Jodie Humphries
Personal Finance Editor
What’s the difference between a car lease and a hire purchase?
Are you looking for a car you can own or do you need one for a limited time? Learn the difference between a car lease and a hire purchase.
Car Loans
23 Dec, 2021
4 min read
Jodie Humphries
Personal Finance Editor
Should you purchase your car with bank loan or dealer finance?
Buying a new car is exciting, but choosing a payment route isn’t always easy. The two most common finance options are auto loans or dealership finance. Let’s explore the differences between the two options.
Car Loans
17 Dec, 2021
3 min read
Vidhu Bajaj
Personal Finance Writer
Is there a minimum credit score for a car loan in Australia?
In promising news for prospective buyers with a shaky credit history, there’s no fixed minimum credit score for a car loan in Australia. However, as lenders refer to your credit score to determine the risk of providing a loan to you, a lower score might make them wary of lending to you.
Car Loans
14 Dec, 2021
4 min read
Jodie Humphries
Personal Finance Editor
Can I get a loan against my car?
Are you planning to take out a personal loan? You may be able to get a loan using your car as security.
Car Loans
13 Dec, 2021
6 min read
Jodie Humphries
Personal Finance Editor
Are car loans secured or unsecured debt?
Looking at purchasing a car? You may need a car loan and be wondering, is my car loan secured or unsecured debt - read this to get your answer.
Car Loans
07 Aug, 2021
3 min read
Jodie Humphries
Personal Finance Editor
Should you consider paying cash for a car?
If you’re debating whether or not to buy a car using cash, here are a few factors you might want to consider to help you make your decision.
Car Loans
05 Aug, 2021
3 min read
Jodie Humphries
Personal Finance Editor
How to prevent vehicle repossession in Australia
If you take out a car loan and find it difficult to repay, you may face the threat of having the car repossessed by the lender. Find out how you can prevent this or get your repossessed car back.
Car Loans
04 Aug, 2021
3 min read
Georgia Brown
Personal Finance Editor
Can I transfer my car loan to someone else?
While you probably didn’t anticipate having to sell your car before the end of your loan term, plenty can change over the course of a few years. This might lead you to wonder whether you can transfer your car loan to another person.
Car Loans
31 Jul, 2021
3 min read
Jodie Humphries
Personal Finance Editor
Hatchback vs sedan: Which should I choose?
If you’re in the market for a car and can’t decide what type of vehicle will suit you, it’s a good idea to compare the pros and cons of a hatchback vs a sedan.
Car Loans
28 Jul, 2021
3 min read
Alex Ritchie
Personal Finance Editor
Can I extend my car loan term?
Sometimes your original car loan is no longer financially suitable. In this case you may need to consider extending your car loan term. Let's explore the pros and cons of refinancing to extend your car loan term.
Car Loans
28 Jul, 2021
5 min read
Georgia Brown
Personal Finance Editor
What happens if my car is stolen and I have a car loan?
Having your car stolen can be an ordeal at the best of times. But what happens if it’s stolen when it’s still under finance?
Car Loans
25 Jul, 2021
3 min read
Jodie Humphries
Personal Finance Editor
How do rent-to-buy cars work? | RateCity
Do you want a new car, but would prefer to avoid paying upfront if you can? What if you were able to rent the vehicle and pay for it over a period of time? Find out the pros and cons of rent-to-own.
Car Loans
25 Jul, 2021
4 min read
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