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Home Insurance

What home insurance do I need for an apartment?

Many apartments are already covered by strata insurance, so you may not need to apply for a traditional home insurance policy to cover damage to the property. However, strata insurance may not always offer the cover you need. If you’re one of the 10% of Australians who live in apartments, it could be worth comparing contents insurance policies and other options.

Mark Bristow

Mark Bristow -

26 Apr, 2024 -

4 min read

Home Insurance

Switching home insurance: A comprehensive guide

There are many reasons why you might choose to switch home insurance. You might be looking to save money with a new provider, seeking more comprehensive cover, or looking for a better customer service experience.

Mark Bristow

Mark Bristow -

16 Feb, 2024 -

3 min read

Home Insurance

Green insurance: ethical insurers in Australia

If you’re intent on making more sustainable choices this year - this could also include your insurance provider. Two major insurers, Auto & General and Huddle, have both committed to avoiding companies in the fossil fuel sector.

Alex Ritchie

Alex Ritchie -

24 Nov, 2023 -

6 min read

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Energy

When can I switch energy suppliers without penalty?

If you are looking to switch to a new energy supplier without paying a penalty, here are a few tips to keep in mind. There are many reasons people might want to switch from their current energy supplier to a new one, from high prices to poor service.

Mark Bristow

Mark Bristow -

02 Nov, 2023 -

5 min read

Energy

10 ways to save on electricity and gas at home

Whether you’re trying to be more environmentally conscious, or are sick of paying through the teeth for your utilities, Australian homeowners are increasingly seeking ways to trim down their electricity and gas expenses.  

Alex Ritchie

Alex Ritchie -

17 Nov, 2023 -

4 min read

Energy

City of Sydney wants to make the switch to green power: how easy is it to switch?

Sydney residents and business owners are being encouraged to switch to green energy providers by the City of Sydney to help significantly reduce their emissions. But how easy is the switching process?

Alex Ritchie

Alex Ritchie -

30 May, 2022 -

3 min read

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Home Loans

What is home loan refinancing?

Refinancing is the process of switching your home loan to a new loan product and/or a new lender. Discover the benefits and risks of refinancing, including when not to refinance, and how you can kick start the refinancing process today.

Vidhu Bajaj

Vidhu Bajaj -

30 May, 2023 -

6 min read

Home Loans

Is there a cost to refinance your home loan (and how much could you save)?

Refinancing a home loan typically costs some money in fees and charges from your old and new mortgage lenders. However, there may be ways to reduce or offset these costs, and the potential savings from switching could see you break even sooner than you expect.

Mark Bristow

Mark Bristow -

24 Aug, 2023 -

5 min read

Home Loans

The benefits of refinancing a home loan

If you’ve been paying off your home loan for some time now, you’ve likely thought about refinancing. After all, the chances that your current home loan is still the best option available for you may not be as high as you think. 

Alex Ritchie

Alex Ritchie -

10 Sep, 2023 -

7 min read

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Savings Accounts

Earn easy money by switching

Earn easy money by switching

Laine Gordon

Laine Gordon -

16 Sep, 2009 -

4 min read

Savings Accounts

Interest rates and fees most likely to encourage switch

In the past year, the amount of people considering switching banks has doubled according to a UBS study reported in The Sydney Morning Herald.

RateCity

RateCity -

22 Aug, 2016 -

3 min read

Savings Accounts

Aussies could be missing out on $3.6 billion in interest

If you currently have money sitting in a savings account you could be one of the many people missing out on your share of $3.6 billion of unclaimed interest. But there is good news: all you need to do is switch accounts and find a better deal to get your share.

Laine Gordon

Laine Gordon -

22 Nov, 2010 -

3 min read

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Bank Accounts

How can I find bank accounts in my name?

If you’ve ever opened more than one bank account in the past, could you have forgotten about some money that you’ve left behind, which is still waiting to be claimed? And if you think you might have, or if you’re not quite sure, how can you go about finding these outstanding accounts and claiming this unclaimed money?

Mark Bristow

Mark Bristow -

29 Jun, 2023 -

4 min read

Bank Accounts

Switching bank accounts, a step-by-step guide

Switching bank accounts can be especially difficult if you have several automatic transfers, deposits and payments set-up from that account. With the current state of the financial market, interest rates on deposit accounts declining by the day, and monthly account keeping fees eating into our hard earned savings, there's no better time than now to switch accounts. The Federal Government has been working on making it easier for consumers to switch banks if they are not happy with their current provider

Laine Gordon

Laine Gordon -

17 Oct, 2008 -

4 min read

Bank Accounts

How do you deposit cash or change into your bank account?

Not sure what to do with your loose change and spare cash? Most banks will let you deposit change or cash into your bank account by visiting a branch and doing so in person or using a deposit ATM.

Alex Ritchie

Alex Ritchie -

27 Jun, 2023 -

3 min read

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Car Insurance

Switching Car Insurance

If you are not happy with your current car insurance company or want to pay less for your premium, consider switching car insurance.

RateCity

RateCity -

24 Aug, 2010 -

1 min read

Car Insurance

Would you switch car insurers over a claim?

Would you switch car insurers over a claim?

Laine Gordon

Laine Gordon -

25 Aug, 2010 -

2 min read

Car Insurance

Insurance Car

Car insurance is one form of insurance that most motorists understand the value of, and take out. Given the ease and frequency with which accidents can happen, where just a minor bingle can cost thousands in repairs, insurance for your car makes lots of sense.

RateCity

RateCity -

06 Mar, 2012 -

2 min read

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Superannuation

Switching super: who would you turn to for advice?

Switching super: who would you turn to for advice?

Patricia Babalis -

05 Feb, 2016 -

3 min read

Superannuation

How to change super funds in Australia

If you’re not getting optimum returns and suitable features from your super fund, you may want to switch to another. So how do you select the right one for you, and how do you change superannuation funds?

Jodie Humphries

Jodie Humphries -

11 Jan, 2022 -

4 min read

Superannuation

Why you should consider your super

When was the last time you thought seriously about your super fund? While our superannuation is often one of the most significant financial assets of our lifetime, many of us barely consider it until we’re thinking seriously about retiring, which is often too late to make significant changes.

Mark Bristow

Mark Bristow -

24 Jul, 2020 -

4 min read

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Car Loans

Finding your ideal first EV: Essential factors to consider

EVs offer several potential advantages, including lower operating costs, reduced air pollution, and the potential to use renewable energy sources for charging. All of these factors make them an ideal choice for individuals who wish to live sustainably and reduce their carbon footprint.

Vidhu Bajaj

Vidhu Bajaj -

09 Aug, 2023 -

9 min read

Car Loans

Better car loans

Have you already got a car loan but want to switch to a better loan? You have stumbled on the right place then.

RateCity

RateCity -

11 May, 2011 -

3 min read

Car Loans

Turn around your finances and save

If you rely on someone else to sort out your finances or you've simply lost track of yours then you could be wasting hundreds, if not thousands, of dollars each year in interest, fees and charges without even knowing it.

Laine Gordon

Laine Gordon -

30 Jun, 2011 -

3 min read

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Personal Loans

Will my personal loan repayments drop with a new interest rate?

Your personal loan repayments will drop with a new, lower interest rate. However, you will typically need to negotiate or refinance for a lower interest rate, as a personal loan rate may not fluctuate with the RBA's cash rate. 

Alex Ritchie

Alex Ritchie -

18 Sep, 2023 -

5 min read

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Credit Cards

Is it time to switch banks?

How can you tell you've reached the point where you need to switch banks? There are a number of elements that can help you decide.

Laine Gordon

Laine Gordon -

05 Nov, 2014 -

3 min read

Credit Cards

How is Afterpay different to a credit card?

Whether you’re struggling financially, or just running a fiscal health check in preparation for the new financial year, you may be considering whether your credit card is still the best tool to make payments, or if you should switch to other methods, such as Buy Now Pay Later (BNPL) services like Afterpay.

Alex Ritchie

Alex Ritchie -

30 May, 2023 -

8 min read

Credit Cards

How to compare and switch credit cards

If your credit card is costing you too much and not performing the way you envisaged, why not ditch and switch to a more suitable plastic partner? Compare credit cards to find the best one for you.

RateCity

RateCity -

04 Apr, 2008 -

4 min read

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Health Insurance

Compare Health Insurance Australia

While health insurance is one of those things many of us would prefer not to worry about, the good news is that it��_s relatively easy to compare health insurance in Australia and save money _ either by tailoring your policy, or simply by looking for lower-cost options.

RateCity

RateCity -

16 May, 2012 -

3 min read

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Term Deposits

Don't risk your term deposit investment

In Australia, Datamonitor recorded that less than one in 20 out of 2100 people surveyed changed their bank in the past year. This means that the 19 out of 20 that don't switch accounts could be missing out on better interest rates. And those who have money tied up in term deposits could be putting their money at risk.

Laine Gordon

Laine Gordon -

31 Aug, 2010 -

4 min read

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