Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.
546 articles written by Jodie Humphries
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Should I get the car first or the loan?
There are four reasons why you should organise your finance before you start shopping for a car.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
22 Jun, 2017 -
1 min read
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How offset accounts can strip years off your home loan
Unless you have a bachelor degree in finance, really smart friends or a great financial advisor, you may never learn all the tricks of the trade. For instance, did you know that offset accounts reward the conscious saver by saving you thousands in interest charges and shaving years of your loan term?
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
08 May, 2017 -
8 min read
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RBA holds cash rate at 1.5 per cent
The Reserve Bank of Australia has left the official cash rate on hold at 1.5 per cent at its last meeting for 2016.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
06 Dec, 2016 -
2 min read
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Comparing home loan terms: is 25 or 30 years better?
There are a lot of decisions that have to be made when choosing a home loan. One of the most important is the loan term length. When you are paying off a loan over such a long time, five years give or take, doesn’t seem like much but it can make all the difference financially.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
08 Nov, 2016 -
3 min read
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RBA keeps rates on hold
The RBA has left the official cash rate on hold at 1.5 per cent at its meeting today.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
02 Nov, 2016 -
1 min read
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Will we see a Melbourne Cup rate cut?
Will we see a Melbourne Cup rate cut?
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
31 Oct, 2016 -
1 min read
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Is marriage the key to financial success?
Australian's who are engaged have the most positive outlook on their finances of any group in the country.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
24 Oct, 2016 -
3 min read
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No toast for you! How many smashed avo brunches it takes to buy a house
Earlier this week, Bernard Salt made headlines by claiming the money people under 40 spend on smashed avocado with crumbled feta five-grain toast could be used to save a deposit for a house.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
21 Oct, 2016 -
1 min read
![](https://cdn.ratecity.com.au/article/news/3758/retirement_savings.jpg?w=1024)
Changes to the pension asset test to come into effect Januar
For those who receive, or that are planning to receive the aged pension, it would pay to double check your eligibility in light of changes to the asset test that will come into effect in the new year.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
18 Oct, 2016 -
2 min read
![](https://cdn.ratecity.com.au/article/news/3754/Shopping_with_a_credit_card.jpg?w=1024)
Would you take out a credit card with your supermarket?
When you think credit cards you probably think of your bank as the most likely place to get one from.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
14 Oct, 2016 -
2 min read