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Cbus Sole Trader

Past 5-year return
11.42%
Admin fee
$78
Calculated Fees on 50k
$498
The major Industry Super fund for people in the building and construction industry.
Established over 30 years ago, run to benefit members.
Offer advice services from single issue to referral for full financial plans.
Cbus directly invests in property through its wholly owned subsidiary, Cbus Property Pty Ltd.
Cbus is a public offer fund with origins in the building and construction industry. The fund was established in 1984 and continues to support members by investing in construction projects across Australia. The Cbus Sole Trader Super fund is a 2017 Choice Fund of the Year Finalist.The Sole Trader product offers an investment menu of 3 Diversified options and a Cash option. Choice members also have access to term deposits, ETFs, S&P/ASX 300 shares, property and infrastructure through Cbus Self Managed. The Growth (Cbus MySuper) option has outperformed the SuperRatings Index over the short and long term.Cbus's fees and charges are below the rated average and are clearly defined with transparent disclosure. No additional fees are charged for switching between standard investment options, although an exit fee applies.Cbus Sole Trader offers members default Death and Total & Permanent Disability (TPD) cover. Rates are somewhat difficult to compare so care needs to be taken with the guide shown overleaf. Additional cover can be accessed up to a maximum of $5 million for Death and $2 million for TPD. Accident Only Income Protection is also offered as a default to members aged under 65, with a 30 day waiting period and a 2 year benefit payment period.The fund offers members low cost retirement and financial planning services, health insurance, and a free mobile app. The fund has taken an industry leading position in transparency and corporate governance disclosures to members. Cbus continues to demonstrate excellent environmental and social principles and is Infinity Recognised.

Fees & fund features-0

Admin fee
Admin fee
$78
Exit fee
Exit fee
$35
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.70%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$78
Exit fee
Exit fee
$35
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.70%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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