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Relevant Credit Cards articles and tips
Alex Ritchie
Personal Finance Editor
How do I get Travel Credit on my Amex card?
While most American Express cards offer some kind of travel rewards, there are only a few cards that will give you Travel Credit. This credit could be used to book your flights, pay for a hotel stay, or even rent a car.
Credit Cards
17 Jan, 2023
3 min read
Alex Ritchie
Personal Finance Editor
What does a credit card concierge service do?
Often when we search for a new credit card we have certain features in mind that we're after. Some people value a low interest rate card with a long interest free period while others are looking to maximise their frequent flyer points and rewards.
Credit Cards
13 Jan, 2023
5 min read
Jodie Humphries
Personal Finance Editor
How to Join Qantas Frequent Flyer for Free - RateCity
Usually, Australians pay a hefty fee to open a Qantas Frequent Flyer membership. But there are ways to join this program for free.
Credit Cards
11 Jan, 2023
5 min read
Jodie Humphries
Personal Finance Editor
What is the value of Qantas frequent flyer points?
Before you book your tickets or spend your points, you may want to understand how Qantas calculates the value.
Credit Cards
11 Jan, 2023
4 min read
Alex Ritchie
Personal Finance Editor
Does paying off a credit card immediately improve your credit score?
One of the best ways to boost your credit score so is by paying off your credit card debt. It may take a few weeks, or up to three months, for your credit score to update once you pay off your credit card balance.
Credit Cards
11 Jan, 2023
4 min read
Alex Ritchie
Personal Finance Editor
Is it possible to get a credit card with no credit history? | RateCity
Not having credit can lead an issuer to decline your application for a new credit card, but it's different from having bad credit on your file
Credit Cards
10 Jan, 2023
7 min read
Alex Ritchie
Personal Finance Editor
Can credit card rewards points be capped?
Many issuers have strict point earning caps. Luckily, there are strategies available which may help you to avoid your point-earning ability being limited.
Credit Cards
23 Dec, 2022
4 min read
Vidhu Bajaj
Personal Finance Writer
How to pay your bills online with a credit card
Paying your bills online with a credit card depends on various factors, including your credit card provider, the type of bill, and the payment options provided by the merchant.
Credit Cards
14 Dec, 2022
4 min read
Alex Ritchie
Personal Finance Editor
How long does a credit card fraud investigation take?
So, how long does a credit card fraud investigation take? In general, it can take anywhere from 21 days to 90 days – depending on your card issuer.
Credit Cards
11 Nov, 2022
3 min read
Jodie Humphries
Personal Finance Editor
How to cancel a credit card?
You can cancel a credit card with just a phone call, but you should first check that you don’t have an outstanding balance or direct debits.
Credit Cards
09 Nov, 2022
4 min read
Alex Ritchie
Personal Finance Editor
Can I pay my credit card bill with PayPal?
Unfortunately, it is not possible to use PayPal directly to pay for a credit card bill. You can use the PayPal balance to transfer money to your Australian bank account, and then pay your credit card bill with these funds.
Credit Cards
24 Oct, 2022
3 min read
Jodie Humphries
Personal Finance Editor
What are some of the reasons why a credit card application is declined?
There are many reasons why your credit card application was declined. Luckily, many have easy solutions.
Credit Cards
18 Oct, 2022
2 min read
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Vidhu Bajaj
Personal Finance Writer
24 Nov, 2023
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Alex Ritchie
Personal Finance Editor
26 Oct, 2023
Increasing your chance of credit card approval
Alex Ritchie
Personal Finance Editor
26 Oct, 2023
How does credit card insurance work?
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