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Home Loans Articles

Relevant Home Loans articles and tips

What is a principal and interest home loan?

Home loan repayments are either made on a ‘principal and interest’ basis or they are paid by ‘interest-only’ instalments.

Home Loans4 min read

Looking beyond the rate – other home loan features to get excited about

Many of us get hung up on interest rates when comparing different home loans. It’s easy to understand why – “the lower the rate, the better the loan” is a very simple formula to understand.

Home Loans5 min read

Refinancing traps and how to avoid them

For the first time refinancer there can be many little traps throughout the process that can mean paying more than you expected.

Home Loans6 min read

How to refinance online

There are now so many tools and resources available on the internet that you can complete the whole refinancing process from start to finish online.

Home Loans4 min read

How can refinancing help you pay off your home loan quicker?

You may have heard that refinancing your home loan to a cheaper rate can help you pay off your mortgage sooner. This can be true but there are certain steps you need to follow to make sure this is the case.

Home Loans4 min read

How much does it cost to refinance?

If you are weighing up the pros and cons of refinancing, you will need to consider the costs that can be involved in the process.

Home Loans4 min read

Should you switch or negotiate a better rate?

Refinancing your home loan is a significant decision, and one that’s worth giving some proper consideration before taking the plunge. By following RateCity’s six-step process, you can accurately assess the current state of your personal finances, where you would like them to be, and determine whether switching from one lender to another will ultimately be worth it.

Home Loans7 min read

Home Loans Guide – Step 7 of 7 – Fees & Charges

Home Loan Deposit - Step by Step guide 7 with Laine Lister - the ins and outs of mortgage fees and charges.

Home Loans4 min read
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