Home Insurance articles & news

Need to know all about home insurance? Let RateCity help fill in the gaps of your knowledge with our home insurance team.

Peter Terlato

Personal Finance Editor

How does strata insurance work?

Strata insurance is coverage designed for properties that are part of strata or community title arrangements and is a mandatory requirement across Australia.

Home Insurance

28 Aug, 2023

7 min read

Vidhu Bajaj

Personal Finance Writer

Does home insurance cover asbestos removal?

When buying an old home, consider assessing it for asbestos as it can be expensive to remove, and home insurance will likely not cover the removal costs.

Home Insurance

25 Aug, 2023

6 min read

Does home insurance cover asbestos removal?

Vidhu Bajaj

Personal Finance Writer

How to choose the right home insurance

When you look for a home insurance policy, consider comparing policies from different providers to see which one offers adequate coverage for most incidents.

Home Insurance

25 Aug, 2023

6 min read

Peter Terlato

Personal Finance Editor

Does home insurance cover fire damage?

Fire damage is usually included in home insurance policies Australian insurers offer. If you’re worried about bushfires, consider ensuring adequate coverage.

Home Insurance

24 Aug, 2023

6 min read

Mark Bristow

Personal Finance Editor

Helpful tips for choosing a home insurance policy

Buying home insurance can be a confusing process, especially if you’ve never done it before. You’ll need to compare policies from different providers to understand what is and isn’t included, and to what extent. Insurers use terms like coverage, exclusions, and limits, which you’ll need to understand in detail.

Home Insurance

21 Aug, 2023

4 min read

Helpful tips for choosing a home insurance policy

Mark Bristow

Personal Finance Editor

Does home insurance cover temporary accommodation?

Seeing your home damaged by a natural disaster such as a bushfire or a hailstorm can be traumatic. Unfortunately, sometimes your house may become uninhabitable after such an incident and require major renovation or even rebuilding. In such circumstances, your home insurance policy may cover the cost of temporary or emergency accommodation.

Home Insurance

18 Aug, 2023

3 min read

Does home insurance cover temporary accommodation?

Mark Bristow

Personal Finance Editor

Will my home insurance policy cover lost jewellery?

The average home and contents insurance policy in Australia may only cover lost jewellery in some circumstances, and even then, only up to a certain value. If the event where your jewellery is lost is not listed in your insurance policy, your insurer may not entertain your claim. Consider checking the details of your insurance policy to know which incidents are covered.

Home Insurance

18 Aug, 2023

4 min read

Will my home insurance policy cover lost jewellery?

Mark Bristow

Personal Finance Editor

Five common misunderstandings about home and contents insurance

Your home and the valuables it contains may be irreplaceable, but you can at least recover their financial value if your home and contents insurance includes adequate coverage.

Home Insurance

17 Aug, 2023

4 min read

Five common misunderstandings about home and contents insurance

Mark Bristow

Personal Finance Editor

Key things to know about home insurance for first time home buyers

Moving into your first home is an achievement any Australian would be proud of. So, if you’re concerned about maintaining the condition of your house, you might consider taking out your first homeowner’s insurance policy before you move in.

Home Insurance

17 Aug, 2023

3 min read

Key things to know about home insurance for first time home buyers

Peter Terlato

Personal Finance Editor

Does your home and contents insurance policy cover accidental damage?

A home and contents insurance policy may cover some types of accidental damage but only when verified by a claims adjuster. Consider checking with your insurer for details.

Home Insurance

16 Aug, 2023

6 min read

Does your home and contents insurance policy cover accidental damage?

Peter Terlato

Personal Finance Editor

Does my home insurance policy cover moving expenses?

Concerned about the safety of your valuables while moving from one house to another? Check to see if you need to add coverage to your home insurance policy.

Home Insurance

15 Aug, 2023

4 min read