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Jodie Humphries

Personal Finance Editor

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Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

546 articles written by Jodie Humphries

Car Loans

Should I get the car first or the loan?

There are four reasons why you should organise your finance before you start shopping for a car.

jodie-humphries

Jodie Humphries -

22 Jun, 2017 -

1 min read

Home Loans

How offset accounts can strip years off your home loan

Unless you have a bachelor degree in finance, really smart friends or a great financial advisor, you may never learn all the tricks of the trade. For instance, did you know that offset accounts reward the conscious saver by saving you thousands in interest charges and shaving years of your loan term?

jodie-humphries

Jodie Humphries -

08 May, 2017 -

8 min read

Home Loans

RBA holds cash rate at 1.5 per cent

The Reserve Bank of Australia has left the official cash rate on hold at 1.5 per cent at its last meeting for 2016.

jodie-humphries

Jodie Humphries -

06 Dec, 2016 -

2 min read

Home Loans

Comparing home loan terms: is 25 or 30 years better?

There are a lot of decisions that have to be made when choosing a home loan. One of the most important is the loan term length. When you are paying off a loan over such a long time, five years give or take, doesn’t seem like much but it can make all the difference financially.

jodie-humphries

Jodie Humphries -

08 Nov, 2016 -

3 min read

Home Loans

RBA keeps rates on hold

The RBA has left the official cash rate on hold at 1.5 per cent at its meeting today.

jodie-humphries

Jodie Humphries -

02 Nov, 2016 -

1 min read

Home Loans

Will we see a Melbourne Cup rate cut?

Will we see a Melbourne Cup rate cut?

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Jodie Humphries -

31 Oct, 2016 -

1 min read

Savings Accounts

Is marriage the key to financial success?

Australian's who are engaged have the most positive outlook on their finances of any group in the country.

jodie-humphries

Jodie Humphries -

24 Oct, 2016 -

3 min read

Home Loans

No toast for you! How many smashed avo brunches it takes to buy a house

Earlier this week, Bernard Salt made headlines by claiming the money people under 40 spend on smashed avocado with crumbled feta five-grain toast could be used to save a deposit for a house.

jodie-humphries

Jodie Humphries -

21 Oct, 2016 -

1 min read

Superannuation

Changes to the pension asset test to come into effect Januar

For those who receive, or that are planning to receive the aged pension, it would pay to double check your eligibility in light of changes to the asset test that will come into effect in the new year.

jodie-humphries

Jodie Humphries -

18 Oct, 2016 -

2 min read

Credit Cards

Would you take out a credit card with your supermarket?

When you think credit cards you probably think of your bank as the most likely place to get one from.

jodie-humphries

Jodie Humphries -

14 Oct, 2016 -

2 min read