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- Low Rate Credit Card
Community First Bank Low Rate Credit Card
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
8.99%
Balance transfer rate
0%
Annual fee
$40
Community First Bank Low Rate Credit Card
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
8.99%
Balance transfer rate
0%
Annual fee
$40
Pros and Cons
For Community First Bank Low Rate Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Lower than average annual fee
- Apple Pay, Google Pay and Samsung Pay available
Drawbacks
- No reward program
- Does not offer free supplementary cards
Community First Bank Rate Credit Card overview
For Low Rate Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
3% or $20
Minimum credit limit
$1,000
Maximum credit limit
$15,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Community First Bank to view Target Market Determination.
Fees
Annual fee
$40
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$25
Over limit fee
$30
Duplicate statement fee
$1.5
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
8.99%
Cash advance rate
8.99%
Cash advance fee
$1.5
Balance Transfer
Balance transfer rate
0%
Transfer limit
100%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
3% on Visa
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Must have regular income, been in your current job for longer than 6 months.
Residency
Australia CitizenPermanent Resident
