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Home Insurance articles & news
Need to know all about home insurance? Let RateCity help fill in the gaps of your knowledge with our home insurance team.
Mark Bristow
Personal Finance Editor
First-time renters: Your essential guide to leasing your first property
Whether you're moving out of your parents' home, leaving student accommodation, or moving in with a group of friends, it’s important to be prepared, and understand the ins and outs of the rental process.
Home Insurance
12 Feb, 2024
5 min read
Mark Bristow
Personal Finance Editor
What does building insurance cover?
Home insurance can be daunting, especially when trying to protect your most valuable asset - your home. Building insurance plays a crucial role in safeguarding homeowners from financial loss due to damage or destruction of their property. Understanding the essentials of building insurance and its costs may help you save some money on your policy.
Home Insurance
12 Feb, 2024
3 min read
Mark Bristow
Personal Finance Editor
Unoccupied home insurance: Your essential guide
Leaving your home unoccupied beyond a certain length of time can have consequences for your home and contents insurance coverage. If you are planning on spending an extended period away from home, or know in advance that your house will be empty, then unoccupied home insurance may be worth considering.
Home Insurance
09 Feb, 2024
4 min read
Mark Bristow
Personal Finance Editor
Jewellery Insurance: A Comprehensive Guide
If you’ve ever lost a piece of jewellery or had an item stolen or damaged, you’ll know how much it can hurt, both personally and financially. Whether it's an heirloom necklace, unique engagement ring, or luxury watch, the loss, theft, or damage of such items can be a major headache.
Home Insurance
09 Feb, 2024
5 min read
Mark Bristow
Personal Finance Editor
Renting out a room in your home: Are you insured?
Renting out a room in your home can be beneficial in a number of ways - it can help you earn extra income to put towards household bills or mortgage payments, and it can even be a way to make use of a space that’s sitting dormant. That said, if you are considering becoming a landlord, even on a small scale, then it’s important to understand the legal requirements and the workings of the rental market, as well as how renting out a room could potentially affect your home and contents insurance.
Home Insurance
09 Feb, 2024
5 min read
Alex Ritchie
Personal Finance Editor
Green insurance: ethical insurers in Australia
If you’re intent on making more sustainable choices this year - this could also include your insurance provider. Two major insurers, Auto & General and Huddle, have both committed to avoiding companies in the fossil fuel sector.
Home Insurance
24 Nov, 2023
6 min read
Mark Bristow
Personal Finance Editor
Advantages and disadvantages of home and contents insurance
If you want to insure your home, as well as your possessions, choosing a combined home and contents insurance policy can come with advantages, such as lower premiums compared to separate policies, and easier filing of combined insurance claims after disaster strikes. However, there may also be some disadvantages, such as lower coverage limits for some of your belongings and needing to buy more optional coverage.
Home Insurance
20 Nov, 2023
3 min read
Mark Bristow
Personal Finance Editor
Are kitchen appliances covered by contents insurance?
Many kitchen appliances are counted as part of your home’s contents for insurance purposes. However, some insurers could consider some built-in appliances to be part of your building, meaning they may only be covered under a building insurance policy.
Home Insurance
15 Nov, 2023
3 min read
Vidhu Bajaj
Personal Finance Writer
What you need to know about home insurance for Airbnb and Stayz properties
Navigate the complexities of home insurance for Airbnb and Stayz properties - protect your investment and understand coverage options.
Home Insurance
13 Nov, 2023
5 min read
Alex Ritchie
Personal Finance Editor
Is flood insurance included in your policy?
With more and more flooding events occurring in Australia, it’s a no-brainer to investigate whether your home insurance covers damages from floods.
Home Insurance
13 Nov, 2023
5 min read
Vidhu Bajaj
Personal Finance Writer
Do you need holiday home contents insurance?
Having a contents insurance coverage for your holiday home could be a smart decision whether you visit it yourself or rent out to vacationers.
Home Insurance
08 Nov, 2023
4 min read
Peter Terlato
Personal Finance Editor
What are the most common reasons your home insurance claim will be denied?
Being informed of the various reasons an insurer may deny a claim can help you make sensible decisions when you’re considering filing a claim, and ensure that you're adequately covered.
Home Insurance
07 Nov, 2023
7 min read
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