What the Researchers Say:

A "reasonable value for money" fund that is performing well in a number of assessment areas but with average or below average features and/or performance in a number of other areas of our assessment.
You should contact your financial adviser or this fund before making an investment decision.

  • MySuper Silver
Fund data valid as of June 30, 2016

Typical Fees

Balance This Fund Industry Average Difference
5k $138 $157 -$19
50k $520 $631 -$111
100k $945 $1,164 -$219

Investment Allocation

Intl shares 27.0%
Aus shares 28.0%
Property 9.0%
Alternative 14.0%
Fixed interest 11.0%
Cash 11.0%

Fees & Charges

Administration Fee ($) $95
Administration Fee (%) 0.15%
Investment Fee 0.70%
Switching Fee $0
Exit Fee $60
Account Size Discount Yes
Employer Size Discount No

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Membership 74,444
Total Assets $1,038,710,000
Year Started 2013
Target Market Child Care
Offered to Public? Yes
Fund Type Master Trust-MySuper

Fund Highlights - provided by Child Care Super - MySuper

No information was provided by the fund to SuperRatings, hence an alert rating may be given in areas where a qualitative assessment cannot be made. For available information refer to the fund's PDS.

What the researchers say

The Child Care Super Fund (CCSF) was established in 1997 to provide superannuation services to workers in the child care industry and is part of Guild Super. On 30 June 2010 the Fund's trustee, Guild Trustee Services Pty Limited, transferred the accrued benefits and entitlements of all existing members of the Australian Child Care Super Fund into the Child Care Super sub-plan of the Fund. Child Care Super is MySuper authorised.

The default, MySuper solution is made up of three age-based investment options consisting of Building, Growing and Consolidating, which reduce growth assets as members get older. Child Care Super also offers 4 Diversified and 4 Single Sector options for choice members who prefer to choose their own investment mix.

Fees are competitive across all account balances assessed. The fee structure consists of both member fees and asset based administration charges. An exit fee of $60 and Buy/sell spreads also form part of the fee structure.

A full suite of insurance is available and members are automatically provided with Default Cover of Death and TPD, as well as Income Protection (IP) with a 2-year benefit period and a 90-day waiting period. Members may apply for additional Death only, Death and TPD, and IP (Standard or Long-Term IP) cover if required. IP insurance covers up to 85% of salary with a choice of 3 waiting periods and 2 benefit payment periods.

Child Care Super provides members with access to financial planning services, EFTPOS solutions, super and pension planning calculators, and bi-annual account statements.

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