What the Researchers Say:

A "reasonable value for money" superannuation fund that is performing well in a number of assessment areas but with average or below average features and/or performance in a number of other areas of our assessment.

You should contact your financial advisor or this fund before making an investment decision.

  • Silver
Fund data valid as of July 31, 2016

Typical Fees

Balance This Fund Industry Average Difference
5k $98 $156 -$58
50k $475 $627 -$152
100k $950 $1,155 -$205

Investment Allocation

Intl shares 15.0%
Aus shares 20.0%
Property 10.0%
Alternative 5.0%
Fixed interest 30.0%
Cash 20.0%

Fees & Charges

Administration Fee ($) $0
Administration Fee (%) 0.70%
Investment Fee 0.25%
Switching Fee $0
Exit Fee $75
Account Size Discount No
Employer Size Discount No

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Membership 4,777
Total Assets $404,291,767
Year Started 2013
Target Market All Industries
Offered to Public? Yes
Fund Type Master Trust-Personal

Fund Highlights - provided by RetireRight Super

Low fees, simple fee structure
Simple core investment options, plus Self-Managed Investment Options
Easy to use online member portal
Comprehensive financial advice available
Competitive group and retail insurance offers
Responsive member servicing (eg: follow up of rollovers)

Investment Option Performance

Asset Allocation Category FYTD FY 2015 FY 2014 FY 2013 FY 2012 FY 2011 Comparison
Conservative Balance 1.87%
Secure 0.22%
Growth 2.97%
  • Legend:
  • Outperformed average
  • Underperformed average
  • Negative returns

Annualised figures are the average per year returns of the rated option based on the cumulative returns for the past 5 years to 30/06/2015, past performance is not a reliable indicator of future performance. Performance and fee data is based on the option which is rated by SuperRatings and stated on each product's landing page.

Benchmark investment information - how performance is measured

To ensure comparability for consumers, the RateCity superannuation comparison is based on the asset allocation of each of the MySuper/Pension products, irrespective of the name of the investment option. This methodology allows consumers to compare products on a like for like basis and removes any ambiguities associated with the name of the investment option. For example, an investment option may be classified as growth, however its asset allocation may in fact mean it should be classified as high growth. By using the asset allocation as the dominant identifier, we believe this provides the most robust framework for consumers to compare funds and recognise that this is a consistent approach to that of SuperRatings methodology.

Option Type Percentage of Growth Assets
min-max %
High Growth 91-100%
Growth 77-90%
Balanced 60-76%
Conservative Balanced 41-59%
Capital Stable 20-40%
Secure 0-19%

What the researchers say

YellowBrickRoad Super, originally known as RetireRight Super, was established in April 2013 and issued by MAP Funds Management Ltd, which joined OneVue in February 2014. As a pubic offer fund, anyone who is eligible to open a superannuation account can join.

Members have access to 3 Diversified investment strategies and a range of Self-Managed investment options. These provide access to Managed Funds, SMA Model Portfolios and Term Deposits. The YellowBrickRoad Super 50/50 Option under-performed the SR25 Conservative-Balanced Index in 2014 and 2015. Long-term performance history is currently not available.

Fees associated with this product are lower than the industry average across all account balances assessed. No direct switching fees are charged, however transactional costs may be incurred when changing investment options. Exit fees apply for full withdrawals.

YellowBrickRoad Super provides members with a choice of group life cover or retail insurance. Automatic Death & TPD cover is provided to members upon initially joining the fund. Members can apply for additional Death & TPD cover up to $3 million, and an unlimited amount of Death only cover. Income Protection (IP) is offered as part of retail insurance cover through a YellowBrickRoad Financial Adviser. An assessment of IP is not provided as premium rates are tailored on an individual basis.

YellowBrickRoad members have access to a quick and easy application process, and can track their account information via an online portal. Members can also obtain comprehensive financial advice via YellowBrickRoad financial adviser network.

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