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BT Lifetime Super - Employer MySuper

Past 5-year return
8.63%
Admin fee
$78
Calculated Fees on 50k
$583
Access to 24 hour internet and telephone transaction services.
No additional charges applied when switching investments or making a withdrawal.
Interactive education online service containing newsletters and videos.
Educational seminars accessible to larger employer plans.
Discounted pricing for large plans.
Flexible insurance arrangements.
BT Lifetime Super Employer Plan was launched in 1990 by BT Financial Group. Membership is open to employees in all industries. The fund offers a range of features, one being their intuitive Wealth Review program, which aims to help members reach their financial and personal goals. The Wealth Review program is a 2017 Best New Innovation of the Year Finalist.BT Lifetime Employer Plan offers members a MySuper authorised, age-based Lifestage strategy. Members are placed in one of seven actively-managed investment options depending on the decade they were born, with growth assets automatically declining as they get older. The fund's MySuper 1960s Lifestage Fund option has underperformed the SuperRatings Index in the short and long term. A selection of over 40 other options are also available to choice members.Fees are lower than the industry average across all account balances assessed. Further discounts may apply depending on the members account balance and the size of the employer plan.BT Lifetime Employer Plan offers members a full suite of insurance. Death cover is unlimited, and Income Protection (IP) insurance covers up to 90% of salary with a choice of various waiting periods and benefit periods. Employers are able to negotiate automatic Death or Death & TPD cover for their employees.Financial planning services are available for members, and the website caters to employers, advisers and members with a range of educational materials, calculators and reporting capabilities. Members can also access the BT Benefits Now program, which offers a range of discounted services.

Fees & fund features-0

Admin fee
Admin fee
$78
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.51%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$78
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.51%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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