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What the Researchers Say:

A "best value for money" superannuation fund. Well balanced across all key assessment criteria in a robust, secure and proven risk framework. The fund provides features that should assist most individuals to meet their retirement savings goals.

You should contact your financial adviser or this fund before making an investment decision.

  • MySuper Platinum
Awards
Fund data valid as of April 30, 2016

Typical Fees

Balance This Fund Industry Average Difference
5k $124 $152 -$28
50k $484 $614 -$130
100k $884 $1,133 -$249

Investment Allocation

Intl shares 31.3%
Aus shares 31.3%
Property 5.4%
Fixed interest 19.2%
Cash 12.8%
Other 0.0%

Fees & Charges

Administration Fee ($) $84
Administration Fee (%) 0.58%
Investment Fee 0.22%
Switching Fee $0
Exit Fee $80
Account Size Discount No
Employer Size Discount Yes

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Membership 46,933
Total Assets $2,887,927,336
Year Started 2014
Target Market All industries
Offered to Public? Yes
Fund Type Master Trust-MySuper

Fund Highlights - provided by Aon MySuper

Access to additional benefits via a range of financial products and services, and the WeCare program.
Option to transfer in other super fund or retail insurance with no additional underwriting and at group rates. Flexible, value-for-money death/TPD/income protection options, with minimum level death and TPD cover.
Free workplace seminars from our specially trained account managers. Comprehensive education material, including online super, retirement and insurance calculators.

Investment Option Performance

Asset Allocation Category FYTD FY 2015 FY 2014 FY 2013 FY 2012 FY 2011 Comparison
Balanced 1.71%
1.43%
9.57%
9.60%
Fund
Benchmark
High Growth 0.99%
0.30%
12.31%
11.66%
Fund
Benchmark
Conservative Balance 2.16%
1.45%
7.86%
7.28%
Fund
Benchmark
Secure 3.24%
1.45%
3.74%
7.28%
Fund
Benchmark
Growth 1.26%
1.01%
11.29%
10.71%
Fund
Benchmark
Capital Stable 2.61%
2.09%
6.14%
5.66%
Fund
Benchmark
  • Legend:
  • Outperformed average
  • Underperformed average
  • Negative returns

Annualised figures are the average per year returns of the rated option based on the cumulative returns for the past 5 years to 30/06/2015, past performance is not a reliable indicator of future performance. Performance and fee data is based on the option which is rated by SuperRatings and stated on each product's landing page.

Benchmark investment information - how performance is measured

To ensure comparability for consumers, the RateCity superannuation comparison is based on the asset allocation of each of the MySuper/Pension products, irrespective of the name of the investment option. This methodology allows consumers to compare products on a like for like basis and removes any ambiguities associated with the name of the investment option. For example, an investment option may be classified as growth, however its asset allocation may in fact mean it should be classified as high growth. By using the asset allocation as the dominant identifier, we believe this provides the most robust framework for consumers to compare funds and recognise that this is a consistent approach to that of SuperRatings methodology.

Option Type Percentage of Growth Assets
min-max %
High Growth 91-100%
Growth 77-90%
Balanced 60-76%
Conservative Balanced 41-59%
Capital Stable 20-40%
Secure 0-19%

What the researchers say

Aon Master Trust Corporate Super- Essentials came into effect 1 July 2012 and is designed for employees of companies with five of more employees.

The Fund's MySuper offering, Aon MySuper, is a lifecycle investment option that adjusts automatically based on the member's age, and is made up of two portfolios, High Growth and Defensive. Aon MySuper recorded strong performance over the 12 months to 30 June 2015.

Aon Master Trust's choice members have access to a broader selection of over 30 Pre-Mixed and Single Sector investment options, as well as a Direct Investment Option, which provides access to Direct Shares, ETFs and Term Deposits.

Fees are competitive across all account balances and discounts can be obtained by members in larger employer groups. No fees are charged for switching investments; however, an exit fee applies for withdrawals.

Aon Master Trust provides a good insurance structure offering both members and employers with flexibility and competitive premiums. A full suite of insurance cover is available, including Income Protection (IP) with payment periods of 2 years, 5 years and to age 65, and a choice of waiting periods.

The fund offers access to online calculators, scaled advice and full financial planning. Additionally, the WeCare program offers members and their families benefits such as legal advice, home assistance, funeral assistance, counselling and grief services.


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