RateCity
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Welcome to RateCity's Car Insurance section.
Congratulations, you are only a few steps away from finding a car insurance quote that can potentially save you hundreds of dollars.
The simple questionnaire above is an essential part of the process to ensure you compare car insurance quotes that suit you. Enter your details into the form, then once you click on the ‘Get Quote’ button a number of highly competitive car insurance policies will be listed that best match your personal driving profile.
Take your time to compare the features of each policy quoted, such as the excess and choice of repairer, until you find a car insurance quote that you are happy with, that offers both the right cover at the right price.
The next step is to decide whether you want to apply by phone or online; if you choose to apply by phone a screen will pop-up revealing the contact details for you to call quoting your reference number. When applying online, you will be transferred through to your chosen insurance company’s website to complete the online application process.
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Car Insurance Guide
Unhappy with the quote received from your current insurer? It's time to consider switching then!
RateCity's Car Insurance Guide provides you with tips and hints to assist you with getting the lowest price on your policy.
Our guide has the most up-to-date information on the best way to approach your research. What's good about comparing on RateCity is that we focus our attention on the smaller players in the car insurance market. It's these companies, such as Budget Direct and Virgin Money that can usually give you a more competitive car insurance quote than the big guns. Get started now!
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Car Insurance Articles
In order to get the lowest possible car insurance quote you need to be in the know! Don't be swept away with all the features and options available - it's important to hold back and only purchase what you need.
That's why we have created a range of articles to explain things in plain English. Check out a few from the list below to get you started:
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Quote Preparation:
Before you apply for car insurance online make sure that you have the following information ready:
• Your address and details of the people who will be driving the car – ensure you list all possible drivers
• Car details – including the year, make and model. Car features – What extra options are fitted to the car • Whether your car is fitted with an immobilizer, alarm or both
• Your driving history – have you made any claims in the past five or so years, if so you will need details of these
• If you have a no claims bonus, what level is it? Do you want to protect it? This may cost you a little extra
• Where is the vehicle kept when you are not using it and overnight?
• Do you use your vehicle for personal or business use or both? How many kilometres do you drive on average per year?Finally, remember to read the product disclosure statement (PDS)
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Budget Direct Quotes
Budget Direct is one of RateCity's participating insurers, who offer quality car insurance cover that rewards smart choices and good driving. Budget was the 2010 winner of Moneymagazine Insurer of the Year and Canstar Award For Outstanding Value Car Insurance 2007-10.
Budget have standard and gold options for comprehensive car insurance. Both policies offer protection against damage to your vehicle but also if you happen to damage another persons vehicle. If you fill out the form above, and view the product page for Budgets product you'll see the full features such as roadside assistance, 24 hour support, access to rental vehicles in the case of an emergency and public liability.
So if you’re looking to cut the cost of car insurance but not the cover, you might want to give Budget Direct a go.
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Virgin Money Quotes
Virgin Money is the second participating insurer that has teamed up with RateCity. Richard Branson is at it again, to save consumers money with claims that they are often 30% cheaper than the major players in the market. This is done with the Virgin 3-way saver:
1. Drive for less - often 30% cheaper than the big guys, but you could save even more.
2. Renewal Price Promise - Virgin Money guarantee you the same low price or better in year 2 if your situation is the same. Be sure to read the conditions for a full elaboration.
3. FREE extra month - that's 13 months for the price of 12 when you buy comprehensive cover online. Again, make sure you read the conditions to sure you are eligible.
So fill in the car insurance form above and compare quotes from not only Virgin Money but a range of insurance providers.
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Latest Car Insurance News
Cars with the worst safety records
May 17, 2012Porsche drivers could be three times more likely to be involved in an accident on the road than Daewoo drivers, research suggests.
Who are the top-rated car insurers fo...
Apr 24, 2012Leading financial research company Canstar has named car insurers AAMI, Budget Direct and Coles Insurance among the top insurers in Australia for 2012, as part of its annual car insurance star rati...
Young drivers paying less to insure
Apr 23, 2012Despite a long-held belief that young drivers make more claims on car insurance and pay the highest premiums, new research has revealed that the cost for young people to insure a vehicle is falling.
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Latest Car Insurance News
Can you beat the carbon tax with car ...
Dec 13, 2011When it comes to car insurance, price tends to be one of the main factors we consider when comparing cover. But if making your car carbon neutral matters to you, your choice of insurer can make a ...
Put a dent in car cover costs
Nov 28, 2011Owning a car isn't cheap. On top of fuel, rego and maintenance costs, insurance premiums can leave a serious dent in your wallet. Compulsory third party (CTP or 'greenslip') cover may be unavoidabl...
Cars powered by the sun set for Oz
Oct 12, 2011A batch of road-worthy vehicles powered by the sun will make their way to our shores later this month to take part in the Veolia World Solar Challenge.
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Latest Car Insurance News
How crime can impact your car insuran...
Aug 31, 2011Drivers in the Australian Capital Territory are likely to be making fewer car insurance claims with the number of vehicle thefts reported last financial year down 37 percent on the previous year, a...
Buying car insurance set to be simpler
Aug 29, 2011Car insurance is still a much more complicated business than it should be. For example, a typical Product Disclosure Statement (PDS) for car insurance in Australia runs to over 25 pages, with dozen...
Don’t get caught with the wrong car i...
Aug 29, 2011The worst possible time to find out that your car insurance is inadequate is when you’ve just had an accident, and you need to make a claim.
Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here. RateCity’s quote may be subject to change by the insurer if you change or add to the information in the application form, including by providing information about non-standard accessories. Up to five car insurance brands currently appear in the results, with all brands provided by A&G Insurance Services Pty Ltd.
