Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.
546 articles written by Jodie Humphries
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What are the conditions of release for your super?
Superannuation’s primary purpose is to ensure a comfortable post-work lifestyle, which is why the rules associated with how and when you can access your super are stringent.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
02 Feb, 2023 -
5 min read
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Understanding capped price servicing
Capped price servicing offers transparency to the service pricing when returning your vehicle for regular maintenance. Find out how it works.
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Jodie Humphries -
02 Feb, 2023 -
5 min read
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Amex vs Mastercard
Tossing up between an Amex or Mastercard credit card? You’ve come to the right place. In this article we break down the differences between both, so you can work out which one is best for you.
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Jodie Humphries -
27 Jan, 2023 -
5 min read
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Short-term investments: What you need to know
Interested in investing but don’t want to lock away your money for the long haul? Short-term investments could be the solution.
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Jodie Humphries -
27 Jan, 2023 -
4 min read
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What are capped rate home loans?
Capped rate home loans provide extra security of a variable interest rate without locking in a fixed rate. You can be rewarded by capped rate home loans if the variable rate is reduced so your repayments will be less money.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
27 Jan, 2023 -
3 min read
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Guide to buying a rental property with a home equity loan
If you’re considering buying a rental property, you could use the equity in your own home to secure a loan. Learn more about how to plan before you do this.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
27 Jan, 2023 -
3 min read
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Is using a car insurance broker worth it?
Getting the right car insurance can help with the premium cost and ensure you’re properly covered. But how do you choose? Car insurance brokers can help.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
25 Jan, 2023 -
3 min read
![](https://images.ratecity.com.au/large/20230125/compress-dealer-holding-keys-front-toy-car-money-closeup-7Lo0iryih.jpg)
What happens if you trade in a financed car?
Having an outstanding car loan on your vehicle means the lender has a legal right to it, which can make it more challenging to sell. But you may be able to trade in your vehicle while it’s still financed.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
25 Jan, 2023 -
5 min read
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What is the average superannuation balance by age?
Many Australians worry about a comfortable retirement but often aren’t sure how much they should save. Your superannuation balance will be essential to ensure your comfort in the post-retirement years.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
25 Jan, 2023 -
4 min read
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Should I continue repaying a mortgage if I am not on the title?
If you are a named owner listed on a mortgage, you are responsible for repaying it whether or not your name is on the title. Find out your responsibilities.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
23 Jan, 2023 -
4 min read