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Credit Cards

The latest Visa card perks

Visa prides itself on providing the most widely accepted credit card, with 1.9 million ATMs in more than 200 countries and territories around the world. Check out some of the perks of owning a visa card.

RateCity

RateCity -

08 Jan, 2009 -

3 min read

Credit Cards

The top five credit cards to match your spending profile

According to CANSTAR there are four types of credit card spenders; the big spender, everyday spender, occasional spender and the habitual spender. Here are the top five credit cards offering the most value for each shopping profile.

RateCity

RateCity -

13 Mar, 2009 -

2 min read

Credit Cards

Visa credit card features

Being one of the largest retail electronic payment networks, everyone has high expectations for the Visa credit card

RateCity

RateCity -

22 Dec, 2008 -

1 min read

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Home Loans

Can you get a home loan on a visa?

It is possible to get a home loan in Australia if you’re on a visa, though the process could be more complex than for Australian citizens and permanent residents. Understanding some of the requirements for a mortgage with a visa could help you to compare your options and make a decision that suits your needs.

Mark Bristow

Mark Bristow -

31 Jan, 2023 -

4 min read

Home Loans

Applying for a mortgage on a bridging visa: what you need to know

Bridging visas may be granted for temporary residence depending on your specific circumstances. It can allow you to stay in Australia lawfully while an immigration status is finalised.

Alex Ritchie

Alex Ritchie -

23 Aug, 2022 -

5 min read

Home Loans

Moving to Australia: Bank accounts, credit and mortgages

Are you thinking about taking out a home loan or setting up a transaction account in a new country? Understand what the go is in Australia!

Kate Wick -

22 Oct, 2014 -

3 min read

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Personal Loans

Personal loans for 457 visa holders in Australia

If you're a little strapped for cash in your adopted home there's good news regarding access to personal loans; it is possible. However, there are special conditions that apply that are worth noting before you commit to taking out a loan and they vary from lender to lender.

Patricia Babalis -

29 Jan, 2016 -

5 min read

Personal Loans

What is a wedding loan?

The average price of an Australian wedding costs upwards of $36,000 so it is always smart to search around and understand your financial options. A wedding loan might be one option you and your partner end up with, but what are they and how can they impact your big day?

Nick Bendel

Nick Bendel -

24 Jan, 2018 -

3 min read

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Superannuation

What happens to my super if I’m a temporary resident working in Australia?

Working in Australia means a percentage of your wage or salary must be put aside in a superannuation fund. But what happens if you’re only working in Australia on a temporary basis? Will you be unable to access this money until you retire, or can you access your super early?

Mark Bristow

Mark Bristow -

30 Jul, 2021 -

3 min read

Superannuation

Am I entitled to superannuation if I'm not an Australian citizen?

If you’re an expat visiting and working in Australia, your employer may be required to make superannuation contributions on your behalf to a super fund of your choosing. Selecting the right super fund can make all the difference to your total savings.

Peter Terlato

Peter Terlato -

18 Nov, 2022 -

5 min read

Superannuation

What is a superannuation government co-contribution?

A government co-contribution is essentially free money from the government for making an after-tax, personal contribution to your super - if you qualify.

Kate Wick -

28 Oct, 2014 -

3 min read

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Savings Accounts

Saving for a holiday

Whether you've set your sights on the overseas trip of a lifetime or a getaway to one of Australia's many beautiful destinations, holidays require research and planning - and a reasonable budget to cover everything from flights to accommodation and everything in between.

Patricia Babalis -

20 Dec, 2013 -

3 min read

Savings Accounts

How to boost your savings

How to boost your savings

Patricia Babalis -

26 Feb, 2014 -

3 min read

Savings Accounts

How your bank account can help supersize your savings

Saving doesn’t have to be hard. HSBC’s Everyday Global Account could boost your savings with little effort, thanks to several included perks.

RateCity

RateCity -

08 Jul, 2020 -

3 min read

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Car Loans

Can I get a discounted student car loan?

Banks don't offer student car loans. Given that you're unlikely to have built up enough of a credit history to warrant an excellent credit score, you may be able to secure a low interest car loan if you apply for a guarantor loan.

Peter Terlato

Peter Terlato -

20 Dec, 2022 -

3 min read

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Term Deposits

Can an international student have a term deposit?

Banking for overseas students can be complicated, but you may still be able to steadily grow your funds as an international student by using a term deposit. 

Mark Bristow

Mark Bristow -

22 Nov, 2022 -

2 min read

Term Deposits

Can students open a term deposit?

So, can Australian and overseas students open a term deposit? Yes, but there may be additional steps international students need to jump through to gain approval for a term deposit.

Alex Ritchie

Alex Ritchie -

23 Nov, 2022 -

3 min read

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