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Term Deposits Articles

Relevant Term Deposits articles and tips

Laine Gordon

Head of Public Relations

Financial advisors 'need more education' about term deposits

It has been revealed that many financial advisors need more guidance and education about term deposits, following a survey by investment management firm PIMPCO which found that almost half of the 200 advisors surveyed classify the investment product incorrectly.

Term Deposits

24 Sep, 2010

3 min read

Financial advisors 'need more education' about term deposits
RateCity

Longer-Term Deposits

Longer-term deposits are term deposits that are for one year or more, while short-term deposits are usually for less than one year.

Term Deposits

07 Sep, 2010

2 min read

Longer-Term Deposits
Laine Gordon

Head of Public Relations

Don't risk your term deposit investment

In Australia, Datamonitor recorded that less than one in 20 out of 2100 people surveyed changed their bank in the past year. This means that the 19 out of 20 that don't switch accounts could be missing out on better interest rates. And those who have money tied up in term deposits could be putting their money at risk.

Term Deposits

31 Aug, 2010

4 min read

Don't risk your term deposit investment
Laine Gordon

Head of Public Relations

Long term investors, get more for your bang

According to data from RateCity, more people have been opening savings accounts than term deposits in July. The data showed that while the number of applications for term deposits for July has increased by 44 percent since June, there were 19 percent more people applying for savings accounts than term deposits.

Term Deposits

25 Aug, 2010

3 min read

Long term investors, get more for your bang
Laine Gordon

Head of Public Relations

Bank on your own future with a self managed super fund

Take control of your superannuation fund with an easy investment option. We all know that superannuation is the process of investing for our retirement. However, most of us don\\\'t give our super a second thought. While there are a number of investment strategies when managing your own super fund, those with self-managed super funds should take advantage of term deposit accounts while the interest rates are high.

Term Deposits

18 Aug, 2010

3 min read

Bank on your own future with a self managed super fund
Laine Gordon

Head of Public Relations

Make your investments climb using the laddering system

Laddering is not only something that happens to women's stockings, it is also used to define a type of investment strategy that investors use with term deposits. Basically, laddering is a way of assembling your cash investments so that your funds are more regularly accessible while still being able to take advantage of high-interest long-term deposit accounts.

Term Deposits

11 Aug, 2010

3 min read

Make your investments climb using the laddering system
RateCity

Cash Investments

Cash investments and fixed term deposits are types of investments available to those looking to invest their hard earned money.

Term Deposits

13 Jul, 2010

1 min read

Cash Investments
Laine Gordon

Head of Public Relations

Investors take note term deposits are the new black

With the slowdown of activity by investors, RateCity investigates how term deposits are heating up for the cashed up. Many investors enter the property market because it can be straight forward and less unpredictable than other investments like shares. However, RateCity has noticed a trend of investors easing away from the mortgage market.

Term Deposits

09 Jul, 2010

3 min read

Investors take note term deposits are the new black
RateCity

Short-Term Deposits

Short-term deposits are one option of term deposits available for investors wishing to deposit their money for up to 12 months.

Term Deposits

08 Jul, 2010

1 min read

Short-Term Deposits
Laine Gordon

Head of Public Relations

Spend more, save now Secrets to scoring big at Christmas

Want to grow your money before Christmas to help make your gift shopping a little easier? RateCity has some handy tips to make sure you're prepared for this year's spending rush.

Term Deposits

07 Jul, 2010

3 min read

Spend more, save now Secrets to scoring big at Christmas
Laine Gordon

Head of Public Relations

Ditch the major banks and earn 1.2 percent more

If you are in the market for a term deposit, RateCity shows you how comparing the smaller lenders can really pay off on your investment return.

Term Deposits

30 Jun, 2010

3 min read

Ditch the major banks and earn 1.2 percent more
RateCity

Maturity

When a term deposit reaches the end of its agreed term, this is called maturity.

Term Deposits

30 Jun, 2010

1 min read

Maturity