emissions. But how easy is the switching process?
Alex Ritchie -
30 May, 2022 -
3 min read
Home Loans
What is home loan refinancing?Refinancing is the process of switching your home loan to a new loan product and/or a new lender. Discover the benefits and risks of refinancing, including when not to refinance, and how you can kick start the refinancing process today.
Vidhu Bajaj -
30 May, 2023 -
6 min read
Home Loans
Is there a cost to refinance your home loan (and how much could you save)?Refinancing a home loan typically costs some money in fees and charges from your old and new mortgage lenders. However, there may be ways to reduce or offset these costs, and the potential savings from switching could see you break even sooner than you expect.
Mark Bristow -
24 Aug, 2023 -
5 min read
Home Loans
The benefits of refinancing a home loanIf you’ve been paying off your home loan for some time now, you’ve likely thought about refinancing. After all, the chances that your current home loan is still the best option available for you may not be as high as you think.
Alex Ritchie -
10 Sep, 2023 -
7 min read
Savings Accounts
Earn easy money by switchingEarn easy money by switching
Laine Gordon -
16 Sep, 2009 -
4 min read
Savings Accounts
Interest rates and fees most likely to encourage switchIn the past year, the amount of people considering switching banks has doubled according to a UBS study reported in The Sydney Morning Herald.
RateCity -
22 Aug, 2016 -
3 min read
Bank Accounts
How can I find bank accounts in my name?If you’ve ever opened more than one bank account in the past, could you have forgotten about some money that you’ve left behind, which is still waiting to be claimed? And if you think you might have, or if you’re not quite sure, how can you go about finding these outstanding accounts and claiming this unclaimed money?
Mark Bristow -
29 Jun, 2023 -
4 min read
Bank Accounts
Switching bank accounts, a step-by-step guideSwitching bank accounts can be especially difficult if you have several automatic transfers, deposits and payments set-up from that account. With the current state of the financial market, interest rates on deposit accounts declining by the day, and monthly account keeping fees eating into our hard earned savings, there's no better time than now to switch accounts. The Federal Government has been working on making it easier for consumers to switch banks if they are not happy with their current provider
Laine Gordon -
17 Oct, 2008 -
4 min read
Bank Accounts
How do you deposit cash or change into your bank account?Not sure what to do with your loose change and spare cash? Most banks will let you deposit change or cash into your bank account by visiting a branch and doing so in person or using a deposit ATM.
Alex Ritchie -
27 Jun, 2023 -
3 min read
Car Insurance
Switching Car InsuranceIf you are not happy with your current car insurance company or want to pay less for your premium, consider switching car insurance.
RateCity -
24 Aug, 2010 -
1 min read
Car Insurance
Would you switch car insurers over a claim?Would you switch car insurers over a claim?
Laine Gordon -
25 Aug, 2010 -
2 min read
Superannuation
Switching super: who would you turn to for advice?Switching super: who would you turn to for advice?
Patricia Babalis -
05 Feb, 2016 -
3 min read
Car Loans
Finding your ideal first EV: Essential factors to considerEVs offer several potential advantages, including lower operating costs, reduced air pollution, and the potential to use renewable energy sources for charging. All of these factors make them an ideal choice for individuals who wish to live sustainably and reduce their carbon footprint.
Vidhu Bajaj -
09 Aug, 2023 -
9 min read
Personal Loans
Will my personal loan repayments drop with a new interest rate?Your personal loan repayments will drop with a new, lower interest rate. However, you will typically need to negotiate or refinance for a lower interest rate, as a personal loan rate may not fluctuate with the RBA's cash rate.
Alex Ritchie -
18 Sep, 2023 -
5 min read
Credit Cards
Is it time to switch banks?How can you tell you've reached the point where you need to switch banks? There are a number of elements that can help you decide.
Laine Gordon -
05 Nov, 2014 -
3 min read
Home Loans
Refinance home loan calculatorWith rates from 5.48%, calculate how much you could save by switching lenders. Compare home loans to find a mortgage to suit your needs.
Mark Bristow -
21 Mar, 2017 -
5 min read
Home Loans
Refinance home loan comparisonRefinancing could be an easy way to reduce your home loan repayments. Compare refinance rates and see whether switching to a new lender may better suit your budget.
Sally Tindall -
10 Oct, 2019 -
22 min read
Home Loans
Switch your home loan to a rate from 5.48%Ready to refinance? Before you switch, compare home loan interest rates, fees, features and benefits, so you can be confident in your choice of mortgage.
Mark Bristow -
08 Dec, 2016 -
10 min read
Nonspecific
RateCity welcomes Senate decision to keep exit feesSenate allows exit fee ban to go ahead from July 1, 2011. Many borrowers still hit with high switching costs including lenders mortgage insurance. How borrowers can save on switching
RateCity -
23 Jun, 2011 -
1 min read
Sale
Is switching simple? Why should I refinance?Refinancing is when you change your home loan from one loan to another – provided either by the same lender or by switching to a different lender. When you refinance, you are technically paying out your old home loan early and starting up a new one.
Mark Bristow -
04 May, 2017 -
3 min read
Nonspecific
Will big 4 increase rates? Don't get mad, get switching!Big 4 banks stand to make $20M per month with just a 0.10% rate rise. They're relying on customer inertia - but extra interest revenue would be wiped out if around 20,000 borrowers switched from major banks
RateCity -
10 Feb, 2012 -
1 min read
Car Loans
Switch and save with car loans from 4.99%Calculate your repayments and savings when switching your car loan to an alternative lender with our car loan calculator. Switch and save with RateCity today
Georgia Brown -
13 Apr, 2017 -
0 min read
Nonspecific
Switch & Save help deskAustralia's biggest home loan sale is brought to you by RateCity. The Switch and Save Sale is Australia's first industry home loan sale, where home owners can recieve discounts and cashback offers when they switch their home loan any time between 6am Monday 8 May and 10pm Tuesday 9 May 2017.
Suman Lama -
15 Feb, 2018 -
0 min read
Home Loans
Home Loan Rate CheckerRefinance Rate Checker - In 5 simple steps, find out how much you could save by switching to a more competitive home loan. It takes less than 30 seconds.
Hernan Ferreyra -
14 Apr, 2023 -
4 min read
Nonspecific
RBA leaves rates on holdHomeowners may have been denied a rate cut at today's Reserve Bank board meeting, but RateCity research shows that the many borrowers could save $1560 per year by refinancing.
Laine Gordon -
03 Sep, 2013 -
2 min read
Nonspecific
RateCity welcomes Senate decision to keep exit feesSenate allows exit fee ban to go ahead from July 1, 2011. Many borrowers still hit with high switching costs including lenders mortgage insurance. How borrowers can save on switching
RateCity -
23 Jun, 2011 -
1 min read
Sale
Is switching simple? Why should I refinance?Refinancing is when you change your home loan from one loan to another – provided either by the same lender or by switching to a different lender. When you refinance, you are technically paying out your old home loan early and starting up a new one.
Mark Bristow -
04 May, 2017 -
3 min read
Nonspecific
Will big 4 increase rates? Don't get mad, get switching!Big 4 banks stand to make $20M per month with just a 0.10% rate rise. They're relying on customer inertia - but extra interest revenue would be wiped out if around 20,000 borrowers switched from major banks
RateCity -
10 Feb, 2012 -
1 min read
Car Loans
Switch and save with car loans from 4.99%Calculate your repayments and savings when switching your car loan to an alternative lender with our car loan calculator. Switch and save with RateCity today
Georgia Brown -
13 Apr, 2017 -
0 min read
Nonspecific
Switch & Save help deskAustralia's biggest home loan sale is brought to you by RateCity. The Switch and Save Sale is Australia's first industry home loan sale, where home owners can recieve discounts and cashback offers when they switch their home loan any time between 6am Monday 8 May and 10pm Tuesday 9 May 2017.
Suman Lama -
15 Feb, 2018 -
0 min read
Home Loans
Home Loan Rate CheckerRefinance Rate Checker - In 5 simple steps, find out how much you could save by switching to a more competitive home loan. It takes less than 30 seconds.
Hernan Ferreyra -
14 Apr, 2023 -
4 min read
Nonspecific
RBA leaves rates on holdHomeowners may have been denied a rate cut at today's Reserve Bank board meeting, but RateCity research shows that the many borrowers could save $1560 per year by refinancing.
Laine Gordon -
03 Sep, 2013 -
2 min read
Nonspecific
RateCity welcomes Senate decision to keep exit feesSenate allows exit fee ban to go ahead from July 1, 2011. Many borrowers still hit with high switching costs including lenders mortgage insurance. How borrowers can save on switching
RateCity -
23 Jun, 2011 -
1 min read
Sale
Is switching simple? Why should I refinance?Refinancing is when you change your home loan from one loan to another – provided either by the same lender or by switching to a different lender. When you refinance, you are technically paying out your old home loan early and starting up a new one.
Mark Bristow -
04 May, 2017 -
3 min read
Nonspecific
Will big 4 increase rates? Don't get mad, get switching!Big 4 banks stand to make $20M per month with just a 0.10% rate rise. They're relying on customer inertia - but extra interest revenue would be wiped out if around 20,000 borrowers switched from major banks
RateCity -
10 Feb, 2012 -
1 min read
Car Loans
Switch and save with car loans from 4.99%Calculate your repayments and savings when switching your car loan to an alternative lender with our car loan calculator. Switch and save with RateCity today
Georgia Brown -
13 Apr, 2017 -
0 min read
Nonspecific
Switch & Save help deskAustralia's biggest home loan sale is brought to you by RateCity. The Switch and Save Sale is Australia's first industry home loan sale, where home owners can recieve discounts and cashback offers when they switch their home loan any time between 6am Monday 8 May and 10pm Tuesday 9 May 2017.
Suman Lama -
15 Feb, 2018 -
0 min read
Home Loans
Home Loan Rate CheckerRefinance Rate Checker - In 5 simple steps, find out how much you could save by switching to a more competitive home loan. It takes less than 30 seconds.
Hernan Ferreyra -
14 Apr, 2023 -
4 min read
Nonspecific
RBA leaves rates on holdHomeowners may have been denied a rate cut at today's Reserve Bank board meeting, but RateCity research shows that the many borrowers could save $1560 per year by refinancing.
Laine Gordon -
03 Sep, 2013 -
2 min read
Nonspecific
RateCity welcomes Senate decision to keep exit feesSenate allows exit fee ban to go ahead from July 1, 2011. Many borrowers still hit with high switching costs including lenders mortgage insurance. How borrowers can save on switching
RateCity -
23 Jun, 2011 -
1 min read
Sale
Is switching simple? Why should I refinance?Refinancing is when you change your home loan from one loan to another – provided either by the same lender or by switching to a different lender. When you refinance, you are technically paying out your old home loan early and starting up a new one.
Mark Bristow -
04 May, 2017 -
3 min read
Nonspecific
Will big 4 increase rates? Don't get mad, get switching!Big 4 banks stand to make $20M per month with just a 0.10% rate rise. They're relying on customer inertia - but extra interest revenue would be wiped out if around 20,000 borrowers switched from major banks
RateCity -
10 Feb, 2012 -
1 min read
Car Loans
Switch and save with car loans from 4.99%Calculate your repayments and savings when switching your car loan to an alternative lender with our car loan calculator. Switch and save with RateCity today
Georgia Brown -
13 Apr, 2017 -
0 min read
Nonspecific
Switch & Save help deskAustralia's biggest home loan sale is brought to you by RateCity. The Switch and Save Sale is Australia's first industry home loan sale, where home owners can recieve discounts and cashback offers when they switch their home loan any time between 6am Monday 8 May and 10pm Tuesday 9 May 2017.
Suman Lama -
15 Feb, 2018 -
0 min read
Home Loans
Home Loan Rate CheckerRefinance Rate Checker - In 5 simple steps, find out how much you could save by switching to a more competitive home loan. It takes less than 30 seconds.
Hernan Ferreyra -
14 Apr, 2023 -
4 min read
Nonspecific
RBA leaves rates on holdHomeowners may have been denied a rate cut at today's Reserve Bank board meeting, but RateCity research shows that the many borrowers could save $1560 per year by refinancing.
Laine Gordon -
03 Sep, 2013 -
2 min read