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- Heartland Bank
- Access account
Access account
- App banking
- Online banking
Monthly fee
$0
Maximum interest rate
Access account
- App banking
- Online banking
Monthly fee
$0
Maximum interest rate
Pros and Cons
For Access account
Benefits
- $0 account keeping fee
- App banking available
- Apple Pay, Google Pay available
- No overseas ATM withdrawal fee charged by Heartland Bank
Drawbacks
- 1.5% fees apply for overseas transactions
Heartland Bank Rate Bank Account overview
For Access account
Account details
Minimum opening amount
$0
Min. age restrictions
14 years old
Minimum balance
Max. age restrictions
N/A
Interest calculation frequency
N/A
Interest payment frequency
N/A
Features
Linked account
Send money using PayID
Joint application available
Free international account transfer
Foreign currency
Target Market Determination
Visit Heartland Bank to view Target Market Determination.
Methods of access
Internet banking
ATM access
Phone banking
EFTPOS facility
Branch access
Cheque services
App
App only
Fee details
Monthly fee
$0
Min. deposit for fee free
N/A
ATM & EFTPOS fees
ATM withdrawal fee
$0
Other bank ATM withdrawal fee
Daily ATM withdrawal limit
N/A
EFTPOS fee
Overseas fees
Overseas ATM withdrawal fee
$0
Overseas eftpos fee
Foreign transaction fee
1.5%
Other transaction fees
Phone transaction fee
Internet transaction fee
Counter withdrawal fee
$10
Free counter transactions
Counter deposit fee
$10
Cheque fee
Cheque dishonour fee
$10