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Combined Super - MySuper

Past 5-year return
New fund
Admin fee
$52
Calculated Fees on 50k
$743
Strong emphasis on personal service - no call centre.
Free member and employer seminars.
Very flexible insurance options.
High quality, educational newsletters.
Free clearing house for employers.
Combined Super was established in 1959 as the Combined Schools Superannuation Fund and is a provider of superannuation and pension products to the private education sector, charities, non-profit groups and associations. The fund's MySuper offering comprises a single diversified investment option, Balanced (MySuper). The Balanced (MySuper) option has underperformed the SuperRatings Index over the short and long term. Choice members have access to both Diversified and Single Sector options. Fees are higher than the industry average across medium and large account balances assessed. Members are able to switch investment options at no cost; however, an exit fee applies when making lump sum withdrawals.Combined Super provides members with a full suite of insurance including Death Only cover, Total & Permanent Disablement (TPD) cover and Income Protection (IP) cover. IP cover offers up to a maximum of 85% of pre disability salary, with a 90 day waiting period and benefit periods of 2 years or to age 65. Overleaf premiums are to be used as a guide only, as insurance arrangements are unique to each employer.A number of additional features are available to members including a free limited advice service, financial planning, regular newsletters and online calculators. Member Access allows members to view and update account details online, as well as, switch investment options.

Fees & fund features

Admin fee
Admin fee
$52
Exit fee
Exit fee
$67
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.00%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$52
Exit fee
Exit fee
$67
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.00%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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